Mortgage Lenders and Brokers in Carlisle, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carlisle, Pennsylvania mortgage lenders include M&T BankM&T Bank100 S Spring Garden St, Carlisle, PA 17013A+5.0 ★Texas Ratio: 4.11%, Orrstown BankOrrstown Bank1 Giant Ln, Carlisle, PA 17013A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA604 E High St, Carlisle, PA 17013A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.105 Noble Blvd, Carlisle, PA 17013A+5.0 ★Texas Ratio: 4.24%, First National Bank of PAFirst National Bank of PA65 Ashland Ave, Carlisle, PA 17013A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank330 York Rd, Carlisle, PA 17013A+5.0 ★Texas Ratio: 2.87%, Foote Capital Mortgage CompanyFoote Capital Mortgage CompanyCarlisle, PA, Members 1St FCUMembers 1St FCU1711 Spring Rd, Carlisle, PA 17013A+5.0 ★Texas Ratio: 3.79%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, and Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carlisle, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carlisle are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carlisle, Pennsylvania
Market share is the lender's share of all home loans closed in Carlisle, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Carlisle 100 S Spring Garden St, Carlisle, PA 17013 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, HELOC | 8 +8 HELOCs |
3.4% | 100% | $202,500 | View |
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2 offices in Carlisle 1 Giant Ln, Carlisle, PA 17013 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, HELOC | 8 +8 HELOCs |
3.4% | 100% | $267,500 | View |
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1 office in Carlisle 604 E High St, Carlisle, PA 17013 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 1.7% | 80% | $197,500 | View |
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★ 1.7 stars, 3 reviews 1 office in Carlisle 105 Noble Blvd, Carlisle, PA 17013 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +8 HELOCs |
1.3% | 100% | $311,666 | View |
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1 office in Carlisle 65 Ashland Ave, Carlisle, PA 17013 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $285,000 | View |
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★ 1 stars, 1 review 1 office in Carlisle 330 York Rd, Carlisle, PA 17013 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Foote Capital Mortgage Company
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Conventional, FHA | 10 | 4.3% | 100% | $226,000 | |
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1711 Spring Rd, Carlisle, PA 17013 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 17 +39 HELOCs |
7.3% | 81% | $140,882 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 9 +6 HELOCs |
3.9% | 100% | $183,888 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 7 | 3% | 100% | $135,000 | View |
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242 E Main St, Blain, PA 17006 A5.0 ★Texas Ratio: 6.54% |
Conventional | 4 | 1.7% | 100% | $265,000 | View |
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5 Eastgate Dr, Carlisle, PA 17015 9124 A+5.0 ★Texas Ratio: 3.06% |
Conventional, HELOC | 3 +5 HELOCs |
1.3% | 60% | $88,333 | View |
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1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 2 | 0.9% | 100% | $320,000 | |
Farmers and Merchants Trust Company of Chambersburg
Carlisle Crossing Branch, Carlisle, PA 17013 |
Conventional | 2 | 0.9% | 100% | $285,000 | |
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1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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9775 Route 75 S, East Waterford, PA 17021 A5.0 ★Texas Ratio: 8.88% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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795 Killinger Rd Lot 5, Annville, PA 17003 9027 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.4% | 50% | $15,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Linkbank
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Conventional | 2 | 0.9% | 100% | $215,000 | |
HomeSale Mortgage
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Conventional | 2 | 0.9% | 100% | $215,000 | |
Newrez LLC
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FHA | 1 | 0.4% | 50% | $185,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 9% | 88% | $209,761 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 5.2% | 92.9% | $260,833 | |
First Community Mortgage, Inc.
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Conventional, FHA, VA | 11 | 4.7% | 100% | $246,818 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 3.4% | 88.9% | $282,500 | |
| Conventional, FHA | 7 | 3% | 100% | $147,857 | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 2.6% | 100% | $290,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA, VA | 6 | 2.6% | 100% | $181,666 | |
Fairway Independent Mort Corp
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Conventional | 5 | 2.1% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +3 HELOCs |
1.7% | 100% | $282,500 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.7% | 100% | $257,500 | |
AmeriHome Mortgage Company, LLC
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Conventional | 4 | 1.7% | 100% | $215,000 | |
Cmg Mortgage Inc
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Conventional, VA | 4 | 1.7% | 100% | $320,000 | |
Mortgage Research Center
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Conventional, VA, Jumbo | 4 | 1.7% | 80% | $460,000 | |
EMM Loans LLC
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Conventional, VA | 3 | 1.3% | 100% | $311,666 | |
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A+5.0 ★Texas Ratio: 3.02% |
VA | 3 | 1.3% | 80% | $208,333 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 1.3% | 100% | $185,000 | |
New American Funding, LLC.
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Conventional, VA | 3 | 1.3% | 100% | $228,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $155,000 | View |
Movement Mortgage, LLC
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Conventional | 2 | 0.9% | 100% | $320,000 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $165,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.9% | 100% | $430,000 | |
Alliant Credit Union
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Conventional, Jumbo | 1 | 0.4% | 50% | $825,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 33.3% | $35,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $385,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 33.3% | $525,000 | View |
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A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.4% | 100% | $205,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Nationstar Mortgage
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FHA | 1 | 0.4% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
Radius Financial Group Inc
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Conventional | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $225,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $115,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $175,000 | View |
Village Capital & Investment
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FHA | 1 | 0.4% | 100% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Carlisle Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carlisle, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Carlisle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carlisle in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carlisle, PA
Use these to narrow the list above. Each category shows how many Carlisle, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Carlisle, PA
Independent mortgage companies closed 57.1 percent of home loans in Carlisle, Pennsylvania in 2025, banks 27.9 percent and credit unions 15 percent. Foote Capital Mortgage Company was the largest mortgage company, M&T Bank the largest bank and Members 1St FCU the largest credit union. Among lenders headquartered in Pennsylvania, Orrstown Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carlisle, PA
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Carlisle, Pennsylvania with 8 loans, about 3.4 percent of the market. The largest lender headquartered in Pennsylvania was Orrstown Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Carlisle, Pennsylvania in 2025, led by Rocket Mortgage with 6. 14 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 6 credit unions closed home loans in Carlisle, Pennsylvania in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carlisle, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carlisle, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carlisle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
