Mortgage Lenders and Brokers in Cayce, South Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cayce, South Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust860 Knox Abbott Dr, Cayce, SC 29033A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA1131 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA440 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 4.14%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, SAFE Federal Credit UnionSAFE Federal Credit Union596 Sumter Hwy, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.64%, AllSouth Federal Credit UnionAllSouth Federal Credit Union701 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 1.08%, First Palmetto BankFirst Palmetto Bank300 King St E, Bethune, SC 29009A+5.0 ★Texas Ratio: 1.16%, First Reliance BankFirst Reliance Bank1901 Main St, Columbia, SC 29201A+5.0 ★Texas Ratio: 0.55%, First Community BankFirst Community Bank407 Silver Bluff Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 0.38%, and Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cayce, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cayce are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cayce, South Carolina
Market share is the lender's share of all home loans closed in Cayce, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Cayce 860 Knox Abbott Dr, Cayce, SC 29033 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 6 +9 HELOCs |
1.8% | 85.7% | $193,333 | View |
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1 office in Cayce 1131 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 50% | $180,000 | View |
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1 office in Cayce 440 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $155,000 | View |
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★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 13 | 3.9% | 86.7% | $191,153 | View |
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596 Sumter Hwy, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 10 | 3% | 91.7% | $137,000 | View |
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701 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 9 | 2.7% | 64.3% | $123,888 | View |
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300 King St E, Bethune, SC 29009 A+5.0 ★Texas Ratio: 1.16% |
Conventional, FHA, VA | 7 | 2.1% | 100% | $195,000 | View |
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1901 Main St, Columbia, SC 29201 A+5.0 ★Texas Ratio: 0.55% |
Conventional, FHA, VA | 7 | 2.1% | 100% | $223,571 | View |
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407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 5 | 1.5% | 100% | $211,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional, FHA | 4 | 1.2% | 100% | $230,000 | |
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★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 100% | $211,666 | View |
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1799 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $215,000 | View |
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3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $140,000 | View |
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2587 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 2 | 0.6% | 100% | $320,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
Conventional, HELOC | 1 +8 HELOCs |
0.3% | 100% | $215,000 | |
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142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $25,000 | View |
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481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Palmetto Citizens Federal Cred
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Conventional, HELOC | 11 +13 HELOCs |
3.3% | 91.7% | $194,090 | |
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B+4.7 ★Texas Ratio: 18.28% |
Conventional, FHA | 4 | 1.2% | 100% | $205,000 | View |
South Carolina Federal Credit
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 43 | 13% | 100% | $159,883 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 7.5% | 80.6% | $183,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
3.9% | 66.7% | $218,076 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 3.6% | 85.7% | $246,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 3.3% | 91.7% | $169,545 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 9 | 2.7% | 100% | $219,444 | |
Mortgage Research Center
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VA | 9 | 2.7% | 64.3% | $248,333 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 8 | 2.4% | 100% | $196,250 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 1.8% | 100% | $168,333 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.8% | 100% | $258,333 | |
Primelending
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Conventional, FHA | 5 | 1.5% | 85.7% | $173,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.5% | 62.5% | $107,000 | |
Lower, LLC
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Conventional, FHA | 5 | 1.5% | 100% | $179,000 | |
Synovus Bank
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Conventional, HELOC | 4 +2 HELOCs |
1.2% | 100% | $145,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.2% | 100% | $172,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 1.2% | 66.7% | $100,000 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.9% | 100% | $275,000 | |
loanDepot.com LLC
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Conventional, VA | 3 | 0.9% | 80% | $75,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.9% | 100% | $211,666 | View |
21St Mortgage
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Conventional | 3 | 0.9% | 25% | $65,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.9% | 60% | $175,000 | |
Amerisave Mortgage Company
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 33.3% | $35,000 | |
Newrez LLC
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Conventional | 2 | 0.6% | 50% | $130,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 0.6% | 100% | $205,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $80,000 | |
Total Mortgage Services, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $130,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 75% | $210,000 | |
Atlantic Bay Mortgage Group
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Conventional | 2 | 0.6% | 100% | $305,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $215,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.6% | 66.7% | $270,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 0.6% | 100% | $240,000 | View |
Texana Bank
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VA | 2 | 0.6% | 100% | $355,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.3% | 50% | $405,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $295,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.3% | 50% | $185,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 80% | $155,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.3% | 100% | $655,000 | |
Brighton Bank
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Conventional | 1 | 0.3% | 100% | $365,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $175,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Carolina One Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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A5.0 ★Texas Ratio: 7.12% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
First Heritage Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $165,000 | |
CityWorth Mortgage LLC
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FHA | 1 | 0.3% | 100% | $165,000 | |
Hometown Equity Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 0.3% | 100% | $345,000 | |
Notre Dame Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.3% | 100% | $225,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $215,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $235,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 7.1% | $65,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $205,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 20% |
Cayce Mortgage Rate Trends
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cayce, South Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Cayce? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cayce in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cayce, SC
Use these to narrow the list above. Each category shows how many Cayce, SC lenders fit and what that kind of lender is usually best for.
Who Lends in Cayce, SC
Independent mortgage companies closed 68.1 percent of home loans in Cayce, South Carolina in 2025, banks 20.8 percent and credit unions 11.1 percent. Movement Mortgage, LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and SAFE Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, SAFE Federal Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
More South Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cayce, SC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Cayce, South Carolina with 6 loans, about 1.8 percent of the market. The largest lender headquartered in South Carolina was SAFE Federal Credit Union with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Cayce, South Carolina in 2025, led by Guild Mortgage Company with 13. 26 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 10 credit unions closed home loans in Cayce, South Carolina in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cayce, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cayce, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cayce. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
