Mortgage Lenders and Brokers in Denver, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Denver, Pennsylvania mortgage lenders include The Ephrata National BankThe Ephrata National Bank1 Main St, Denver, PA 17517A+5.0 ★Texas Ratio: 4.34%, Fulton Bank, National AssociationFulton Bank, National Association2350 N Reading Rd, Denver, PA 17517A+5.0 ★Texas Ratio: 4.85%, Members 1St FCUMembers 1St FCU2050 N Reading Rd, Denver, PA 17517 9015A+5.0 ★Texas Ratio: 3.79%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Bank of Bird in HandBank of Bird in Hand7180 Bernville Rd, Bernville, PA 19506A+5.0 ★Texas Ratio: 1.79%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, Belco Community Credit UnionBelco Community Credit Union3500 Trindle Rd, Camp Hill, PA 17011 4439A+5.0 ★Texas Ratio: 3.06%, and Lebanon FCULebanon FCU795 Killinger Rd Lot 5, Annville, PA 17003 9027A+5.0 ★Texas Ratio: 4.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Denver, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Denver are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Denver, Pennsylvania
Market share is the lender's share of all home loans closed in Denver, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Denver 1 Main St, Denver, PA 17517 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 6 +8 HELOCs |
8.8% | 100% | $255,000 | View |
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1 office in Denver 2350 N Reading Rd, Denver, PA 17517 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 3 +4 HELOCs |
4.4% | 100% | $195,000 | View |
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2050 N Reading Rd, Denver, PA 17517 9015 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 4 +9 HELOCs |
5.9% | 100% | $80,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 2 +1 HELOCs |
2.9% | 100% | $305,000 | View |
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7180 Bernville Rd, Bernville, PA 19506 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 2 | 2.9% | 100% | $200,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 100% | $165,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 1.5% | 100% | $285,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.5% | 100% | $115,000 | View |
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3500 Trindle Rd, Camp Hill, PA 17011 4439 A+5.0 ★Texas Ratio: 3.06% |
Conventional | 1 | 1.5% | 100% | $55,000 | View |
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795 Killinger Rd Lot 5, Annville, PA 17003 9027 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 1.5% | 100% | $115,000 | View |
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733 Lancaster Ave Ste K, Reading, PA 19607 1602 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.5% | 100% | $305,000 | View |
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★ 1 stars, 1 review 2631 N Reading Rd, Denver, PA 17517 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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19179 Route 522, Beaver Springs, PA 17812 A5.0 ★Texas Ratio: 10.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3900 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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Conventional, FHA | 3 | 4.4% | 100% | $175,000 | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA, HELOC | 7 +1 HELOCs |
10.3% | 88.9% | $206,428 | |
New American Funding, LLC.
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Conventional, FHA | 7 | 10.3% | 100% | $175,000 | |
| Conventional, USDA | 6 | 8.8% | 100% | $330,000 | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 4.4% | 100% | $275,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 4.4% | 100% | $198,333 | |
Pennymac Loan Services LLC
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Conventional | 2 | 2.9% | 100% | $215,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.9% | 100% | $285,000 | |
Polaris Home Funding Corp.
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Conventional | 1 | 1.5% | 100% | $145,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.5% | 100% | $295,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 1.5% | 100% | $175,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 1.5% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 1.5% | 100% | $65,000 | View |
New Day Financial, LLC.
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VA | 1 | 1.5% | 100% | $365,000 | |
Mortgage Research Center
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VA | 1 | 1.5% | 50% | $475,000 | |
Lower, LLC
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FHA | 1 | 1.5% | 100% | $235,000 | |
Fairway Independent Mort Corp
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VA | 1 | 1.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.5% | 100% | $255,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 1.5% | 50% | $235,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 1.5% | 100% | $185,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Denver Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Denver, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Denver? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Denver in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Denver, PA
Use these to narrow the list above. Each category shows how many Denver, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Denver, PA
Independent mortgage companies closed 64.7 percent of home loans in Denver, Pennsylvania in 2025, banks 22.1 percent and credit unions 13.2 percent. Mortgage America, Inc. was the largest mortgage company, The Ephrata National Bank the largest bank and Members 1St FCU the largest credit union. Among lenders headquartered in Pennsylvania, The Ephrata National Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Denver, PA
By home loans closed in 2025, The Ephrata National Bank was the largest mortgage lender in Denver, Pennsylvania with 6 loans, about 8.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Denver, Pennsylvania in 2025, led by Rocket Mortgage with 2. 3 lenders closed VA loans, led by New Day Financial, LLC., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 5 credit unions closed home loans in Denver, Pennsylvania in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Denver, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Denver, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Denver. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
