Mortgage Lenders and Brokers in Lincoln University, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lincoln University, Pennsylvania mortgage lenders include Citadel Federal Credit UnionCitadel Federal Credit Union4923 Edgmont Ave, Brookhaven, PA 19015 1128A+5.0 ★Texas Ratio: 2.94%, Bank of Bird in HandBank of Bird in Hand7180 Bernville Rd, Bernville, PA 19506A+5.0 ★Texas Ratio: 1.79%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, Sun East Federal Credit UnionSun East Federal Credit Union4500 Pennell Rd, Aston, PA 19014 1862A5.0 ★Texas Ratio: 9.77%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Police and Fire Federal Credit UnionPolice and Fire Federal Credit Union3325 Street Rd, Bensalem, PA 19020 2021A+5.0 ★Texas Ratio: 0.70%, Benchmark Federal Credit UnionBenchmark Federal Credit Union785 Starr St, Phoenixville, PA 19460, and Ardent Federal Credit UnionArdent Federal Credit Union1301 Skippack Pike, Blue Bell, PA 19422A+5.0 ★Texas Ratio: 3.29%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lincoln University, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lincoln University are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lincoln University, Pennsylvania
Market share is the lender's share of all home loans closed in Lincoln University, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4923 Edgmont Ave, Brookhaven, PA 19015 1128 A+5.0 ★Texas Ratio: 2.94% |
Conventional, HELOC | 3 +1 HELOCs |
3.6% | 33.3% | $65,000 | View |
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7180 Bernville Rd, Bernville, PA 19506 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 2 | 2.4% | 100% | $185,000 | View |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +6 HELOCs |
1.2% | 100% | $95,000 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +4 HELOCs |
1.2% | 100% | $255,000 | View |
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4500 Pennell Rd, Aston, PA 19014 1862 A5.0 ★Texas Ratio: 9.77% |
Conventional, HELOC | 1 +3 HELOCs |
1.2% | 100% | $55,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $385,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.2% | 100% | $305,000 | View |
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3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1.2% | 100% | $545,000 | View |
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785 Starr St, Phoenixville, PA 19460 |
Conventional | 1 | 1.2% | 100% | $285,000 | View |
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1301 Skippack Pike, Blue Bell, PA 19422 A+5.0 ★Texas Ratio: 3.29% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeSale Mortgage
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VA | 1 | 1.2% | 100% | $545,000 | |
Horizon Farm Credit, ACA
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Conventional | 1 | 1.2% | 100% | $375,000 | |
Philadelphia Mortgage Advisors, Inc.
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Conventional | 1 | 1.2% | 100% | $285,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pennymac Loan Services LLC
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Conventional, FHA | 10 | 12% | 100% | $452,000 | |
Rocket Mortgage
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Conventional, FHA | 7 | 8.4% | 80% | $327,857 | |
| Conventional | 5 | 6% | 100% | $329,000 | View | |
United Wholesale Mortgage
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Conventional, VA | 4 | 4.8% | 66.7% | $405,000 | |
CrossCountry Mortgage, LLC
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FHA | 3 | 3.6% | 75% | $371,666 | |
Guaranteed Rate, Inc.
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FHA | 2 | 2.4% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 2 | 2.4% | 100% | $350,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 2.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 2.4% | 100% | $390,000 | View |
Nfm, Inc
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Conventional | 2 | 2.4% | 100% | $350,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 2 | 2.4% | 100% | $395,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 2.4% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 2.4% | 100% | $225,000 | |
loanDepot.com LLC
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FHA, HELOC | 1 +1 HELOCs |
1.2% | 50% | $115,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
1.2% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $75,000 | |
Tidewater Mortgage Services, Inc
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VA | 1 | 1.2% | 100% | $485,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 1.2% | 100% | $405,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.2% | 50% | $445,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 1.2% | 100% | $255,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $475,000 | |
Tower Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $25,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 1.2% | 100% | $685,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.2% | 66.7% | $225,000 | |
Stg Mortgage Inc
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Conventional | 1 | 1.2% | 100% | $435,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 1.2% | 100% | $275,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 100% | $145,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $705,000 | |
Keystone Funding, Inc
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Conventional | 1 | 1.2% | 100% | $375,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $215,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.2% | 100% | $445,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.2% | 100% | $215,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.2% | 100% | $35,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.2% | 100% | $565,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lincoln University Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lincoln University, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Lincoln University? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lincoln University in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lincoln University, PA
Use these to narrow the list above. Each category shows how many Lincoln University, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Lincoln University, PA
Independent mortgage companies closed 79.5 percent of home loans in Lincoln University, Pennsylvania in 2025, banks 9.6 percent and credit unions 10.8 percent. Horizon Farm Credit, ACA was the largest mortgage company, Bank of Bird in Hand the largest bank and Citadel Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Citadel Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lincoln University, PA
By home loans closed in 2025, Citadel Federal Credit Union was the largest mortgage lender in Lincoln University, Pennsylvania with 3 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Lincoln University, Pennsylvania in 2025, led by Rocket Mortgage with 3. 5 lenders closed VA loans, led by HomeSale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 12 credit unions closed home loans in Lincoln University, Pennsylvania in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lincoln University, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lincoln University, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lincoln University. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
