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Mortgage Lenders and Brokers in Lake Oswego, Oregon

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Lake Oswego, Oregon mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA111 S State St, Lake Oswego, OR 97034A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.14800 Kruse Oaks Blvd, Lake Oswego, OR 97035A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA522 A Ave, Lake Oswego, OR 97034A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA16209 Bryant Rd, Lake Oswego, OR 97035A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association256 A Ave, Lake Oswego, OR 97034A+5.0 ★Texas Ratio: 4.81%, BMO Harris Bank NABMO Harris Bank NA16555 Boones Ferry Rd, Lake Oswego, OR 97035A+5.0 ★Texas Ratio: 3.54%, Columbia BankColumbia Bank201 B Ave, Lake Oswego, OR 97034A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank16099 Boones Ferry Rd, Lake Oswego, OR 97035A+5.0 ★Texas Ratio: 2.91%, Mechanics BankMechanics Bank3970 Mercantile Dr, Lake Oswego, OR 97035A+5.0 ★Texas Ratio: 1.81%, and First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust15700 Boones Ferry Rd, Lake Oswego, OR 97035A5.0 ★Texas Ratio: 7.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lake Oswego, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Oswego are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lake Oswego, Oregon

Market share is the lender's share of all home loans closed in Lake Oswego, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Lake Oswego 111 S State St, Lake Oswego, OR 97034 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	33 +2 HELOCs	5.2%	94.3%	$877,727	View
US Bank, N.A. 3 offices in Lake Oswego 14800 Kruse Oaks Blvd, Lake Oswego, OR 97035 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	20 +25 HELOCs	3.2%	90.9%	$1,386,000	View
Wells Fargo Bank NA 2 offices in Lake Oswego 522 A Ave, Lake Oswego, OR 97034 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	15	2.4%	83.3%	$1,106,333	View
Bank of America NA 2 offices in Lake Oswego 16209 Bryant Rd, Lake Oswego, OR 97035 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	8 +59 HELOCs	1.3%	81.8%	$1,150,000	View
Keybank National Association 2 offices in Lake Oswego 256 A Ave, Lake Oswego, OR 97034 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo, HELOC	8 +9 HELOCs	1.3%	100%	$725,000	View
BMO Harris Bank NA 1 office in Lake Oswego 16555 Boones Ferry Rd, Lake Oswego, OR 97035 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.8%	100%	$1,171,000	View
Columbia Bank 1 office in Lake Oswego 201 B Ave, Lake Oswego, OR 97034 A+5.0 ★Texas Ratio: 2.28%	Conventional, Jumbo, HELOC	2 +21 HELOCs	0.3%	100%	$1,120,000	View
Banner Bank 2 offices in Lake Oswego 16099 Boones Ferry Rd, Lake Oswego, OR 97035 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	1 +5 HELOCs	0.2%	100%	$155,000	View
Mechanics Bank 1 office in Lake Oswego 3970 Mercantile Dr, Lake Oswego, OR 97035 A+5.0 ★Texas Ratio: 1.81%	HELOC	0 +1 HELOCs	0%	n/a		View
First Ciitizens Bank and Trust 1 office in Lake Oswego 15700 Boones Ferry Rd, Lake Oswego, OR 97035 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Directors Mortgage, Inc	Conventional, Jumbo	8	1.3%	100%	$756,250
OnPoint Community Credit Union 6300 Meadows Rd, Lake Oswego, OR 97035 A+5.0 ★Texas Ratio: 4.12%	Conventional, Jumbo, HELOC	30 +94 HELOCs	4.8%	93.9%	$519,666	View
First Technology Federal Credit Union 8700 SW Nimbus Ave, Beaverton, OR 97008	Conventional, Jumbo, HELOC	15 +27 HELOCs	2.4%	94.1%	$949,666
Summit Mortgage Corporation 560 Sw Columbia St, Bend, OR 97702	Conventional	6	1%	85.7%	$365,000
Washington Trust Bank 1219 Ne 3rd St, Bend, OR 97701 A+5.0 ★Texas Ratio: 4.63%	Conventional, Jumbo	2	0.3%	100%	$1,105,000	View
Unitus Community Credit Union ★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01%	HELOC	0 +8 HELOCs	0%	n/a		View
Rivermark Community Credit Union 4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Oregon Community Credit Union 840 NW 9th St, Corvallis, OR 97330 6141 A5.0 ★Texas Ratio: 11.19%	HELOC	0 +4 HELOCs	0%	n/a		View
Heritage Bank 9515 Ne Windsor St, Beaverton, OR 97006 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +2 HELOCs	0%	n/a		View
Oregonians Credit Union 11240 SW Allen Blvd, Beaverton, OR 97005 A5.0 ★Texas Ratio: 8.54%	HELOC	0 +2 HELOCs	0%	n/a		View
Embold Federal Credit Union 223 NE 2ND AVE, CANBY, OR 97013 A5.0 ★Texas Ratio: 6.30%	HELOC	0 +2 HELOCs	0%	n/a		View
First Community Credit Union 75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21%	HELOC	0 +1 HELOCs	0%	n/a		View
Selco Community Credit Union 1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92%	HELOC	0 +1 HELOCs	0%	n/a		View
Marion & Polk Schools Credit Union 2921 Crescent Ave, Eugene, OR 97408 A5.0 ★Texas Ratio: 9.77%	HELOC	0 +1 HELOCs	0%	n/a		View
Mortgage Express	Conventional, FHA	15	2.4%	88.9%	$536,333
Consolidated Community Credit	HELOC	0 +12 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	45 +3 HELOCs	7.1%	95.7%	$688,111
Rocket Mortgage	Conventional, FHA, Jumbo	34	5.4%	87.8%	$310,882
Guild Mortgage Company	Conventional, VA, Jumbo	32	5.1%	94.3%	$729,687
Nations Direct Mortgage, LLC	Conventional, VA, Jumbo	22	3.5%	95.7%	$730,454
Pennymac Loan Services LLC	Conventional, VA, Jumbo	21	3.3%	95.5%	$878,333
CrossCountry Mortgage, LLC	Conventional, FHA, Jumbo, HELOC	19 +2 HELOCs	3%	100%	$822,894
Provident Funding Associates	Conventional	14	2.2%	100%	$630,714
Union Home Mortgage Corp.	Conventional, Jumbo, HELOC	12 +2 HELOCs	1.9%	100%	$665,833
Guaranteed Rate, Inc.	Conventional, Jumbo	12	1.9%	100%	$744,166
Cmg Mortgage Inc	Conventional, Jumbo, HELOC	11 +1 HELOCs	1.7%	91.7%	$799,545
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional, Jumbo	9	1.4%	100%	$1,518,333	View
Newrez LLC	Conventional, VA, Jumbo	8	1.3%	100%	$731,250
The Loan Store, Inc	Conventional, HELOC	7 +3 HELOCs	1.1%	70%	$366,428
loanDepot.com LLC	Conventional, VA, Jumbo, HELOC	7 +1 HELOCs	1.1%	87.5%	$423,571
Nationstar Mortgage	Conventional	7	1.1%	87.5%	$226,428
Premier Mortgage Resources, LLC	Conventional, Jumbo	6	1%	100%	$553,333
Kind Lending, LLC	Conventional	6	1%	100%	$568,333
Movement Mortgage, LLC	Conventional, VA, Jumbo	6	1%	100%	$961,666
Generations Home Loans, LLC	Conventional	6	1%	100%	$686,666
American Pacific Mortgage Corporation	Conventional, Jumbo	6	1%	100%	$511,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	6	1%	100%	$1,120,000	View
Fairway Independent Mort Corp	Conventional, VA, Jumbo	6	1%	100%	$933,333
Nexera Holding LLC	Conventional, Jumbo	6	1%	100%	$1,481,666
Alliant Credit Union	Conventional, Jumbo, HELOC	5 +7 HELOCs	0.8%	100%	$1,129,000
Navy Federal Credit Union	Conventional, VA, Jumbo, HELOC	5 +2 HELOCs	0.8%	71.4%	$419,000
Alameda Mortgage Corporation	Conventional	5	0.8%	100%	$505,000
Primelending	Conventional, Jumbo	5	0.8%	100%	$937,000
New American Funding, LLC.	Conventional, FHA, Jumbo	5	0.8%	100%	$821,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	5	0.8%	100%	$1,293,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	5	0.8%	100%	$1,479,000	View
Spring Eq, LLC	Conventional, HELOC	4 +7 HELOCs	0.6%	50%	$132,500
Canopy Mortgage, LLC	Conventional, VA	4	0.6%	100%	$662,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.6%	80%	$272,500	View
Deephaven Mortgage LLC	Conventional, Jumbo	3	0.5%	100%	$1,241,666
Synergy One Lending, Inc.	Conventional, Jumbo	3	0.5%	100%	$565,000
Bay Equity LLC	Conventional	3	0.5%	100%	$468,333
Evergreen Moneysource Mortgage Company	Conventional	3	0.5%	100%	$458,333
JMAC Lending, Inc.	Conventional, Jumbo	3	0.5%	100%	$881,666
Better Mortgage Corporation	Conventional, HELOC	2 +3 HELOCs	0.3%	50%	$660,000
Arc Home LLC	Conventional, Jumbo	2	0.3%	100%	$1,265,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	2	0.3%	100%	$915,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.3%	100%	$1,260,000	View
Lakeview Loan Servicing, LLC	Conventional, VA	2	0.3%	33.3%	$325,000
Go Mortgage, LLC	Conventional	2	0.3%	100%	$730,000
Sage Home Loans Corporation A+5.0 ★Texas Ratio: 5.70%	Conventional	2	0.3%	100%	$640,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	2	0.3%	100%	$875,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	2	0.3%	100%	$1,140,000	View
Amerisave Mortgage Company	Conventional	2	0.3%	40%	$150,000
Geneva Financial LLC	Conventional, Jumbo	2	0.3%	100%	$1,125,000
Sierra Pacific Mortgage Co. Inc	Conventional, Jumbo	2	0.3%	100%	$570,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.3%	100%	$430,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	2	0.3%	100%	$2,410,000	View
Zillow Home Loans, LLC	Conventional	2	0.3%	100%	$735,000
Mutual of Omaha Mortgage	Conventional	2	0.3%	100%	$515,000
ClearEdge Lending LLC	Conventional, Jumbo	2	0.3%	100%	$1,150,000
Nmsi, Inc.	Conventional, Jumbo	2	0.3%	100%	$880,000
Paramount Residential Mortgage	Conventional	2	0.3%	100%	$610,000
Plaza Home Mortgage, Inc	Conventional	2	0.3%	100%	$530,000
Tomo Mortgage LLC	Conventional	2	0.3%	100%	$390,000
Fourleaf Federal Credit Union	Conventional, HELOC	1 +3 HELOCs	0.2%	100%	$305,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +2 HELOCs	0.2%	100%	$555,000	View
EMM Loans LLC	FHA	1	0.2%	100%	$455,000
Genisys Credit Union	Conventional, Jumbo	1	0.2%	100%	$1,125,000
Originpoint, LLC	Conventional, Jumbo	1	0.2%	100%	$2,805,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.2%	100%	$6,375,000	View
American Financial Resources LLC	Conventional	1	0.2%	100%	$615,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.2%	100%	$1,085,000	View
Primary Residential Mortgage, INC.	Conventional	1	0.2%	100%	$505,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	FHA	1	0.2%	100%	$665,000	View
Freedom Mortgage Corporation	Conventional	1	0.2%	66.7%	$95,000
Golden Empire Mortgage, Inc.	Conventional	1	0.2%	100%	$385,000
American Financial Network, Inc.	Conventional, Jumbo	1	0.2%	100%	$1,745,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, Jumbo	1	0.2%	100%	$1,205,000	View
AmWest Funding Corp	Conventional	1	0.2%	100%	$545,000
Valon Mortgage	Conventional	1	0.2%	100%	$385,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	1	0.2%	50%	$3,495,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.2%	100%	$625,000	View
HomeBridge Financial Services, Inc	Conventional, Jumbo	1	0.2%	100%	$1,165,000
Discover Bank	Conventional	1	0.2%	50%	$105,000
Credit Union Mortgage Associat	Conventional	1	0.2%	100%	$735,000
JMJ Financial Group Inc.	Conventional	1	0.2%	100%	$705,000
Select Lending Services, LLC	Conventional	1	0.2%	100%	$775,000
SIRVA Mortgage, Inc.	Conventional, Jumbo	1	0.2%	100%	$1,285,000
Home Mortgage Advisors, LLC	Conventional	1	0.2%	100%	$745,000
Chevron Federal Credit Union	Conventional, Jumbo	1	0.2%	100%	$1,005,000
Calcon Mutual Mortgage LLC	Conventional, Jumbo	1	0.2%	100%	$1,205,000
Nfm, Inc	Conventional	1	0.2%	100%	$515,000
American Internet Mortgage, Inc.	Conventional	1	0.2%	100%	$265,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.2%	33.3%	$665,000	View
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.2%	100%	$4,415,000	View
Churchill Mortgage Corporation	Conventional	1	0.2%	100%	$465,000
Planet Home Lending, LLC	Conventional	1	0.2%	100%	$415,000
Franklin Loan Corporation	Conventional	1	0.2%	100%	$455,000
Lendsure Mortgage Corp.	Conventional	1	0.2%	100%	$515,000
Baxter Credit Union A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo	1	0.2%	100%	$1,295,000	View
Affinity Federal Credit Union	Conventional, Jumbo	1	0.2%	100%	$825,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0.2%	100%	$1,055,000	View
Peak Credit Union	Conventional, Jumbo	1	0.2%	100%	$875,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.2%	100%	$355,000	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.2%	100%	$1,725,000	View
Prosperity Home Mortgage, LLC	VA	1	0.2%	100%	$185,000
Lower, LLC	Conventional	1	0.2%	100%	$425,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.2%	100%	$575,000	View
Yakima Federal Savings & Loan	Conventional	1	0.2%	100%	$805,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.2%	100%	$2,125,000	View
Mason-McDuffie Mortgage Corporation	Conventional, Jumbo	1	0.2%	100%	$1,245,000
Ark-La-Tex Financial Services LLC	Conventional, Jumbo	1	0.2%	100%	$1,025,000
Leaderone Financial Corp.	Conventional	1	0.2%	100%	$525,000
Champions Funding, LLC	Conventional, Jumbo	1	0.2%	50%	$2,815,000
Georgia'S Own Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	n/a		View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +2 HELOCs	0%	n/a		View
Columbia Credit Union A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +1 HELOCs	0%	n/a		View
iQ Credit Union	HELOC	0 +1 HELOCs	0%	n/a
United Federal Credit Union A5.0 ★Texas Ratio: 7.25%	HELOC	0 +1 HELOCs	0%	n/a		View
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeStreet Bank	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Christian Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Red Canoe Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Boeing Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gesa Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Lake Oswego Mortgage Rate Trends

Daily average mortgage rates for Oregon compared with the national average, updated every evening.

30-Year Fixed OR Avg

7.313%

▲ 0.088 vs 7 days ago

15-Year Fixed OR Avg

6.846%

▲ 0.059 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Lake Oswego, Oregon

Looking for mortgage lenders near me or mortgage brokers near me in Lake Oswego? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Oswego in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lake Oswego, OR

Use these to narrow the list above. Each category shows how many Lake Oswego, OR lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 80 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 40 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 33 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 7 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 13 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 69 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OR 15 lenders headquartered in Oregon, the closest thing to a mortgage lender near you

Who Lends in Lake Oswego, OR

Independent mortgage companies closed 66 percent of home loans in Lake Oswego, Oregon in 2025, banks 24.1 percent and credit unions 9.8 percent. Directors Mortgage, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and OnPoint Community Credit Union the largest credit union. Among lenders headquartered in Oregon, Columbia Bank led with 2 loans.

66%

Mortgage companies

24.1%

Banks

9.8%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.

More Oregon Mortgage Lender Pages

All Oregon lenders 539 lenders Portland 318 lenders Salem 205 lenders Bend 212 lenders Eugene 200 lenders Medford 150 lenders Hillsboro 177 lenders Beaverton 178 lenders Gresham 167 lenders Springfield 121 lenders Albany 117 lenders Redmond 136 lenders Happy Valley 137 lenders

Frequently Asked Questions About Mortgage Lenders in Lake Oswego, OR

Who is the largest mortgage lender in Lake Oswego, OR?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Lake Oswego, Oregon with 33 loans, about 5.2 percent of the market. The largest lender headquartered in Oregon was Columbia Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lake Oswego, OR mortgage lenders offer FHA, VA and USDA loans?

7 lenders closed FHA loans in Lake Oswego, Oregon in 2025, led by Rocket Mortgage with 2. 13 lenders closed VA loans, led by Nations Direct Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lake Oswego, OR lender list?

Yes. 40 banks and 33 credit unions closed home loans in Lake Oswego, Oregon in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lake Oswego, OR ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lake Oswego, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Oswego, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Oswego. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.