Mortgage Lenders and Brokers in Toftrees, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Toftrees, Pennsylvania mortgage lenders include Kish BankKish Bank109 E Main St, Allensville, PA 17002A+5.0 ★Texas Ratio: 5.78%, Reliance Savings BankReliance Savings Bank1119 12th St, Altoona, PA 16601A+5.0 ★Texas Ratio: 1.69%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, Penn State Federal Credit UnionPenn State Federal Credit Union123 Amberleigh Ln, Bellefonte, PA 16823A+5.0 ★Texas Ratio: 1.13%, Old Dominion National BankOld Dominion National Bank1276 N Atherton St, State College, PA 16803A5.0 ★Texas Ratio: 6.07%, Titan FCUTitan FCU114 Mack Ave, Pleasant Gap, PA 16823 3104A+5.0 ★Texas Ratio: 0.91%, Citizens Bank, NACitizens Bank, NA907 22nd St, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Huntington National BankHuntington National Bank2706 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 3.66%, and Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Toftrees, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Toftrees are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Toftrees, Pennsylvania
Market share is the lender's share of all home loans closed in Toftrees, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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109 E Main St, Allensville, PA 17002 A+5.0 ★Texas Ratio: 5.78% |
Conventional, HELOC | 4 +1 HELOCs |
12.1% | 100% | $462,500 | View |
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1119 12th St, Altoona, PA 16601 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 6.1% | 100% | $330,000 | View |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 6.1% | 100% | $785,000 | View |
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123 Amberleigh Ln, Bellefonte, PA 16823 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 3% | 50% | $165,000 | View |
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1276 N Atherton St, State College, PA 16803 A5.0 ★Texas Ratio: 6.07% |
Conventional | 1 | 3% | 100% | $295,000 | View |
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114 Mack Ave, Pleasant Gap, PA 16823 3104 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 3% | 100% | $95,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2 W Central Ave, Avis, PA 17721 A+5.0 ★Texas Ratio: 4.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Jersey Shore State Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fairway Independent Mort Corp
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Conventional, VA | 8 | 24.2% | 100% | $480,000 | |
United Wholesale Mortgage
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Conventional | 4 | 12.1% | 100% | $362,500 | |
Union Home Mortgage Corp.
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Conventional | 2 | 6.1% | 100% | $545,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 3% | 100% | $265,000 | |
Rocket Mortgage
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Conventional | 1 | 3% | 100% | $195,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 3% | 100% | $605,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 3% | 100% | $275,000 | |
New Day Financial, LLC.
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VA | 1 | 3% | 100% | $255,000 | |
Nationstar Mortgage
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Conventional | 1 | 3% | 100% | $565,000 | |
1St Colonial Community Bank
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Conventional | 1 | 3% | 100% | $515,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 3% | 100% | $625,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Toftrees Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Toftrees, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Toftrees? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Toftrees in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Toftrees, PA
Use these to narrow the list above. Each category shows how many Toftrees, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Toftrees, PA
Independent mortgage companies closed 57.6 percent of home loans in Toftrees, Pennsylvania in 2025, banks 36.4 percent and credit unions 6.1 percent. Fairway Independent Mort Corp was the largest mortgage company, Kish Bank the largest bank and Penn State Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Kish Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Toftrees, PA
By home loans closed in 2025, Kish Bank was the largest mortgage lender in Toftrees, Pennsylvania with 4 loans, about 12.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 2 credit unions closed home loans in Toftrees, Pennsylvania in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Toftrees, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Toftrees, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Toftrees. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
