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Mortgage Lenders and Brokers in Wesley Chapel, North Carolina

Wesley Chapel, North Carolina mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6450 Weddington Rd, Wesley Chapel, NC 28104A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5926 Weddington Monroe Rd, Wesley Chapel, NC 28104A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Ameris BankAmeris Bank6805 Carnegie Blvd, Charlotte, NC 28211A+5.0 ★Texas Ratio: 1.82%, Bank of America NABank of America NA5935 Weddington Rd, Wesley Chapel, NC 28104A+5.0 ★Texas Ratio: 4.14%, Skyla Federal Credit UnionSkyla Federal Credit Union148 Charlotte St, Asheville, NC 28801 1923A5.0 ★Texas Ratio: 9.56%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, and Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Wesley Chapel, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wesley Chapel are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Wesley Chapel, North Carolina

Market share is the lender's share of all home loans closed in Wesley Chapel, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Wesley Chapel
6450 Weddington Rd, Wesley Chapel, NC 28104
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo, HELOC 6
+2 HELOCs
1.9% 100% $786,666 View
1 office in Wesley Chapel
5926 Weddington Monroe Rd, Wesley Chapel, NC 28104
A+5.0 ★Texas Ratio: 5.36%
Conventional, Jumbo 5 1.6% 100% $609,000 View
351 N 1st St, Albemarle, NC 28001
A5.0 ★Texas Ratio: 7.72%
Conventional, HELOC 6
+10 HELOCs
1.9% 54.5% $295,000 View
★ 1 stars, 1 review
1803 N Sandhills Blvd, Aberdeen, NC 28315
A+5.0 ★Texas Ratio: 2.87%
Conventional, Jumbo, HELOC 6
+6 HELOCs
1.9% 100% $650,000 View
★ 4 stars, 1 review
6805 Carnegie Blvd, Charlotte, NC 28211
A+5.0 ★Texas Ratio: 1.82%
Conventional, FHA, Jumbo 6 1.9% 100% $468,333 View
5935 Weddington Rd, Wesley Chapel, NC 28104
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 5
+27 HELOCs
1.6% 100% $337,000 View
148 Charlotte St, Asheville, NC 28801 1923
A5.0 ★Texas Ratio: 9.56%
Conventional, HELOC 5
+8 HELOCs
1.6% 100% $351,000 View
303 S Salem St, Apex, NC 27502
A+5.0 ★Texas Ratio: 1.62%
Conventional, Jumbo, HELOC 5
+2 HELOCs
1.6% 83.3% $949,000 View
1121 Moncure Place, Apex, NC 27523
A+5.0 ★Texas Ratio: 3.22%
Conventional, Jumbo, HELOC 3
+8 HELOCs
0.9% 100% $415,000 View
1055 E Dixie Dr, Asheboro, NC 27203
A5.0 ★Texas Ratio: 6.43%
Conventional, HELOC 3
+5 HELOCs
0.9% 33.3% $348,333 View
1125 ACADEMY ST N, AHOSKIE, NC 27910
A-5.0 ★Texas Ratio: 14.13%
Conventional, HELOC 2
+16 HELOCs
0.6% 100% $455,000 View
★ 5 stars, 1 review
192 E Woodrow Ave, Belmont, NC 28012
A+5.0 ★Texas Ratio: 2.27%
Conventional, HELOC 2
+4 HELOCs
0.6% 100% $630,000 View
2821 Crisman St, Charlotte, NC 28208
A+5.0 ★Texas Ratio: 3.27%
Conventional, Jumbo, HELOC 2
+1 HELOCs
0.6% 100% $830,000 View
1045 Providence Rd, Charlotte, NC 28207
A+5.0 ★Texas Ratio: 4.37%
Conventional, Jumbo 2 0.6% 80% $960,000 View
335 New Leicester Hwy, Asheville, NC 28806
A+5.0 ★Texas Ratio: 3.71%
Conventional, Jumbo, HELOC 1
+4 HELOCs
0.3% 100% $1,185,000 View
8334 Pineville Matthews Rd, Charlotte, NC 28226
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 1
+1 HELOCs
0.3% 50% $105,000 View
800 Highway 24 27 Bypass, Albemarle, NC 28001
A+5.0 ★Texas Ratio: 0.72%
Conventional, HELOC 1
+1 HELOCs
0.3% 100% $605,000 View
★ 5 stars, 1 review
5361 Us Highway 158, Advance, NC 27006
A+5.0 ★Texas Ratio: 5.76%
Conventional, Jumbo 1 0.3% 100% $865,000 View
105 S Sandhills Blvd, Aberdeen, NC 28315
A+5.0 ★Texas Ratio: 1.94%
Conventional 1 0.3% 100% $675,000 View
★ 1.7 stars, 3 reviews
102 Church St E, Ahoskie, NC 27910
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+2 HELOCs
0% n/a View
1117 Parkside Main St, Cary, NC 27519
A+5.0 ★Texas Ratio: 2.98%
HELOC 0
+1 HELOCs
0% n/a View
128 Yadkin Valley Rd, Advance, NC 27006
A+5.0 ★Texas Ratio: 4.25%
HELOC 0
+1 HELOCs
0% n/a View
732 Main St, Andrews, NC 28901
A+5.0 ★Texas Ratio: 2.97%
HELOC 0
+1 HELOCs
0% n/a View
1118 Academy St N, Ahoskie, NC 27910
F1.0 ★Texas Ratio: 75.00%
HELOC 0
+1 HELOCs
0% n/a View
American Security Mortgage Cor
Conventional, Jumbo 6 1.9% 100% $645,000
Deephaven Mortgage LLC
Conventional 2 0.6% 100% $280,000
Premier Lending Inc.
Conventional 1 0.3% 100% $805,000
Piedmont Advantage Credit Unio
HELOC 0
+1 HELOCs
0% n/a
Rocket Mortgage
Conventional, FHA, VA 43 13.5% 93.5% $225,930
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo, HELOC 26
+3 HELOCs
8.2% 78.8% $550,384
Movement Mortgage, LLC
Conventional, FHA, VA, Jumbo, HELOC 20
+2 HELOCs
6.3% 100% $553,000
Pennymac Loan Services LLC
Conventional, VA, Jumbo 9 2.8% 100% $635,000
Atlantic Bay Mortgage Group
Conventional, FHA 6 1.9% 100% $470,000
A+5.0 ★Texas Ratio: 3.58%
Conventional, HELOC 5
+2 HELOCs
1.6% 66.7% $379,000
Newrez LLC
Conventional, VA, Jumbo 5 1.6% 75% $615,000
Nationstar Mortgage
Conventional, FHA 5 1.6% 83.3% $163,000
Village Capital & Investment
FHA, VA 5 1.6% 100% $465,000
Spring Eq, LLC
Conventional, HELOC 4
+4 HELOCs
1.3% 66.7% $107,500
Sage Home Loans Corporation
Conventional 4 1.3% 100% $440,000
Fairway Independent Mort Corp
Conventional 4 1.3% 100% $382,500
A+5.0 ★Texas Ratio: 0.51%
Conventional, VA 4 1.3% 80% $267,500 View
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 3
+5 HELOCs
0.9% 75% $291,666
Kind Lending, LLC
Conventional 3 0.9% 100% $378,333
Guild Mortgage Company
Conventional, USDA 3 0.9% 100% $421,666
Highlands Residential Mortgage, Ltd.
Conventional 3 0.9% 100% $495,000
Provident Funding Associates
Conventional 3 0.9% 100% $538,333
Mutual of Omaha Mortgage
Conventional 3 0.9% 100% $345,000
Pentagon Federal Credit Union
Conventional, VA, Jumbo, HELOC 2
+2 HELOCs
0.6% 100% $840,000
Guaranteed Rate Affinity, LLC
Conventional, VA 2 0.6% 100% $550,000
Lakeview Loan Servicing, LLC
FHA 2 0.6% 40% $295,000
Equity Prime Mortgage LLC
FHA, VA 2 0.6% 100% $475,000
CrossCountry Mortgage, LLC
Conventional, FHA 2 0.6% 100% $430,000
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA 2 0.6% 100% $575,000 View
Amerisave Mortgage Company
Conventional 2 0.6% 50% $175,000
Sun West Mortgage Company, Inc
Conventional 2 0.6% 100% $260,000
Union Home Mortgage Corp.
Conventional, FHA 2 0.6% 100% $380,000
Zillow Home Loans, LLC
Conventional 2 0.6% 100% $455,000
The Loan Store, Inc
Conventional, VA 2 0.6% 100% $410,000
Reliance First Capital, LLC
Conventional 2 0.6% 100% $395,000
A5.0 ★Texas Ratio: 9.09%
Conventional 2 0.6% 100% $695,000 View
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+3 HELOCs
0.3% 50% $55,000 View
TowneBank
Conventional, HELOC 1
+1 HELOCs
0.3% 100% $685,000
New American Funding, LLC.
Conventional, Jumbo, HELOC 1
+1 HELOCs
0.3% 100% $1,645,000
Polaris Home Funding Corp.
FHA 1 0.3% 100% $355,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.3% 100% $545,000 View
Originpoint, LLC
Conventional, Jumbo 1 0.3% 100% $835,000
Premier Mortgage Resources, LLC
Conventional 1 0.3% 100% $265,000
American Airlines Federal Cred
Conventional 1 0.3% 100% $545,000
Freedom Mortgage Corporation
VA 1 0.3% 50% $265,000
Guaranteed Rate, Inc.
VA 1 0.3% 50% $635,000
Royal United Mortgage LLC
Conventional 1 0.3% 100% $125,000
Atlantic Coast Mortgage, LLC
Conventional 1 0.3% 100% $665,000
Primary Residential Mortgage, INC.
Conventional 1 0.3% 100% $635,000
A+5.0 ★Texas Ratio: 0.14%
Conventional 1 0.3% 100% $515,000 View
Gold Star Mortgage Financial Group, Corporation
Conventional 1 0.3% 100% $725,000
Contour Mortgage Corporation
Conventional 1 0.3% 100% $425,000
Success Lending, LLC
Conventional 1 0.3% 100% $405,000
Canopy Mortgage, LLC
Conventional 1 0.3% 100% $785,000
A+5.0 ★Texas Ratio: 4.31%
Conventional 1 0.3% 100% $765,000 View
All Credit Considered Mortgage, Inc.
Conventional 1 0.3% 100% $555,000
Nbkc Bank
Conventional 1 0.3% 100% $445,000
ALCOVA Mortgage, LLC
FHA 1 0.3% 100% $285,000
Allied Mortgage Group, Inc
Conventional 1 0.3% 100% $325,000
Howard Hanna Financial Services, Inc
Conventional 1 0.3% 100% $435,000
Amerant Mortgage LLC
Conventional 1 0.3% 100% $485,000
AmeriHome Mortgage Company, LLC
FHA 1 0.3% 100% $425,000
Loanunited.Com, LLC
VA 1 0.3% 100% $365,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.3% 100% $325,000 View
A+5.0 ★Texas Ratio: 5.29%
Conventional, Jumbo 1 0.3% 100% $1,075,000 View
A+5.0 ★Texas Ratio: 2.38%
Conventional 1 0.3% 100% $395,000 View
AdvantageFirst Lending Inc
Conventional 1 0.3% 100% $445,000
American Financial Network, Inc.
Conventional 1 0.3% 100% $795,000
Fidelity Direct Mortgage, LLC
Conventional 1 0.3% 100% $235,000
Homestead Funding Corp.
Conventional 1 0.3% 100% $375,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.3% 100% $265,000 View
A+5.0 ★Texas Ratio: 4.72%
Conventional 1 0.3% 100% $435,000 View
AmWest Funding Corp
Conventional 1 0.3% 100% $315,000
HomeXpress Mortgage Corp.
Conventional 1 0.3% 100% $295,000
Cmg Mortgage Inc
Conventional 1 0.3% 33.3% $425,000
Nqm Funding, LLC
Conventional 1 0.3% 100% $425,000
AML Funding LLC dba Absolute Mortgage & Lending
Conventional 1 0.3% 100% $335,000
First Alliance Home Mortgage, LLC
Conventional 1 0.3% 100% $245,000
Discover Bank
Conventional 1 0.3% 16.7% $105,000
Royal Pacific Funding
Conventional 1 0.3% 100% $355,000
Intercoastal Mortgage, LLC
Conventional 1 0.3% 100% $485,000
SIRVA Mortgage, Inc.
Conventional 1 0.3% 100% $795,000
Real Genius LLC
Conventional 1 0.3% 100% $595,000
Corning Credit Union
Conventional 1 0.3% 100% $285,000
New Day Financial, LLC.
VA 1 0.3% 50% $635,000
B-3.5 ★Texas Ratio: 6.80%
VA 1 0.3% 100% $445,000 View
Planet Home Lending, LLC
Conventional 1 0.3% 100% $155,000
A+5.0 ★Texas Ratio: 1.10%
Conventional 1 0.3% 100% $465,000 View
Lendsure Mortgage Corp.
Conventional 1 0.3% 100% $465,000
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 1 0.3% 100% $875,000 View
Mortgage Research Center
VA 1 0.3% 50% $335,000
Saygo Home Loans, LLC
Conventional 1 0.3% 50% $255,000
Emet Lending Group, Inc.
Conventional 1 0.3% 100% $755,000
V.I.P. Mortgage, Inc.
Conventional 1 0.3% 100% $305,000
RoundPoint Mortgage Servicing LLC
Conventional 1 0.3% 100% $295,000
A+5.0 ★Texas Ratio: 3.19%
Conventional 1 0.3% 100% $405,000 View
B-4.3 ★Texas Ratio: 23.12%
Conventional 1 0.3% 50% $165,000 View
A4.8 ★Texas Ratio: 2.45%
Conventional 1 0.3% 100% $515,000 View
Plaza Home Mortgage, Inc
Conventional 1 0.3% 100% $745,000
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+6 HELOCs
0% n/a View
Figure Lending LLC
HELOC 0
+4 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Sharonview Federal CU
HELOC 0
+2 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Fourleaf Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Goodleap, LLC
HELOC 0
+1 HELOCs
0% n/a
Tower Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A5.0 ★Texas Ratio: 7.48%
HELOC 0
+1 HELOCs
0% n/a View
Longbridge Financial, LLC
HELOC 0
+1 HELOCs
0% n/a
Better Mortgage Corporation
HELOC 0
+1 HELOCs
0% 0%
Gte Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Angel Oak Mortgage Solutions LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Wesley Chapel, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Wesley Chapel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wesley Chapel in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Wesley Chapel, NC

Use these to narrow the list above. Each category shows how many Wesley Chapel, NC lenders fit and what that kind of lender is usually best for.

Who Lends in Wesley Chapel, NC

Independent mortgage companies closed 68.7 percent of home loans in Wesley Chapel, North Carolina in 2025, banks 23.8 percent and credit unions 7.5 percent. American Security Mortgage Cor was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Skyla Federal Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 6 loans.

68.7%
Mortgage companies
23.8%
Banks
7.5%
Credit unions
7%
FHA loans
8%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Wesley Chapel, NC

Who is the largest mortgage lender in Wesley Chapel, NC?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Wesley Chapel, North Carolina with 6 loans, about 1.9 percent of the market. The largest lender headquartered in North Carolina was First Ciitizens Bank and Trust with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Wesley Chapel, NC mortgage lenders offer FHA, VA and USDA loans?

15 lenders closed FHA loans in Wesley Chapel, North Carolina in 2025, led by United Wholesale Mortgage with 5. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Wesley Chapel, NC lender list?

Yes. 41 banks and 17 credit unions closed home loans in Wesley Chapel, North Carolina in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Wesley Chapel, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Wesley Chapel, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wesley Chapel, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wesley Chapel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.