North Wales, Pennsylvania mortgage lenders include Citizens Bank, NACitizens Bank, NA1201 Knapp Rd, North Wales, PA 19454A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.1216 Welsh Run Road, North Wales, PA 19454A+5.0 ★Texas Ratio: 4.24%, Fulton Bank, National AssociationFulton Bank, National Association710 Upper State Rd, North Wales, PA 19454A+5.0 ★Texas Ratio: 4.85%, Harleysville BankHarleysville Bank271 Main St, Harleysville, PA 19438A+5.0 ★Texas Ratio: 1.05%, TruMark Financial Credit UnionTruMark Financial Credit Union1200 Welsh Rd, North Wales, PA 19454A+5.0 ★Texas Ratio: 3.89%, Citadel Federal Credit UnionCitadel Federal Credit Union4923 Edgmont Ave, Brookhaven, PA 19015 1128A+5.0 ★Texas Ratio: 2.94%, Mortgage America, Inc.Mortgage America, Inc.983 N Wales Rd, North Wales, PA 19454A+5.0 ★Texas Ratio: 4.14%, Clearview Federal Credit UnionClearview Federal Credit Union2646 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.10%, WSFS bankWSFS bank50 W Lancaster Ave, Ardmore, PA 19003A+5.0 ★Texas Ratio: 3.10%, and Superior Credit UnionSuperior Credit Union100 Crosskeys Rd, Collegeville, PA 19426 3128A-5.0 ★Texas Ratio: 14.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Wales, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Wales are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in North Wales, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in North Wales 1201 Knapp Rd, North Wales, PA 19454 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +3 HELOCs |
7% | 100% | $215,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in North Wales 1216 Welsh Run Road, North Wales, PA 19454 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1 office in North Wales 710 Upper State Rd, North Wales, PA 19454 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
271 Main St, Harleysville, PA 19438 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 3 | 7% | 100% | $208,333 | View |
|
1200 Welsh Rd, North Wales, PA 19454 A+5.0 ★Texas Ratio: 3.89% |
Conventional, HELOC | 2 +2 HELOCs |
4.7% | 100% | $315,000 | View |
|
4923 Edgmont Ave, Brookhaven, PA 19015 1128 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 2.3% | 100% | $25,000 | View |
|
983 N Wales Rd, North Wales, PA 19454 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 2.3% | 100% | $385,000 | View |
|
2646 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.10% |
Conventional | 1 | 2.3% | 100% | $55,000 | |
|
50 W Lancaster Ave, Ardmore, PA 19003 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 2.3% | 100% | $115,000 | View |
|
100 Crosskeys Rd, Collegeville, PA 19426 3128 A-5.0 ★Texas Ratio: 14.51% |
Conventional | 1 | 2.3% | 100% | $25,000 | View |
|
2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 2.3% | 100% | $605,000 | View |
|
3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
351 N Sumneytown Pike, North Wales, PA 19454 A+5.0 ★Texas Ratio: 1.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
3900 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
4800 Edgmont Ave, Brookhaven, PA 19015 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 2.3% | 100% | $445,000 | |
Northeast Equitable Mortgage LLC
|
Conventional | 1 | 2.3% | 100% | $385,000 | |
Rocket Mortgage
|
Conventional, FHA | 4 | 9.3% | 100% | $387,500 | |
Movement Mortgage, LLC
|
Conventional | 3 | 7% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
4.7% | 100% | $365,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 4.7% | 100% | $390,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
2.3% | 100% | $465,000 | |
EMM Loans LLC
|
Conventional | 1 | 2.3% | 100% | $445,000 | |
Originpoint, LLC
|
Conventional | 1 | 2.3% | 100% | $345,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 2.3% | 100% | $525,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
VA | 1 | 2.3% | 100% | $395,000 | View |
Nbkc Bank
|
Conventional | 1 | 2.3% | 100% | $465,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 2.3% | 50% | $395,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 2.3% | 100% | $355,000 | |
|
A5.0 ★Texas Ratio: 9.77% |
FHA | 1 | 2.3% | 100% | $245,000 | View |
First Colony Mortgage Corporat
|
Conventional | 1 | 2.3% | 100% | $205,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 2.3% | 100% | $415,000 | |
Provident Funding Associates
|
Conventional | 1 | 2.3% | 100% | $315,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 2.3% | 100% | $335,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 2.3% | 100% | $295,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 2.3% | 50% | $525,000 | |
Fairway Independent Mort Corp
|
VA | 1 | 2.3% | 100% | $395,000 |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in North Wales? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Wales in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many North Wales, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 65.1 percent of home loans in North Wales, Pennsylvania in 2025, banks 20.9 percent and credit unions 14 percent. Mortgage America, Inc. was the largest mortgage company, Citizens Bank, NA the largest bank and TruMark Financial Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, PNC Bank N.A. led with 0 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Citizens Bank, NA was the largest mortgage lender in North Wales, Pennsylvania with 3 loans, about 7 percent of the market. The largest lender headquartered in Pennsylvania was PNC Bank N.A. with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in North Wales, Pennsylvania in 2025, led by Rocket Mortgage with 1. 3 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 10 credit unions closed home loans in North Wales, Pennsylvania in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Wales, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Wales, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Wales. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.