Mortgage Lenders and Brokers in Pacific City, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pacific City, Oregon mortgage lenders include Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, First Technology Federal Credit UnionFirst Technology Federal Credit Union8700 SW Nimbus Ave, Beaverton, OR 97008, First Community Credit UnionFirst Community Credit Union75 12th ST SE, Bandon, OR 97411A+5.0 ★Texas Ratio: 0.21%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Summit Mortgage CorporationSummit Mortgage Corporation560 Sw Columbia St, Bend, OR 97702, Banner BankBanner Bank2024 Washington Ave, Baker City, OR 97814A+5.0 ★Texas Ratio: 2.91%, Keybank National AssociationKeybank National Association128 3rd Ave Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 4.81%, and Mid Oregon Federal Credit UnionMid Oregon Federal Credit Union63088 18th St, Bend, OR 97701 7102A+5.0 ★Texas Ratio: 0.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pacific City, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pacific City are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pacific City, Oregon
Market share is the lender's share of all home loans closed in Pacific City, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
3.3% | 100% | $785,000 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +7 HELOCs |
2.5% | 36.4% | $565,000 | View |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 3 +5 HELOCs |
2.5% | 100% | $295,000 | View |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1.6% | 100% | $815,000 | |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $450,000 | View |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.6% | 66.7% | $420,000 | View |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
Conventional, VA | 2 | 1.6% | 100% | $460,000 | |
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2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.8% | 50% | $405,000 | View |
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128 3rd Ave Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,415,000 | View |
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★ 5 stars, 1 review 63088 18th St, Bend, OR 97701 7102 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.8% | 100% | $535,000 | View |
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11240 SW Allen Blvd, Beaverton, OR 97005 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
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2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
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415 Lithia Way, Ashland, OR 97520 A+5.0 ★Texas Ratio: 5.02% |
Conventional | 1 | 0.8% | 100% | $395,000 | View |
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1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
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300 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.8% | 100% | $725,000 | View |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2921 Crescent Ave, Eugene, OR 97408 A5.0 ★Texas Ratio: 9.77% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Mortgage Express
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Conventional | 2 | 1.6% | 100% | $555,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.8% | 100% | $585,000 | |
First Federal
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Conventional | 1 | 0.8% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA, Jumbo | 9 | 7.4% | 100% | $520,555 | View |
United Wholesale Mortgage
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Conventional, FHA | 8 | 6.6% | 88.9% | $408,750 | |
Rocket Mortgage
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Conventional, VA | 7 | 5.7% | 100% | $219,285 | |
Guild Mortgage Company
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Conventional, FHA, VA | 7 | 5.7% | 100% | $387,857 | |
Newrez LLC
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Conventional, FHA | 5 | 4.1% | 85.7% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 5 | 4.1% | 83.3% | $577,000 | |
Mortgage Research Center
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Conventional, VA | 3 | 2.5% | 60% | $365,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, HELOC | 2 +1 HELOCs |
1.6% | 100% | $220,000 | |
Go Mortgage, LLC
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Conventional | 2 | 1.6% | 100% | $255,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.6% | 100% | $460,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.6% | 100% | $235,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 1.6% | 66.7% | $545,000 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 2 | 1.6% | 100% | $525,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 1.6% | 100% | $380,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 2 | 1.6% | 100% | $1,060,000 | |
My Move Mortgage, LLC
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Conventional, FHA | 2 | 1.6% | 100% | $385,000 | |
Fibre Federal Credit Union
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Conventional, HELOC | 1 +5 HELOCs |
0.8% | 37.5% | $365,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.8% | 66.7% | $95,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $225,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $265,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.8% | 100% | $455,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.8% | 100% | $515,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $625,000 | |
Kind Lending, LLC
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FHA | 1 | 0.8% | 100% | $215,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 50% | $325,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 50% | $175,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.8% | 100% | $565,000 | |
Union Home Mortgage Corp.
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,125,000 | |
Bay Equity LLC
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Conventional | 1 | 0.8% | 100% | $535,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $525,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.8% | 100% | $615,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $395,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $275,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.8% | 100% | $555,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $95,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.8% | 100% | $505,000 | View |
Loan Simple, Inc.
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FHA | 1 | 0.8% | 100% | $355,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.8% | 100% | $275,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $565,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Peak Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pacific City Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pacific City, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Pacific City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pacific City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pacific City, OR
Use these to narrow the list above. Each category shows how many Pacific City, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Pacific City, OR
Independent mortgage companies closed 68 percent of home loans in Pacific City, Oregon in 2025, banks 22.1 percent and credit unions 9.8 percent. Summit Mortgage Corporation was the largest mortgage company, Columbia Bank the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pacific City, OR
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Pacific City, Oregon with 4 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Pacific City, Oregon in 2025, led by Sunflower Bank, N.A. with 1. 8 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 14 credit unions closed home loans in Pacific City, Oregon in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pacific City, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pacific City, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pacific City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
