MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Ringtown, Pennsylvania

Ringtown, Pennsylvania mortgage lenders include Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Jim Thorpe Neighborhood BankJim Thorpe Neighborhood Bank418 Center St, Jim Thorpe, PA 18229A+5.0 ★Texas Ratio: 0.00%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, Citadel Federal Credit UnionCitadel Federal Credit Union4923 Edgmont Ave, Brookhaven, PA 19015 1128A+5.0 ★Texas Ratio: 2.94%, Community Bank, N.A.Community Bank, N.A.1701 Chew St, Allentown, PA 18104A+5.0 ★Texas Ratio: 3.83%, and Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Ringtown, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ringtown are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Ringtown, Pennsylvania

Market share is the lender's share of all home loans closed in Ringtown, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
113 Research Dr, Bethlehem, PA 18015 4731
A+5.0 ★Texas Ratio: 4.23%
Conventional, HELOC 7
+2 HELOCs
8.6% 100% $83,571 View
7540 Windsor Drive Suite 203, Allentown, PA 18195
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA, HELOC 4
+6 HELOCs
4.9% 100% $125,000 View
3300 Lehigh St, Allentown, PA 18103
A+5.0 ★Texas Ratio: 4.14%
Conventional 3 3.7% 100% $198,333 View
418 Center St, Jim Thorpe, PA 18229
A+5.0 ★Texas Ratio: 0.00%
Conventional 2 2.5% 100% $365,000 View
2719 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 1.62%
Conventional, HELOC 1
+5 HELOCs
1.2% 100% $125,000 View
★ 1 stars, 1 review
1139 W Hamilton St, Allentown, PA 18101
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 1
+4 HELOCs
1.2% 100% $225,000 View
5605 Hamilton Blvd, Allentown, PA 18106 9720
A+5.0 ★Texas Ratio: 3.79%
FHA, HELOC 1
+1 HELOCs
1.2% 100% $175,000 View
4923 Edgmont Ave, Brookhaven, PA 19015 1128
A+5.0 ★Texas Ratio: 2.94%
Conventional 1 1.2% 100% $155,000 View
1701 Chew St, Allentown, PA 18104
A+5.0 ★Texas Ratio: 3.83%
Conventional 1 1.2% 100% $355,000 View
1408 Old York Rd, Abington, PA 19001
A+5.0 ★Texas Ratio: 4.85%
Conventional 1 1.2% 100% $235,000 View
2386 Memorial Hwy, Dallas, PA 18612 9246
A+5.0 ★Texas Ratio: 3.57%
Conventional 1 1.2% 100% $305,000 View
2 W Central Ave, Avis, PA 17721
A+5.0 ★Texas Ratio: 4.57%
Conventional 1 1.2% 100% $295,000 View
413 S Logan Blvd, Altoona, PA 16602
A+5.0 ★Texas Ratio: 3.99%
Conventional 1 1.2% 50% $315,000 View
1101 Old York Rd, Abington, PA 19001
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 1.2% 100% $125,000 View
1359 Old York Rd, Abington, PA 19001
A5.0 ★Texas Ratio: 9.33%
Conventional 1 1.2% 100% $45,000 View
400 Fowler Ave, Berwick, PA 18603
A-5.0 ★Texas Ratio: 14.74%
Conventional 1 1.2% 100% $445,000 View
421 E Penn Ave, Cleona, PA 17042
A+5.0 ★Texas Ratio: 0.15%
Conventional 1 1.2% 100% $245,000 View
907 22nd St, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+2 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
2676 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+2 HELOCs
0% 0% View
3920 W Tilghman St, Allentown, PA 18104
A+5.0 ★Texas Ratio: 2.51%
HELOC 0
+1 HELOCs
0% n/a View
6591 Perkiomen Ave, Birdsboro, PA 19508
A+5.0 ★Texas Ratio: 1.56%
HELOC 0
+1 HELOCs
0% n/a View
Linkbank
Conventional 1 1.2% 100% $205,000
First Commonwealth Federal Cre
Conventional 1 1.2% 100% $155,000
Philadelphia Federal Credit Un
Conventional 1 1.2% 100% $115,000
Horizon Farm Credit, ACA
Conventional 1 1.2% 100% $155,000
Service 1St Federal Credit Uni
HELOC 0
+3 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, VA 12 14.8% 85.7% $241,666
United Wholesale Mortgage
Conventional, FHA 3 3.7% 100% $311,666
A+5.0 ★Texas Ratio: 2.14%
Conventional 3 3.7% 100% $218,333 View
CrossCountry Mortgage, LLC
FHA 2 2.5% 100% $260,000
A+5.0 ★Texas Ratio: 2.15%
Conventional 2 2.5% 66.7% $60,000 View
Conventional 2 2.5% 100% $210,000 View
A+5.0 ★Texas Ratio: 2.15%
Conventional 2 2.5% 100% $290,000 View
loanDepot.com LLC
FHA, HELOC 1
+1 HELOCs
1.2% 100% $75,000
New American Funding, LLC.
Conventional, HELOC 1
+1 HELOCs
1.2% 100% $175,000
EMM Loans LLC
FHA 1 1.2% 100% $175,000
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 1.2% 100% $285,000 View
Guaranteed Rate, Inc.
Conventional 1 1.2% 100% $405,000
Primelending
Conventional 1 1.2% 100% $375,000
Goodleap, LLC
Conventional 1 1.2% 100% $395,000
Kind Lending, LLC
Conventional 1 1.2% 100% $325,000
Pennymac Loan Services LLC
Conventional 1 1.2% 50% $45,000
Amerisave Mortgage Company
FHA 1 1.2% 50% $395,000
Acre Mortgage & Financial, Inc.
FHA 1 1.2% 100% $225,000
Cmg Mortgage Inc
Conventional 1 1.2% 100% $365,000
Success Mortgage Partners, Inc
Conventional 1 1.2% 100% $265,000
Nationstar Mortgage
Conventional 1 1.2% 100% $45,000
Pentagon Federal Credit Union
VA 1 1.2% 100% $375,000
Radius Financial Group Inc
Conventional 1 1.2% 100% $295,000
Zillow Home Loans, LLC
FHA 1 1.2% 100% $245,000
Mutual of Omaha Mortgage
FHA 1 1.2% 100% $95,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 1.2% 100% $75,000 View
Vanderbilt Mortgage and Finance, Inc
Conventional 1 1.2% 50% $265,000
Reliance First Capital, LLC
Conventional 1 1.2% 100% $75,000
Ark-La-Tex Financial Services LLC
Conventional 1 1.2% 100% $185,000
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Ringtown, Pennsylvania

Looking for mortgage lenders near me or mortgage brokers near me in Ringtown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ringtown in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Ringtown, PA

Use these to narrow the list above. Each category shows how many Ringtown, PA lenders fit and what that kind of lender is usually best for.

Who Lends in Ringtown, PA

Independent mortgage companies closed 53.1 percent of home loans in Ringtown, Pennsylvania in 2025, banks 27.2 percent and credit unions 19.8 percent. Mortgage America, Inc. was the largest mortgage company, M&T Bank the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Pennsylvania State Employees Credit Union led with 7 loans.

53.1%
Mortgage companies
27.2%
Banks
19.8%
Credit unions
20%
FHA loans
2%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.

More Pennsylvania Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Ringtown, PA

Who is the largest mortgage lender in Ringtown, PA?

By home loans closed in 2025, Pennsylvania State Employees Credit Union was the largest mortgage lender in Ringtown, Pennsylvania with 7 loans, about 8.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Ringtown, PA mortgage lenders offer FHA, VA and USDA loans?

11 lenders closed FHA loans in Ringtown, Pennsylvania in 2025, led by Rocket Mortgage with 4. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Ringtown, PA lender list?

Yes. 19 banks and 11 credit unions closed home loans in Ringtown, Pennsylvania in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Ringtown, PA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Ringtown, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ringtown, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ringtown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.