Mortgage Lenders and Brokers in State Line, Pennsylvania
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
State Line, Pennsylvania mortgage lenders include Orrstown BankOrrstown Bank2510 Delta Rd, Brogue, PA 17309A+5.0 ★Texas Ratio: 4.11%, Patriot FCUPatriot FCU247 Overcash Ave, Chambersburg, PA 17201A+5.0 ★Texas Ratio: 1.50%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, Farmers and Merchants Trust Company of ChambersburgFarmers and Merchants Trust Company of Chambersburg3 E 1st St, Boiling Springs, PA 17007, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, First Heritage Financial LLCFirst Heritage Financial LLC1550 S Main St Ste 1, Mansfield, PA 16933 9586A+5.0 ★Texas Ratio: 2.80%, Acnb BankAcnb Bank3425 Biglerville Rd, Biglerville, PA 17307A+5.0 ★Texas Ratio: 2.55%, Huntington National BankHuntington National Bank2706 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 3.66%, 1st Ed Credit Union1st Ed Credit Union1156 Kennebec Dr, Chambersburg, PA 17201A+5.0 ★Texas Ratio: 0.97%, and Oceanfirst BankOceanfirst Bank1500 Market St, Philadelphia, PA 19102A+5.0 ★Texas Ratio: 5.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in State Line, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in State Line are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in State Line, Pennsylvania
Market share is the lender's share of all home loans closed in State Line, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2510 Delta Rd, Brogue, PA 17309 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 6 +10 HELOCs |
3.5% | 100% | $190,000 | View |
|
247 Overcash Ave, Chambersburg, PA 17201 A+5.0 ★Texas Ratio: 1.50% |
Conventional, USDA, HELOC | 4 +16 HELOCs |
2.4% | 44.4% | $140,000 | View |
|
★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +6 HELOCs |
1.8% | 75% | $125,000 | View |
Farmers and Merchants Trust Company of Chambersburg
3 E 1st St, Boiling Springs, PA 17007 |
Conventional, HELOC | 2 +12 HELOCs |
1.2% | 100% | $395,000 | |
|
7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +7 HELOCs |
1.2% | 100% | $265,000 | View |
|
1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
Conventional, VA | 2 | 1.2% | 100% | $340,000 | |
|
3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 1.2% | 100% | $215,000 | View |
|
2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
|
1156 Kennebec Dr, Chambersburg, PA 17201 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
|
1500 Market St, Philadelphia, PA 19102 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
|
3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeSale Mortgage
|
FHA | 3 | 1.8% | 100% | $358,333 | |
Horizon Farm Credit, ACA
|
Conventional | 3 | 1.8% | 100% | $321,666 | |
Spring Eq, LLC
|
Conventional | 3 | 1.8% | 75% | $65,000 | |
Newrez LLC
|
Conventional, FHA | 2 | 1.2% | 100% | $180,000 | |
Nvr Mortgage Finance, Inc.
|
Conventional | 1 | 0.6% | 100% | $435,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 15 | 8.8% | 83.3% | $233,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA, USDA | 13 | 7.6% | 100% | $289,615 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 11 +3 HELOCs |
6.5% | 91.7% | $361,363 | |
Integrity Home Mortgage Corporation
|
Conventional, FHA | 10 | 5.9% | 100% | $242,000 | |
Envoy Mortgage, Ltd
|
Conventional, FHA, VA | 9 | 5.3% | 100% | $439,444 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 7 | 4.1% | 100% | $240,714 | |
|
A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 6 | 3.5% | 100% | $293,333 | View |
| Conventional, FHA, VA, USDA | 6 | 3.5% | 100% | $220,000 | View | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
2.4% | 80% | $322,500 | |
Primelending
|
Conventional, FHA, VA | 3 | 1.8% | 100% | $208,333 | |
Pennymac Loan Services LLC
|
FHA | 3 | 1.8% | 60% | $215,000 | |
|
A+5.0 ★Texas Ratio: 0.74% |
Conventional | 3 | 1.8% | 100% | $321,666 | View |
loanDepot.com LLC
|
Conventional, VA, HELOC | 2 +1 HELOCs |
1.2% | 40% | $240,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 1.2% | 100% | $160,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 1.2% | 100% | $315,000 | |
SWBC Mortgage Corporation
|
Conventional, FHA | 2 | 1.2% | 100% | $230,000 | |
American Financing Corporation
|
FHA | 2 | 1.2% | 100% | $295,000 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 2 | 1.2% | 100% | $355,000 | |
Mortgage Research Center
|
FHA, VA | 2 | 1.2% | 66.7% | $350,000 | |
TowneBank
|
Conventional | 2 | 1.2% | 100% | $230,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 2 | 1.2% | 50% | $285,000 | |
Village Capital & Investment
|
VA | 2 | 1.2% | 100% | $405,000 | |
Corning Credit Union
|
Conventional, HELOC | 1 +12 HELOCs |
0.6% | 100% | $165,000 | |
Tidewater Mortgage Services, Inc
|
FHA | 1 | 0.6% | 100% | $485,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $115,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 2.51% |
VA | 1 | 0.6% | 100% | $415,000 | View |
Millennium Financial Group Inc dba Mlend
|
Conventional | 1 | 0.6% | 100% | $215,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.6% | 100% | $195,000 | |
Tower Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $65,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.6% | 20% | $45,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 33.3% | $125,000 | View |
|
A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
Absolute Home Mortgage
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
ClearPath Lending
|
VA | 1 | 0.6% | 100% | $305,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.6% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 0.91% |
VA | 1 | 0.6% | 100% | $285,000 | View |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.6% | 100% | $275,000 | |
Direct Mortgage Loans, LLC
|
Conventional | 1 | 0.6% | 100% | $125,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $215,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 100% | $65,000 | |
Bay Capital Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
Nations Direct Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.6% | 100% | $225,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
State Employees Credit Union of MD
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
State Line Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in State Line, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in State Line? The list below shows the banks, credit unions and mortgage brokers that closed home loans in State Line in 2025, with lenders based there listed first.
Types of Mortgage Lenders in State Line, PA
Use these to narrow the list above. Each category shows how many State Line, PA lenders fit and what that kind of lender is usually best for.
Who Lends in State Line, PA
Independent mortgage companies closed 72.4 percent of home loans in State Line, Pennsylvania in 2025, banks 20.6 percent and credit unions 7.1 percent. Horizon Farm Credit, ACA was the largest mortgage company, Orrstown Bank the largest bank and Patriot FCU the largest credit union. Among lenders headquartered in Pennsylvania, Orrstown Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in State Line, PA
By home loans closed in 2025, Orrstown Bank was the largest mortgage lender in State Line, Pennsylvania with 6 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in State Line, Pennsylvania in 2025, led by Integrity Home Mortgage Corporation with 4. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in State Line, Pennsylvania in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in State Line, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in State Line, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up State Line. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
