Kingston, Pennsylvania mortgage lenders include M&T BankM&T Bank800 Wyoming Ave, Kingston, PA 18704A+5.0 ★Texas Ratio: 4.11%, Fidelity Deposit & Discount BankFidelity Deposit & Discount Bank247 Wyoming Ave, Kingston, PA 18704A+5.0 ★Texas Ratio: 0.53%, Nbt Bank NANbt Bank NA455 Market St, Kingston, PA 18704A+5.0 ★Texas Ratio: 3.43%, Community Bank, N.A.Community Bank, N.A.535 Wyoming Ave, Kingston, PA 18704A+5.0 ★Texas Ratio: 3.83%, Peoples Security Bank and Trust CompanyPeoples Security Bank and Trust Company435 Wyoming Ave, Kingston, PA 18704A+5.0 ★Texas Ratio: 2.51%, Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, The Honesdale National BankThe Honesdale National Bank786 Wyoming Ave, Kingston, PA 18704A+5.0 ★Texas Ratio: 1.92%, Citizens Bank, NACitizens Bank, NA196 South Wyoming Avenue, Kingston, PA 18704A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.664 Wyoming Ave, Kingston, PA 18704A+5.0 ★Texas Ratio: 4.24%, and Cross Valley Federal Credit UnionCross Valley Federal Credit Union2386 Memorial Hwy, Dallas, PA 18612 9246A+5.0 ★Texas Ratio: 3.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kingston, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingston are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Kingston, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Kingston 800 Wyoming Ave, Kingston, PA 18704 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 6 +12 HELOCs |
4% | 100% | $218,333 | View |
|
1 office in Kingston 247 Wyoming Ave, Kingston, PA 18704 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 5 | 3.3% | 100% | $139,000 | View |
|
1 office in Kingston 455 Market St, Kingston, PA 18704 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 2 +6 HELOCs |
1.3% | 100% | $285,000 | View |
|
1 office in Kingston 535 Wyoming Ave, Kingston, PA 18704 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 2 +5 HELOCs |
1.3% | 100% | $165,000 | View |
|
1 office in Kingston 435 Wyoming Ave, Kingston, PA 18704 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $105,000 | View |
|
1 office in Kingston 413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 2 | 1.3% | 100% | $100,000 | View |
|
1 office in Kingston 786 Wyoming Ave, Kingston, PA 18704 A+5.0 ★Texas Ratio: 1.92% |
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $45,000 | View |
|
1 office in Kingston 196 South Wyoming Avenue, Kingston, PA 18704 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +13 HELOCs |
0% | 0% | View | |
|
★ 1.7 stars, 3 reviews 1 office in Kingston 664 Wyoming Ave, Kingston, PA 18704 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
|
2386 Memorial Hwy, Dallas, PA 18612 9246 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 6 | 4% | 100% | $126,666 | View |
|
754 Wyoming Ave, Kingston, PA 18704 A-4.9 ★Texas Ratio: 15.74% |
Conventional, HELOC | 4 +1 HELOCs |
2.7% | 100% | $72,500 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 3 +3 HELOCs |
2% | 100% | $45,000 | View |
|
1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 2 | 1.3% | 100% | $185,000 | |
UFCW Community FCU
570 Market St, Kingston, PA 18704 4530 |
Conventional | 2 | 1.3% | 100% | $120,000 | |
|
11 N Main St, Alburtis, PA 18011 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
|
2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
|
500 S State St, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
|
73 Old Dublin Pike, Doylestown, PA 18901 A+5.0 ★Texas Ratio: 3.15% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
|
1099 Georgetown Rd, Christiana, PA 17509 A5.0 ★Texas Ratio: 10.36% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
|
1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 33.3% | $205,000 | View |
|
851 Commerce Blvd, Dickson City, PA 18519 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
|
★ 1 stars, 1 review 310 Market St, Kingston, PA 18704 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
|
100 Old Lackawanna Trl, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 1 | 0.7% | 100% | $195,000 | View |
|
201 N Main St, Old Forge, PA 18518 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
Net Credit Union
1444 E Lackawanna St, Olyphant, PA 18447 2174 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Luzerne Bank
|
Conventional, HELOC | 2 +5 HELOCs |
1.3% | 100% | $375,000 | |
Newrez LLC
|
Conventional | 2 | 1.3% | 66.7% | $170,000 | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 0.7% | 100% | $215,000 | |
Linkbank
|
Conventional | 1 | 0.7% | 100% | $135,000 | |
Service 1St Federal Credit Uni
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA | 12 | 8% | 100% | $165,833 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 11 | 7.3% | 100% | $127,727 | |
| Conventional, VA | 9 | 6% | 100% | $197,222 | View | |
United Wholesale Mortgage
|
Conventional, FHA | 7 | 4.7% | 87.5% | $220,714 | |
loanDepot.com LLC
|
Conventional, FHA | 5 | 3.3% | 83.3% | $215,000 | |
SWBC Mortgage Corporation
|
Conventional, FHA, VA | 4 | 2.7% | 100% | $240,000 | |
Pennymac Loan Services LLC
|
FHA | 4 | 2.7% | 40% | $182,500 | |
Mortgage Research Center
|
Conventional, FHA, VA | 4 | 2.7% | 66.7% | $205,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
2% | 100% | $341,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 2% | 100% | $178,333 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 3 | 2% | 100% | $248,333 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 3 | 2% | 100% | $188,333 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 3 | 2% | 75% | $438,333 | View |
Nationstar Mortgage
|
Conventional | 2 | 1.3% | 100% | $170,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
|
Conventional | 2 | 1.3% | 100% | $225,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $255,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 0.7% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
Royal United Mortgage LLC
|
Conventional | 1 | 0.7% | 100% | $105,000 | |
Contour Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 0.06% |
FHA | 1 | 0.7% | 100% | $245,000 | View |
Kind Lending, LLC
|
Conventional | 1 | 0.7% | 100% | $325,000 | |
Dart Bank
|
Conventional | 1 | 0.7% | 100% | $285,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.7% | 20% | $65,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.7% | 100% | $275,000 | |
Michigan Mutual, Inc
|
Conventional | 1 | 0.7% | 100% | $285,000 | |
Success Mortgage Partners, Inc
|
FHA | 1 | 0.7% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.7% | 33.3% | $75,000 | View |
Absolute Home Mortgage
|
Conventional | 1 | 0.7% | 100% | $165,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.7% | 100% | $205,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.7% | 100% | $125,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.7% | 100% | $195,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0.7% | 100% | $145,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.7% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.7% | 50% | $185,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.7% | 100% | $635,000 | View |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Kingston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingston in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Kingston, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 60.7 percent of home loans in Kingston, Pennsylvania in 2025, banks 27.3 percent and credit unions 12 percent. Newrez LLC was the largest mortgage company, M&T Bank the largest bank and Cross Valley Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Fidelity Deposit & Discount Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Kingston, Pennsylvania with 6 loans, about 4 percent of the market. The largest lender headquartered in Pennsylvania was Fidelity Deposit & Discount Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Kingston, Pennsylvania in 2025, led by Ark-La-Tex Financial Services LLC with 5. 4 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 11 credit unions closed home loans in Kingston, Pennsylvania in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kingston, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingston, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.