Mortgage Lenders and Brokers in Westport, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Westport, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, Peoples BankPeoples Bank1117 Parkside Main St, Cary, NC 27519A+5.0 ★Texas Ratio: 2.98%, and US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Westport, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westport are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Westport, North Carolina
Market share is the lender's share of all home loans closed in Westport, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 11 +11 HELOCs |
3.7% | 91.7% | $420,454 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 8 +12 HELOCs |
2.7% | 100% | $637,500 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 7 | 2.3% | 87.5% | $652,142 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +17 HELOCs |
2% | 100% | $955,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 4 +10 HELOCs |
1.3% | 100% | $505,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
1.3% | 57.1% | $425,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 1.3% | 100% | $457,500 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 3 +6 HELOCs |
1% | 60% | $255,000 | View |
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1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
1% | 100% | $581,666 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $365,000 | View |
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3768 Nc 16, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.7% | 100% | $240,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 2 | 0.7% | 100% | $855,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $545,000 | |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,035,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.3% | 50% | $2,255,000 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
FHA | 1 | 0.3% | 100% | $325,000 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1127 Hendersonville Rd, Asheville, NC 28803 A5.0 ★Texas Ratio: 6.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional | 10 | 3.3% | 100% | $401,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Premier Lending Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 36 | 12% | 90% | $377,777 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 17 +5 HELOCs |
5.7% | 90% | $427,941 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
4% | 100% | $374,166 | |
Fairway Independent Mort Corp
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Conventional, VA, Jumbo | 9 | 3% | 100% | $817,222 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 2.7% | 80% | $390,000 | |
Nationstar Mortgage
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Conventional | 8 | 2.7% | 80% | $195,000 | |
CrossCountry Mortgage, LLC
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Conventional, USDA, Jumbo, HELOC | 7 +1 HELOCs |
2.3% | 87.5% | $610,714 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 7 | 2.3% | 100% | $435,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA, Jumbo | 4 | 1.3% | 100% | $417,500 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.3% | 100% | $382,500 | |
Newrez LLC
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Conventional, VA, Jumbo | 4 | 1.3% | 100% | $435,000 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 4 | 1.3% | 80% | $452,500 | |
Amerisave Mortgage Company
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Conventional | 4 | 1.3% | 57.1% | $65,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 1.3% | 100% | $602,500 | |
Zillow Home Loans, LLC
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Conventional | 4 | 1.3% | 100% | $365,000 | |
Mutual of Omaha Mortgage
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Conventional, Jumbo | 4 | 1.3% | 100% | $900,000 | |
First Heritage Mortgage, LLC
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FHA | 3 | 1% | 100% | $458,333 | |
Mortgage Research Center
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VA, Jumbo | 3 | 1% | 75% | $641,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 1% | 100% | $1,168,333 | View |
Reliance First Capital, LLC
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Conventional | 3 | 1% | 100% | $151,666 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.7% | 100% | $665,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $75,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.7% | 100% | $770,000 | |
Primelending
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Conventional | 2 | 0.7% | 100% | $220,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 0.7% | 100% | $715,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.7% | 100% | $440,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.7% | 100% | $485,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.7% | 100% | $410,000 | |
Provident Funding Associates
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Conventional | 2 | 0.7% | 100% | $335,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $375,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 2 | 0.7% | 75% | $1,370,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $360,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.7% | 100% | $780,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 2 | 0.7% | 100% | $760,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.7% | 100% | $355,000 | |
Village Capital & Investment
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VA | 2 | 0.7% | 100% | $525,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $415,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $55,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.3% | 100% | $455,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,385,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $735,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.3% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.3% | 100% | $815,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $355,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.3% | 100% | $3,855,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 1 | 0.3% | 100% | $865,000 | View |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,005,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Lennar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Real Genius LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Ameritrust Mortgage Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $2,775,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $335,000 | |
The Equitable Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $615,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.3% | 100% | $205,000 | |
Rogue Credit Union
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $445,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $415,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $525,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.3% | 100% | $305,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,325,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +3 HELOCs |
0% | 0% | ||
American Airlines Federal Cred
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Sharonview Federal CU
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Teachers Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NorthCountry Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Westport Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Westport, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Westport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Westport, NC
Use these to narrow the list above. Each category shows how many Westport, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Westport, NC
Independent mortgage companies closed 69.6 percent of home loans in Westport, North Carolina in 2025, banks 23.4 percent and credit unions 7 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Westport, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Westport, North Carolina with 11 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Westport, North Carolina in 2025, led by Rocket Mortgage with 4. 15 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 19 credit unions closed home loans in Westport, North Carolina in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Westport, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westport, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
