Manchester, Pennsylvania mortgage lenders include M&T BankM&T Bank4301 N George Street Ext, Manchester, PA 17345A+5.0 ★Texas Ratio: 4.11%, Acnb BankAcnb Bank3425 Biglerville Rd, Biglerville, PA 17307A+5.0 ★Texas Ratio: 2.55%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, First Capital Credit UnionFirst Capital Credit Union4157 N George Street Ext, Manchester, PA 17345 1311A+5.0 ★Texas Ratio: 0.95%, Heritage Valley FCUHeritage Valley FCU2400 Pleasant Valley Rd, York, PA 17402 9624, Members 1St FCUMembers 1St FCU205 Glen Dr, Manchester, PA 17345A+5.0 ★Texas Ratio: 3.79%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Pennian BankPennian Bank9775 Route 75 S, East Waterford, PA 17021A5.0 ★Texas Ratio: 8.88%, and First Commonwealth BankFirst Commonwealth Bank2724 Harts Run Rd, Allison Park, PA 15101A5.0 ★Texas Ratio: 10.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Manchester, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Manchester are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Manchester, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Manchester 4301 N George Street Ext, Manchester, PA 17345 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
|
3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 12 | 8.2% | 100% | $212,500 | View |
|
1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 7 +2 HELOCs |
4.8% | 100% | $102,142 | View |
|
4157 N George Street Ext, Manchester, PA 17345 1311 A+5.0 ★Texas Ratio: 0.95% |
Conventional, HELOC | 7 +2 HELOCs |
4.8% | 100% | $62,142 | View |
Heritage Valley FCU
2400 Pleasant Valley Rd, York, PA 17402 9624 |
Conventional | 6 | 4.1% | 100% | $75,000 | |
|
205 Glen Dr, Manchester, PA 17345 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 2 +22 HELOCs |
1.4% | 40% | $35,000 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 2 +3 HELOCs |
1.4% | 66.7% | $185,000 | View |
|
★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.4% | 100% | $265,000 | View |
|
9775 Route 75 S, East Waterford, PA 17021 A5.0 ★Texas Ratio: 8.88% |
Conventional | 2 | 1.4% | 100% | $135,000 | View |
|
2724 Harts Run Rd, Allison Park, PA 15101 A5.0 ★Texas Ratio: 10.25% |
Conventional | 2 | 1.4% | 100% | $110,000 | View |
|
1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.4% | 100% | $185,000 | View |
|
433 S 18th St, Camp Hill, PA 17011 5902 A5.0 ★Texas Ratio: 7.93% |
Conventional | 2 | 1.4% | 100% | $75,000 | View |
|
★ 1 stars, 1 review 155 Glen Dr, Manchester, PA 17345 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $125,000 | View |
|
3900 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.7% | 100% | $595,000 | View |
|
990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
|
1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.7% | 100% | $275,000 | View |
|
20 West Skippack Pike, Ambler, PA 19002 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
|
3500 Trindle Rd, Camp Hill, PA 17011 4439 A+5.0 ★Texas Ratio: 3.06% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
|
2510 Delta Rd, Brogue, PA 17309 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1100 Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $35,000 | |
Newrez LLC
|
Conventional | 1 | 0.7% | 50% | $175,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 0.7% | 100% | $275,000 | |
Linkbank
|
Conventional | 1 | 0.7% | 100% | $75,000 | |
HomeSale Mortgage
|
Conventional | 1 | 0.7% | 100% | $205,000 | |
Tammac Holdings Corporation
|
Conventional | 1 | 0.7% | 100% | $75,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 13 | 8.8% | 93.3% | $208,846 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 8 +1 HELOCs |
5.4% | 100% | $293,750 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 6 | 4.1% | 100% | $306,666 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 6 | 4.1% | 100% | $241,666 | |
Mortgage Research Center
|
VA | 4 | 2.7% | 80% | $327,500 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 3 | 2% | 100% | $295,000 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 2% | 75% | $195,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 3 | 2% | 100% | $228,333 | |
|
A+5.0 ★Texas Ratio: 3.02% |
FHA | 2 | 1.4% | 66.7% | $315,000 | View |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 2 | 1.4% | 50% | $115,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.4% | 100% | $80,000 | |
|
A+5.0 ★Texas Ratio: 2.76% |
Conventional | 2 | 1.4% | 75% | $160,000 | View |
Nationstar Mortgage
|
Conventional | 2 | 1.4% | 100% | $160,000 | |
Radius Financial Group Inc
|
Conventional | 2 | 1.4% | 100% | $130,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 1.4% | 100% | $270,000 | |
Movement Mortgage, LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.7% | 100% | $415,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $195,000 | |
Polaris Home Funding Corp.
|
FHA | 1 | 0.7% | 100% | $165,000 | |
Primelending
|
Conventional | 1 | 0.7% | 100% | $195,000 | |
MDE Home Loans LLC
|
Conventional | 1 | 0.7% | 100% | $505,000 | |
Equity Prime Mortgage LLC
|
USDA | 1 | 0.7% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
| Conventional | 1 | 0.7% | 100% | $355,000 | View | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.7% | 100% | $265,000 | |
First Alliance Home Mortgage, LLC
|
FHA | 1 | 0.7% | 100% | $245,000 | |
Das Acquisition Company, LLC
|
VA | 1 | 0.7% | 100% | $285,000 | |
Network Funding, L.P.
|
Conventional | 1 | 0.7% | 100% | $315,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.7% | 100% | $255,000 | |
Nfm, Inc
|
Conventional | 1 | 0.7% | 100% | $195,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.7% | 100% | $195,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $355,000 | View |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
Direct Mortgage Loans, LLC
|
Conventional | 1 | 0.7% | 100% | $225,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.7% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
Lower, LLC
|
Conventional | 1 | 0.7% | 100% | $385,000 | |
Residential Home Mortgage Corporation
|
FHA | 1 | 0.7% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 100% | $35,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.7% | 100% | $295,000 | View |
21St Mortgage
|
Conventional | 1 | 0.7% | 50% | $75,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.7% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.7% | 33.3% | $155,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Manchester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Manchester in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Manchester, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 56.5 percent of home loans in Manchester, Pennsylvania in 2025, banks 29.3 percent and credit unions 14.3 percent. Spring Eq, LLC was the largest mortgage company, M&T Bank the largest bank and First Capital Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Acnb Bank led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Manchester, Pennsylvania with 0 loans, about 0 percent of the market. The largest lender headquartered in Pennsylvania was Acnb Bank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Manchester, Pennsylvania in 2025, led by CrossCountry Mortgage, LLC with 3. 9 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 7 credit unions closed home loans in Manchester, Pennsylvania in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Manchester, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Manchester, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Manchester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.