Mortgage Lenders and Brokers in Trinity, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Trinity, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Uwharrie BankUwharrie Bank800 Highway 24 27 Bypass, Albemarle, NC 28001A+5.0 ★Texas Ratio: 0.72%, First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Trinity, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Trinity are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Trinity, North Carolina
Market share is the lender's share of all home loans closed in Trinity, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 32 +17 HELOCs |
8.1% | 80.5% | $255,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, HELOC | 7 +3 HELOCs |
1.8% | 100% | $186,428 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 6 +7 HELOCs |
1.5% | 85.7% | $230,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 4 +9 HELOCs |
1% | 25% | $165,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1% | 100% | $265,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 100% | $225,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 75% | $268,333 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.8% | 75% | $288,333 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 66.7% | $400,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $220,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 2 | 0.5% | 66.7% | $245,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 0.5% | 100% | $415,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $325,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
FHA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $245,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.3% | 100% | $115,000 | |
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1399 Blowing Rock Rd, Boone, NC 28607 A+5.0 ★Texas Ratio: 0.60% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $155,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.3% | 100% | $165,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 58 | 14.7% | 80.8% | $289,655 | |
Rocket Mortgage
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Conventional, FHA, VA | 34 | 8.6% | 83.7% | $159,117 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 32 | 8.1% | 97.1% | $200,312 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 11 | 2.8% | 100% | $252,272 | |
Movement Mortgage, LLC
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Conventional, FHA | 11 | 2.8% | 100% | $213,181 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 11 | 2.8% | 100% | $261,363 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 10 | 2.5% | 84.6% | $384,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 10 | 2.5% | 76.9% | $232,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 2.3% | 91.7% | $327,222 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.8% | 100% | $267,857 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 7 | 1.8% | 100% | $176,428 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.5% | 66.7% | $213,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.5% | 100% | $260,000 | |
Guild Mortgage Company
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Conventional | 6 | 1.5% | 100% | $185,000 | |
EMM Loans LLC
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Conventional, FHA, VA | 5 | 1.3% | 100% | $241,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 5 | 1.3% | 100% | $253,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.3% | 100% | $171,000 | |
Mortgage Research Center
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VA | 5 | 1.3% | 55.6% | $297,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 1% | 100% | $200,000 | |
Planet Home Lending, LLC
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FHA, VA | 4 | 1% | 100% | $305,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 4 | 1% | 77.8% | $267,500 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
0.8% | 60% | $151,666 | |
ALCOVA Mortgage, LLC
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Conventional | 3 | 0.8% | 100% | $188,333 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA | 3 | 0.8% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.8% | 100% | $371,666 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $208,333 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, USDA | 3 | 0.8% | 100% | $288,333 | View |
Mortgage Investors Group
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FHA | 3 | 0.8% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.8% | 60% | $231,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.8% | 100% | $205,000 | View |
Goodleap, LLC
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Conventional, VA | 2 | 0.5% | 66.7% | $160,000 | |
Kind Lending, LLC
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FHA, VA | 2 | 0.5% | 66.7% | $300,000 | |
American Financing Corporation
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FHA | 2 | 0.5% | 66.7% | $165,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.5% | 20% | $95,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.5% | 100% | $295,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.3% | 100% | $185,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 16.7% | $65,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 50% | $225,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.3% | 100% | $155,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Ahl Funding
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $565,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $245,000 | |
myCUmortgage
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FHA | 1 | 0.3% | 100% | $105,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $255,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.3% | 100% | $265,000 | |
TowneBank
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Conventional | 1 | 0.3% | 100% | $535,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $225,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $365,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.3% | 100% | $265,000 | |
Toyota Financial Savings Bank
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Conventional | 1 | 0.3% | 100% | $165,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.3% | 100% | $235,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 50% | $285,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Trinity Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Trinity, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Trinity? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Trinity in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Trinity, NC
Use these to narrow the list above. Each category shows how many Trinity, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Trinity, NC
Independent mortgage companies closed 75.9 percent of home loans in Trinity, North Carolina in 2025, banks 12.7 percent and credit unions 11.4 percent. Cardinal Financial Company, Li was the largest mortgage company, Pinnacle Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 32 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Trinity, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Trinity, North Carolina with 32 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Trinity, North Carolina, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 80.8 percent, against a 82.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Trinity, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 25. 21 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 11 credit unions closed home loans in Trinity, North Carolina in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Trinity, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Trinity, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Trinity. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
