Mortgage Lenders and Brokers in Chapin, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chapin, South Carolina mortgage lenders include First Community BankFirst Community Bank127 Amicks Ferry Rd, Chapin, SC 29036A+5.0 ★Texas Ratio: 0.38%, Wells Fargo Bank NAWells Fargo Bank NA168 Columbia Ave, Chapin, SC 29036A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1301 Chapin Road, Chapin, SC 29036A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust201 N Main St, Abbeville, SC 29620A5.0 ★Texas Ratio: 7.72%, SAFE Federal Credit UnionSAFE Federal Credit Union596 Sumter Hwy, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.64%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, First Palmetto BankFirst Palmetto Bank300 King St E, Bethune, SC 29009A+5.0 ★Texas Ratio: 1.16%, Southstate Bank, National AssociationSouthstate Bank, National Association113 Virginia St, Chapin, SC 29036A+5.0 ★Texas Ratio: 2.27%, and TD BankTD Bank260 Columbia Ave, Chapin, SC 29036A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chapin, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chapin are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chapin, South Carolina
Market share is the lender's share of all home loans closed in Chapin, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Chapin 127 Amicks Ferry Rd, Chapin, SC 29036 A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 7 | 2.1% | 100% | $437,857 | View |
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1 office in Chapin 168 Columbia Ave, Chapin, SC 29036 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.9% | 100% | $168,333 | View |
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★ 1 stars, 1 review 1 office in Chapin 1301 Chapin Road, Chapin, SC 29036 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $455,000 | View |
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201 N Main St, Abbeville, SC 29620 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, Jumbo, HELOC | 7 +5 HELOCs |
2.1% | 87.5% | $466,428 | View |
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596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 6 | 1.8% | 100% | $205,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 6 | 1.8% | 100% | $301,666 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA | 5 | 1.5% | 100% | $269,000 | |
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300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 5 | 1.5% | 100% | $287,000 | View |
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★ 5 stars, 1 review 113 Virginia St, Chapin, SC 29036 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 4 +3 HELOCs |
1.2% | 100% | $287,500 | View |
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260 Columbia Ave, Chapin, SC 29036 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 4 +1 HELOCs |
1.2% | 100% | $287,500 | View |
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244 W Columbia Ave, Batesburg, SC 29006 2125 A+5.0 ★Texas Ratio: 1.08% |
Conventional, Jumbo | 4 | 1.2% | 80% | $615,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $441,666 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, VA | 3 | 0.9% | 100% | $395,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $125,000 | |
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322 Richland Ave W, Aiken, SC 29801 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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36 Sea Island Pkwy, Beaufort, SC 29907 A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.3% | 100% | $365,000 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 100 Calhoun St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Palmetto Citizens Federal Cred
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Conventional, HELOC | 5 +8 HELOCs |
1.5% | 83.3% | $313,000 | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional, VA | 2 | 0.6% | 66.7% | $230,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $585,000 | |
South Carolina Federal Credit
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Conventional | 1 | 0.3% | 33.3% | $305,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 54 | 16% | 93.1% | $291,666 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 34 | 10.1% | 100% | $313,235 | |
Rocket Mortgage
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Conventional, FHA, VA | 30 | 8.9% | 88.6% | $263,666 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 19 | 5.6% | 95.5% | $236,578 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 11 | 3.3% | 100% | $334,090 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 10 | 3% | 100% | $334,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 2.7% | 78.6% | $318,333 | |
Pennymac Loan Services LLC
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Conventional, VA | 7 | 2.1% | 80% | $223,571 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 6 | 1.8% | 100% | $325,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 5 | 1.5% | 100% | $343,000 | |
Total Mortgage Services, LLC
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Conventional, FHA | 5 | 1.5% | 100% | $315,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.5% | 83.3% | $115,000 | |
Carrington Mortgage Services LLC
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Conventional | 4 | 1.2% | 80% | $147,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.9% | 100% | $285,000 | |
Newrez LLC
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Conventional | 3 | 0.9% | 60% | $125,000 | |
Schumacher Mortgage LLC
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Conventional | 3 | 0.9% | 100% | $458,333 | |
Mortgage Research Center
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VA | 3 | 0.9% | 100% | $325,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.6% | 100% | $260,000 | |
Nbkc Bank
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Conventional | 2 | 0.6% | 100% | $310,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.6% | 66.7% | $90,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 0.6% | 50% | $420,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 2 | 0.6% | 100% | $230,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.6% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.6% | 66.7% | $265,000 | View |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, VA | 2 | 0.6% | 100% | $305,000 | View |
Mortgage Solutions of Colorado
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VA | 2 | 0.6% | 100% | $265,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.6% | 100% | $140,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.6% | 100% | $100,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA, Jumbo | 2 | 0.6% | 100% | $570,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.3% | 40% | $285,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 66.7% | $25,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.3% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $785,000 | View |
Ruoff Mortgage Company
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $805,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 50% | $325,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Strong Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $495,000 | |
Deseret First Credit Union
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.3% | 50% | $75,000 | |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $275,000 | |
T2 Financial LLC
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VA | 1 | 0.3% | 100% | $705,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
VA | 1 | 0.3% | 100% | $305,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $285,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Lower, LLC
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VA | 1 | 0.3% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 50% | $165,000 |
Chapin Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chapin, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Chapin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chapin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chapin, SC
Use these to narrow the list above. Each category shows how many Chapin, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Chapin, SC
Independent mortgage companies closed 76.9 percent of home loans in Chapin, South Carolina in 2025, banks 16.9 percent and credit unions 6.2 percent. Movement Mortgage, LLC was the largest mortgage company, First Community Bank the largest bank and SAFE Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, First Community Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chapin, SC
By home loans closed in 2025, First Community Bank was the largest mortgage lender in Chapin, South Carolina with 7 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Chapin, South Carolina, Acrisure Mortgage, LLC approved the highest share of completed applications in 2025 at 93.1 percent, against a 90.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Chapin, South Carolina in 2025, led by Acrisure Mortgage, LLC with 24. 22 lenders closed VA loans, led by Acrisure Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 10 credit unions closed home loans in Chapin, South Carolina in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chapin, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chapin, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chapin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
