Mortgage Lenders and Brokers in Wayne Heights, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wayne Heights, Pennsylvania mortgage lenders include Patriot FCUPatriot FCU247 Overcash Ave, Chambersburg, PA 17201A+5.0 ★Texas Ratio: 1.50%, Farmers and Merchants Trust Company of ChambersburgFarmers and Merchants Trust Company of Chambersburg3 E 1st St, Boiling Springs, PA 17007, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, First Heritage Financial LLCFirst Heritage Financial LLC1550 S Main St Ste 1, Mansfield, PA 16933 9586A+5.0 ★Texas Ratio: 2.80%, Middletown Valley BankMiddletown Valley Bank11337 Buchanan Trl E, Waynesboro, PA 17268A+5.0 ★Texas Ratio: 1.21%, Acnb BankAcnb Bank3425 Biglerville Rd, Biglerville, PA 17307A+5.0 ★Texas Ratio: 2.55%, and Orrstown BankOrrstown Bank2510 Delta Rd, Brogue, PA 17309A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wayne Heights, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wayne Heights are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wayne Heights, Pennsylvania
Market share is the lender's share of all home loans closed in Wayne Heights, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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247 Overcash Ave, Chambersburg, PA 17201 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 9 +32 HELOCs |
4% | 60% | $52,777 | View |
Farmers and Merchants Trust Company of Chambersburg
3 E 1st St, Boiling Springs, PA 17007 |
Conventional, FHA, HELOC | 7 +11 HELOCs |
3.1% | 77.8% | $226,428 | |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, HELOC | 6 +14 HELOCs |
2.6% | 100% | $250,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 5 | 2.2% | 100% | $205,000 | View |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +8 HELOCs |
1.8% | 80% | $152,500 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 4 | 1.8% | 100% | $220,000 | View |
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1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 4 | 1.8% | 80% | $262,500 | |
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11337 Buchanan Trl E, Waynesboro, PA 17268 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 4 | 1.8% | 100% | $350,000 | View |
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3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
Conventional, USDA | 3 | 1.3% | 100% | $255,000 | View |
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2510 Delta Rd, Brogue, PA 17309 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $135,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $425,000 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 50% | $195,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $225,000 | View |
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1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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1156 Kennebec Dr, Chambersburg, PA 17201 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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50 Pennsylvania Ave, Huntingdon, PA 16652 A+5.0 ★Texas Ratio: 3.91% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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50 W Lancaster Ave, Ardmore, PA 19003 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeSale Mortgage
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Conventional, FHA, VA | 3 | 1.3% | 100% | $315,000 | |
Horizon Farm Credit, ACA
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Conventional | 2 | 0.9% | 100% | $110,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.9% | 66.7% | $50,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Jersey Shore State Bank
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 6.2% | 73.7% | $187,857 | |
New American Funding, LLC.
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Conventional, FHA, VA | 11 | 4.8% | 100% | $256,818 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 4.4% | 62.5% | $330,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, VA | 9 | 4% | 100% | $322,777 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 8 | 3.5% | 100% | $305,000 | |
| Conventional, VA, USDA | 8 | 3.5% | 100% | $273,750 | View | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2.6% | 87.5% | $270,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 6 | 2.6% | 100% | $361,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +3 HELOCs |
2.2% | 62.5% | $149,000 | |
Mortgage Research Center
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Conventional, VA | 5 | 2.2% | 55.6% | $287,000 | |
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A+5.0 ★Texas Ratio: 0.74% |
Conventional | 4 | 1.8% | 100% | $315,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 3 | 1.3% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
Conventional, VA | 3 | 1.3% | 80% | $275,000 | View |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $315,000 | |
Bay Capital Mortgage Corporation
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Conventional, VA | 3 | 1.3% | 100% | $361,666 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.9% | 100% | $120,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.9% | 100% | $320,000 | |
Primelending
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Conventional, VA | 2 | 0.9% | 100% | $250,000 | |
Primary Residential Mortgage, INC.
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Conventional, VA | 2 | 0.9% | 100% | $210,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.9% | 66.7% | $260,000 | |
Envoy Mortgage, Ltd
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Conventional, VA | 2 | 0.9% | 66.7% | $370,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.9% | 100% | $230,000 | View |
Absolute Home Mortgage
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Conventional, FHA | 2 | 0.9% | 100% | $230,000 | |
Embrace Home Loans, Inc.
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FHA, USDA | 2 | 0.9% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.9% | 100% | $350,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.9% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $140,000 | |
21St Mortgage
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Conventional | 2 | 0.9% | 28.6% | $90,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $315,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $405,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Tidewater Mortgage Services, Inc
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FHA | 1 | 0.4% | 100% | $375,000 | |
Liberty Federal Credit Union
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VA | 1 | 0.4% | 100% | $375,000 | |
Goodleap, LLC
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Conventional | 1 | 0.4% | 50% | $185,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Millennium Financial Group Inc dba Mlend
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USDA | 1 | 0.4% | 100% | $175,000 | |
Nbkc Bank
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VA | 1 | 0.4% | 100% | $415,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $435,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 40% | $105,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 33.3% | $65,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $335,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $155,000 | |
Universal Mortgage & Finance, Inc
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FHA | 1 | 0.4% | 100% | $375,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 100% | $265,000 | |
Nymeo Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Service Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Nfm, Inc
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FHA | 1 | 0.4% | 100% | $265,000 | |
Johns Hopkins FCU
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Conventional | 1 | 0.4% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.4% | 100% | $375,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.4% | 100% | $615,000 | |
Keystone Funding, Inc
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VA | 1 | 0.4% | 100% | $285,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $555,000 | |
TowneBank
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VA | 1 | 0.4% | 100% | $425,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
Paramount Residential Mortgage
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USDA | 1 | 0.4% | 100% | $305,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
The Mortgage Link, Inc.
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VA | 1 | 0.4% | 100% | $375,000 | |
Corning Credit Union
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HELOC | 0 +4 HELOCs |
0% | 0% | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wayne Heights Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wayne Heights, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Wayne Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wayne Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wayne Heights, PA
Use these to narrow the list above. Each category shows how many Wayne Heights, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Wayne Heights, PA
Independent mortgage companies closed 65.6 percent of home loans in Wayne Heights, Pennsylvania in 2025, banks 24.7 percent and credit unions 9.7 percent. Mortgage America, Inc. was the largest mortgage company, Farmers and Merchants Trust Company of Chambersburg the largest bank and Patriot FCU the largest credit union. Among lenders headquartered in Pennsylvania, Patriot FCU led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wayne Heights, PA
By home loans closed in 2025, Patriot FCU was the largest mortgage lender in Wayne Heights, Pennsylvania with 9 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Wayne Heights, Pennsylvania in 2025, led by United Wholesale Mortgage with 5. 27 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 12 credit unions closed home loans in Wayne Heights, Pennsylvania in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wayne Heights, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wayne Heights, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wayne Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
