Mortgage Lenders and Brokers in Williamsport, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Williamsport, Pennsylvania mortgage lenders include Woodlands BankWoodlands Bank1980 W 4th St, Williamsport, PA 17701C+4.1 ★Texas Ratio: 25.42%, Horizon Federal Credit UnionHorizon Federal Credit Union2849 Reach Rd, Williamsport, PA 17701A-5.0 ★Texas Ratio: 14.99%, Northwest BankNorthwest Bank1900 Ravine Rd, Williamsport, PA 17701A+5.0 ★Texas Ratio: 3.99%, First Commonwealth BankFirst Commonwealth Bank301 Shiffler Ave, Williamsport, PA 17701A5.0 ★Texas Ratio: 10.25%, Citizens & Northern BankCitizens & Northern Bank1510 Dewey Ave, Williamsport, PA 17701A5.0 ★Texas Ratio: 10.85%, PNC Bank N.A.PNC Bank N.A.1969 E 3rd St, Williamsport, PA 17701A+5.0 ★Texas Ratio: 4.24%, First National Bank of PAFirst National Bank of PA90 Maynard St, Williamsport, PA 17701A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank204 Hepburn St, Williamsport, PA 17701A+5.0 ★Texas Ratio: 2.87%, First Citizens Community BankFirst Citizens Community Bank1820 East 3rd Street, Williamsport, PA 17701A5.0 ★Texas Ratio: 11.39%, and M&T BankM&T Bank405 River Ave, Williamsport, PA 17701A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Williamsport, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Williamsport are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Williamsport, Pennsylvania
Market share is the lender's share of all home loans closed in Williamsport, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Williamsport 1980 W 4th St, Williamsport, PA 17701 C+4.1 ★Texas Ratio: 25.42% |
Conventional | 19 | 5.9% | 100% | $139,736 | View |
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2849 Reach Rd, Williamsport, PA 17701 A-5.0 ★Texas Ratio: 14.99% |
Conventional | 12 | 3.7% | 68.4% | $75,000 | View |
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3 offices in Williamsport 1900 Ravine Rd, Williamsport, PA 17701 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 7 +2 HELOCs |
2.2% | 88.9% | $86,428 | View |
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1 office in Williamsport 301 Shiffler Ave, Williamsport, PA 17701 A5.0 ★Texas Ratio: 10.25% |
Conventional, HELOC | 6 +7 HELOCs |
1.9% | 87.5% | $51,666 | View |
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3 offices in Williamsport 1510 Dewey Ave, Williamsport, PA 17701 A5.0 ★Texas Ratio: 10.85% |
Conventional, HELOC | 6 +4 HELOCs |
1.9% | 85.7% | $190,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Williamsport 1969 E 3rd St, Williamsport, PA 17701 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +4 HELOCs |
0.9% | 100% | $111,666 | View |
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1 office in Williamsport 90 Maynard St, Williamsport, PA 17701 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 50% | $121,666 | View |
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★ 1 stars, 1 review 2 offices in Williamsport 204 Hepburn St, Williamsport, PA 17701 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 50% | $285,000 | View |
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1 office in Williamsport 1820 East 3rd Street, Williamsport, PA 17701 A5.0 ★Texas Ratio: 11.39% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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3 offices in Williamsport 405 River Ave, Williamsport, PA 17701 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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201 S Market St, Williamsport, PA 17702 A+5.0 ★Texas Ratio: 4.57% |
Conventional, HELOC | 17 +9 HELOCs |
5.2% | 95% | $142,058 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 12 +6 HELOCs |
3.7% | 92.9% | $85,833 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.9% | 100% | $85,000 | View |
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1732 E 3rd St, Williamsport, PA 17701 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA | 2 | 0.6% | 100% | $135,000 | View |
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1935 E 3rd St, Williamsport, PA 17701 3901 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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1110 Fairground Rd, Lewisburg, PA 17837 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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101 S Main St, Carrolltown, PA 15722 A+5.0 ★Texas Ratio: 5.69% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Jersey Shore State Bank
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Conventional, HELOC | 14 +22 HELOCs |
4.3% | 100% | $145,714 | |
Susquehanna Community Bank
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Conventional | 6 | 1.9% | 100% | $146,666 | |
Newrez LLC
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Conventional | 3 | 0.9% | 75% | $95,000 | |
Affordable Mortgage Advisors
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Conventional, VA | 2 | 0.6% | 100% | $175,000 | |
Allied Mortgage Group, Inc
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FHA | 2 | 0.6% | 100% | $150,000 | |
Service 1St Federal Credit Uni
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Conventional, HELOC | 1 +10 HELOCs |
0.3% | 100% | $55,000 | |
Primelending
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Conventional, FHA, VA | 70 | 21.6% | 100% | $107,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 7.7% | 69.4% | $144,600 | |
Mortgage Research Center
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Conventional, VA | 14 | 4.3% | 93.3% | $202,142 | |
Kind Lending, LLC
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Conventional, FHA, VA | 12 | 3.7% | 100% | $169,166 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 2.2% | 87.5% | $182,142 | |
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A+5.0 ★Texas Ratio: 3.02% |
Conventional, FHA, VA | 6 | 1.9% | 100% | $193,333 | View |
| Conventional, FHA | 6 | 1.9% | 100% | $153,333 | View | |
Michigan Mutual, Inc
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Conventional, FHA, VA | 5 | 1.5% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 1.5% | 62.5% | $121,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 1.2% | 100% | $155,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.9% | 60% | $118,333 | |
Amerisave Mortgage Company
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FHA | 2 | 0.6% | 20% | $100,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.6% | 100% | $200,000 | |
ClearPath Lending
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VA | 2 | 0.6% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 100% | $50,000 | |
Radius Financial Group Inc
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Conventional, FHA | 2 | 0.6% | 100% | $135,000 | |
New American Funding, LLC.
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Conventional, VA | 2 | 0.6% | 100% | $150,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $115,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $55,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $175,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 50% | $35,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
State Employees Credit Union of MD
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Conventional | 1 | 0.3% | 100% | $275,000 | |
American Financial Network, Inc.
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VA | 1 | 0.3% | 100% | $235,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.3% | 100% | $155,000 | View |
Waterstone Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $135,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
TowneBank
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $145,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 50% | $135,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $145,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.3% | 100% | $225,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $145,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 50% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a |
Williamsport Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Williamsport, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Williamsport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Williamsport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Williamsport, PA
Use these to narrow the list above. Each category shows how many Williamsport, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Williamsport, PA
Independent mortgage companies closed 37.3 percent of home loans in Williamsport, Pennsylvania in 2025, banks 52.5 percent and credit unions 10.2 percent. Mortgage America, Inc. was the largest mortgage company, Woodlands Bank the largest bank and Horizon Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Woodlands Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Williamsport, PA
By home loans closed in 2025, Woodlands Bank was the largest mortgage lender in Williamsport, Pennsylvania with 19 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Williamsport, Pennsylvania, Primelending approved the highest share of completed applications in 2025 at 100 percent, against a 87.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Williamsport, Pennsylvania in 2025, led by Primelending with 19. 14 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 7 credit unions closed home loans in Williamsport, Pennsylvania in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Williamsport, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Williamsport, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Williamsport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
