Wendell, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust10 East Wilson Avenue, Wendell, NC 27591A5.0 ★Texas Ratio: 7.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2260 Treelight Way, Wendell, NC 27591A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, State Employees' Credit UnionState Employees' Credit Union605 WENDELL RD, WENDELL, NC 27591A-5.0 ★Texas Ratio: 14.13%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, North State BankNorth State Bank835 Highway 70 West, Garner, NC 27529A+5.0 ★Texas Ratio: 1.77%, and Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wendell, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wendell are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Wendell, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Wendell 10 East Wilson Avenue, Wendell, NC 27591 A5.0 ★Texas Ratio: 7.72% |
Conventional, VA, USDA, HELOC | 15 +14 HELOCs |
1.4% | 93.8% | $335,666 | View |
|
1 office in Wendell 2260 Treelight Way, Wendell, NC 27591 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 5 +4 HELOCs |
0.5% | 85.7% | $329,000 | View |
|
1 office in Wendell 1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.2% | 50% | $340,000 | View |
|
605 WENDELL RD, WENDELL, NC 27591 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 62 +48 HELOCs |
5.6% | 75.6% | $309,838 | View |
|
★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, HELOC | 11 +3 HELOCs |
1% | 91.7% | $262,272 | View |
|
Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 10 +8 HELOCs |
0.9% | 84.6% | $222,000 | |
|
5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 9 | 0.8% | 100% | $196,111 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 6 | 0.5% | 75% | $280,000 | View |
|
835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 6 | 0.5% | 87.5% | $326,666 | View |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +3 HELOCs |
0.5% | 100% | $281,000 | View |
|
★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +3 HELOCs |
0.4% | 100% | $295,000 | View |
|
103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 100% | $145,000 | View |
|
1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 2 | 0.2% | 66.7% | $485,000 | View |
|
732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 2 | 0.2% | 66.7% | $265,000 | View |
|
303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 50% | $485,000 | View |
|
1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $345,000 | View |
|
★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $415,000 | View |
|
804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
|
103 S Main St, Franklinton, NC 27525 A+5.0 ★Texas Ratio: 1.65% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
|
128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
|
1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
|
104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
|
105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
|
335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
|
★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
|
3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
|
Conventional, FHA | 8 | 0.7% | 100% | $305,000 | |
Goprime Mortgage, Inc.
|
Conventional | 6 | 0.5% | 100% | $415,000 | |
Corporate Investors Mortgage G
|
Conventional | 3 | 0.3% | 100% | $375,000 | |
Towne Mtg of the Carolinas,LLC
|
Conventional | 3 | 0.3% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 5.20% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
|
A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA, VA, USDA | 101 | 9.2% | 84.2% | $323,217 | |
Rocket Mortgage
|
Conventional, FHA, VA | 74 | 6.7% | 90.4% | $308,378 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 72 | 6.5% | 74.2% | $316,944 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 60 | 5.5% | 75.9% | $351,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 43 | 3.9% | 91.5% | $332,674 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 41 | 3.7% | 89.1% | $418,170 | |
Nfm, Inc
|
Conventional, FHA, VA | 37 | 3.4% | 97.4% | $247,702 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 34 +3 HELOCs |
3.1% | 79.1% | $387,058 | |
Taylor Morrison Home Funding, Inc.
|
Conventional, FHA, VA, USDA | 30 | 2.7% | 81.1% | $281,000 | |
EMM Loans LLC
|
Conventional, FHA, VA | 27 | 2.5% | 100% | $397,962 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 25 +1 HELOCs |
2.3% | 100% | $356,600 | |
Newrez LLC
|
Conventional, FHA, VA | 17 | 1.5% | 85% | $379,705 | |
Fairway Independent Mort Corp
|
Conventional, FHA, USDA | 17 | 1.5% | 94.4% | $263,823 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 16 +6 HELOCs |
1.5% | 80% | $317,500 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 16 | 1.5% | 94.1% | $321,250 | View |
|
A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, USDA | 15 | 1.4% | 94.4% | $463,666 | View |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 15 | 1.4% | 89.5% | $341,666 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 14 | 1.3% | 93.3% | $222,142 | View |
Pulte Mortgage LLC
|
Conventional, FHA | 14 | 1.3% | 100% | $272,142 | |
The Loan Store, Inc
|
Conventional | 12 | 1.1% | 92.3% | $359,166 | |
21St Mortgage
|
Conventional | 12 | 1.1% | 19% | $76,666 | |
Acrisure Mortgage, LLC
|
FHA, USDA | 8 | 0.7% | 100% | $296,250 | |
Mortgage Research Center
|
Conventional, VA | 8 | 0.7% | 66.7% | $422,500 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 8 | 0.7% | 100% | $242,500 | View |
TowneBank
|
Conventional, FHA, HELOC | 7 +1 HELOCs |
0.6% | 100% | $362,142 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 7 | 0.6% | 100% | $426,428 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 7 | 0.6% | 100% | $399,285 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 7 | 0.6% | 87.5% | $343,571 | |
Originpoint, LLC
|
Conventional, FHA, VA | 6 | 0.5% | 100% | $371,666 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 6 | 0.5% | 100% | $233,333 | |
Das Acquisition Company, LLC
|
Conventional, FHA | 5 | 0.5% | 100% | $307,000 | |
First Heritage Mortgage, LLC
|
Conventional, FHA | 5 | 0.5% | 100% | $323,000 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 0.5% | 85.7% | $287,000 | |
Better Mortgage Corporation
|
Conventional, VA, HELOC | 4 +1 HELOCs |
0.4% | 80% | $297,500 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA | 4 | 0.4% | 100% | $417,500 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 4 | 0.4% | 100% | $297,500 | View |
Intercap Lending Inc
|
Conventional, FHA | 4 | 0.4% | 100% | $327,500 | |
Lafayette Federal Credit Union
|
Conventional | 4 | 0.4% | 80% | $270,000 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 4 | 0.4% | 80% | $340,000 | |
Zillow Home Loans, LLC
|
Conventional | 4 | 0.4% | 80% | $357,500 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 3 | 0.3% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 3 | 0.3% | 50% | $271,666 | |
Guild Mortgage Company
|
Conventional | 3 | 0.3% | 100% | $258,333 | |
American Financing Corporation
|
Conventional, FHA | 3 | 0.3% | 75% | $245,000 | |
New Day Financial, LLC.
|
VA | 3 | 0.3% | 75% | $231,666 | |
Churchill Mortgage Corporation
|
Conventional, VA | 3 | 0.3% | 100% | $385,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.3% | 75% | $261,666 | View |
Village Capital & Investment
|
FHA, VA | 3 | 0.3% | 100% | $401,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 66.7% | $65,000 | |
Equity Resources Inc
|
Conventional, FHA | 2 | 0.2% | 100% | $205,000 | |
Mattamy Home Funding LLC
|
Conventional | 2 | 0.2% | 100% | $400,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.2% | 100% | $370,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 2 | 0.2% | 100% | $290,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0.2% | 100% | $185,000 | View |
Amerisave Mortgage Company
|
Conventional | 2 | 0.2% | 25% | $230,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional, FHA | 2 | 0.2% | 100% | $320,000 | |
Sfmc, LP
|
Conventional | 2 | 0.2% | 100% | $130,000 | |
Discover Bank
|
Conventional | 2 | 0.2% | 33.3% | $35,000 | |
Republic State Mortgage Company
|
Conventional, FHA | 2 | 0.2% | 100% | $425,000 | |
Bay Equity LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $400,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 2 | 0.2% | 100% | $325,000 | |
T2 Financial LLC
|
Conventional | 2 | 0.2% | 100% | $325,000 | |
Towne Mortgage Company
|
FHA, VA | 2 | 0.2% | 100% | $315,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.2% | 100% | $390,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 2 | 0.2% | 100% | $265,000 | View |
Mutual of Omaha Mortgage
|
FHA, VA | 2 | 0.2% | 100% | $400,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.2% | 100% | $320,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 100% | $530,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA | 2 | 0.2% | 28.6% | $265,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.2% | 100% | $155,000 | View |
Quorum Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $155,000 | |
|
A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Hartford Funding, Ltd.
|
Conventional | 1 | 0.1% | 100% | $435,000 | |
Neighborhood Loans, Inc
|
Conventional | 1 | 0.1% | 100% | $15,000 | |
Atlantic Coast Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $265,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.1% | 50% | $245,000 | |
|
A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.1% | 100% | $5,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.1% | 100% | $375,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
MortgageOne, Inc
|
FHA | 1 | 0.1% | 100% | $265,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.1% | 100% | $345,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.1% | 100% | $325,000 | |
United Trust Bank
|
VA | 1 | 0.1% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $385,000 | View |
City Lending Inc.
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
Acre Mortgage & Financial, Inc.
|
Conventional | 1 | 0.1% | 100% | $415,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
Cmg Mortgage Inc
|
VA | 1 | 0.1% | 100% | $615,000 | |
Ahl Funding
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Credit Union Mortgage Associat
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
Flexpoint, Inc.
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 25% | $655,000 | View |
Peoples Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $395,000 | |
|
A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
Planet Home Lending, LLC
|
FHA | 1 | 0.1% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Mortgage Lenders Investment Tr
|
FHA | 1 | 0.1% | 100% | $405,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
|
A5.0 ★Texas Ratio: 6.30% |
Conventional | 1 | 0.1% | 100% | $75,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $595,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Empower Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.1% | 100% | $585,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
FHA | 1 | 0.1% | 100% | $335,000 | |
Summit Funding.Inc
|
USDA | 1 | 0.1% | 100% | $265,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0.1% | 100% | $375,000 | |
Lower, LLC
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.1% | 100% | $455,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $645,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.1% | 50% | $365,000 | |
Ohnward Bank and Trust
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Signature Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
|
A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Wendell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wendell in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Wendell, NC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 76.3 percent of home loans in Wendell, North Carolina in 2025, banks 14.1 percent and credit unions 9.6 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 15 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Wendell, North Carolina with 15 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Wendell, North Carolina, Rocket Mortgage approved the highest share of completed applications in 2025 at 90.4 percent, against a 82.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
58 lenders closed FHA loans in Wendell, North Carolina in 2025, led by Nvr Mortgage Finance, Inc. with 41. 36 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 51 banks and 23 credit unions closed home loans in Wendell, North Carolina in 2025, alongside 99 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wendell, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wendell, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wendell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.