Newport East, Rhode Island mortgage lenders include BankNewportBankNewport330 County Rd, Barrington, RI 02806A5.0 ★Texas Ratio: 7.77%, The People's Credit UnionThe People's Credit Union50 Gooding Ave, Bristol, RI 02809A+5.0 ★Texas Ratio: 4.51%, Citizens Bank, NACitizens Bank, NA965 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA280 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA257 County Rd, Barrington, RI 02806A+5.0 ★Texas Ratio: 4.14%, Navigant Credit UnionNavigant Credit Union693 Broad St, Central Falls, RI 02863A+5.0 ★Texas Ratio: 3.30%, Shoreham BankShoreham Bank187 Wickenden St, Providence, RI 02903A5.0 ★Texas Ratio: 9.55%, Coastal1 Credit UnionCoastal1 Credit Union576 Metacom Ave Ste 1, Bristol, RI 02809 5168A+5.0 ★Texas Ratio: 1.68%, The Washington Trust Company, of WesterlyThe Washington Trust Company, of Westerly236 County Road, Barrington, RI 02806A5.0 ★Texas Ratio: 7.00%, and Centreville BankCentreville Bank777 Tiogue Ave, Coventry, RI 02816A5.0 ★Texas Ratio: 10.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newport East, Rhode Island in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newport East are listed first, then lenders elsewhere in Rhode Island, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Newport East, Rhode Island. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
330 County Rd, Barrington, RI 02806 A5.0 ★Texas Ratio: 7.77% |
Conventional, Jumbo, HELOC | 12 +31 HELOCs |
7.1% | 85.7% | $336,666 | View |
|
50 Gooding Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 9 | 5.3% | 90% | $231,666 | View |
|
965 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 5 +34 HELOCs |
2.9% | 83.3% | $679,000 | View |
|
280 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 2.4% | 100% | $1,085,000 | View |
|
257 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
1.8% | 100% | $2,508,333 | View |
|
693 Broad St, Central Falls, RI 02863 A+5.0 ★Texas Ratio: 3.30% |
Conventional, Jumbo | 3 | 1.8% | 100% | $1,041,666 | View |
|
187 Wickenden St, Providence, RI 02903 A5.0 ★Texas Ratio: 9.55% |
Conventional | 3 | 1.8% | 100% | $341,666 | View |
|
576 Metacom Ave Ste 1, Bristol, RI 02809 5168 A+5.0 ★Texas Ratio: 1.68% |
Conventional, HELOC | 2 +3 HELOCs |
1.2% | 66.7% | $725,000 | View |
|
236 County Road, Barrington, RI 02806 A5.0 ★Texas Ratio: 7.00% |
Conventional, HELOC | 2 +3 HELOCs |
1.2% | 100% | $475,000 | View |
|
777 Tiogue Ave, Coventry, RI 02816 A5.0 ★Texas Ratio: 10.15% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.2% | 100% | $770,000 | View |
|
1155 Reservoir Ave, Cranston, RI 02920 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 2 | 1.2% | 100% | $645,000 | View |
|
590 Metacom Ave, Bristol, RI 02809 A5.0 ★Texas Ratio: 7.62% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $105,000 | View |
|
231 County Rd, Barrington, RI 02806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $65,000 | View |
|
390 Metacom Ave, Bristol, RI 02809 A+5.0 ★Texas Ratio: 2.65% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $1,005,000 | View |
|
601 Hope St, Bristol, RI 02809 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
3 Coventry Shoppers Park, Coventry, RI 02816 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2669 Post Rd, Warwick, RI 02886 3039 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Embrace Home Loans, Inc.
|
Conventional, VA | 4 | 2.4% | 100% | $602,500 | |
|
A5.0 ★Texas Ratio: 7.00% |
Conventional | 3 | 1.8% | 100% | $465,000 | View |
Beeline Loans, Inc.
|
Conventional | 1 | 0.6% | 50% | $395,000 | |
Province Mortgage Associates, Inc.
|
Conventional | 1 | 0.6% | 100% | $525,000 | |
Rocket Mortgage
|
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
8.2% | 83.3% | $301,428 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 14 | 8.2% | 100% | $495,000 | |
|
A5.0 ★Texas Ratio: 12.75% |
Conventional, Jumbo | 9 | 5.3% | 100% | $699,444 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, Jumbo, HELOC | 8 +10 HELOCs |
4.7% | 57.1% | $270,000 | |
Cmg Mortgage Inc
|
Conventional, VA, HELOC | 5 +2 HELOCs |
2.9% | 100% | $529,000 | |
United Wholesale Mortgage
|
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.4% | 100% | $802,500 | |
Total Mortgage Services, LLC
|
Conventional, Jumbo | 4 | 2.4% | 100% | $607,500 | |
Bankesb
|
Conventional, HELOC | 3 +2 HELOCs |
1.8% | 100% | $431,666 | |
Freedom Mortgage Corporation
|
VA | 3 | 1.8% | 100% | $605,000 | |
Mortgage Research Center
|
VA | 3 | 1.8% | 75% | $588,333 | |
Fall River Municipal Credit Un
|
Conventional | 2 | 1.2% | 100% | $140,000 | |
Guild Mortgage Company
|
Conventional, VA | 2 | 1.2% | 100% | $460,000 | |
Somerset Federal Credit Union
|
Conventional | 2 | 1.2% | 100% | $105,000 | |
Nfm, Inc
|
Conventional | 2 | 1.2% | 100% | $575,000 | |
Waterstone Mortgage Corporation
|
Conventional | 2 | 1.2% | 100% | $610,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.2% | 100% | $710,000 | View |
Carrington Mortgage Services LLC
|
FHA | 2 | 1.2% | 66.7% | $640,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, VA | 2 | 1.2% | 100% | $470,000 | |
|
A-5.0 ★Texas Ratio: 14.36% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $465,000 | View |
Guaranteed Rate, Inc.
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $305,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $35,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $405,000 | View |
Alliant Credit Union
|
Conventional, Jumbo | 1 | 0.6% | 100% | $955,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 0.6% | 100% | $825,000 | View |
Primelending
|
VA | 1 | 0.6% | 100% | $635,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,985,000 | View |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.6% | 100% | $185,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.6% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.6% | 100% | $485,000 | View |
Credit Union Mortgage Associat
|
Conventional | 1 | 0.6% | 100% | $275,000 | |
Network Funding, L.P.
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.6% | 100% | $625,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,655,000 | View |
Harborone Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.6% | 100% | $855,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,845,000 | View |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.6% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,005,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 100% | $265,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
Radius Financial Group Inc
|
Conventional | 1 | 0.6% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 3.70% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,005,000 | View |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.6% | 100% | $805,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.6% | 100% | $805,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.6% | 100% | $265,000 | |
Luxury Mortgage Corp.
|
Conventional | 1 | 0.6% | 100% | $505,000 | |
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Signature Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Rhode Island compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Newport East? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newport East in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Newport East, RI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 45.3 percent of home loans in Newport East, Rhode Island in 2025, banks 38.2 percent and credit unions 16.5 percent. Embrace Home Loans, Inc. was the largest mortgage company, BankNewport the largest bank and The People's Credit Union the largest credit union. Among lenders headquartered in Rhode Island, BankNewport led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Rhode Island. Real estate conveyance tax of $3.75 per $500 of price (0.75 percent), raised from $2.30 per $500 effective 2026, plus a second tier of another $3.75 per $500 on the portion of a residential sale above an indexed threshold ($824,000 for 2026), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, BankNewport was the largest mortgage lender in Newport East, Rhode Island with 12 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Newport East, Rhode Island in 2025, led by Movement Mortgage, LLC with 4. 9 lenders closed VA loans, led by Movement Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 12 credit unions closed home loans in Newport East, Rhode Island in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newport East, Rhode Island during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newport East, Rhode Island for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newport East. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.