Mortgage Lenders and Brokers in Thomasville, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Thomasville, North Carolina mortgage lenders include Pinnacle BankPinnacle Bank831 Julian Ave, Thomasville, NC 27360A+5.0 ★Texas Ratio: 3.04%, First National Bank of PAFirst National Bank of PA919 Randolph St, Thomasville, NC 27360A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank1040 Randolph St, Thomasville, NC 27360A+5.0 ★Texas Ratio: 2.87%, The Fidelity BankThe Fidelity Bank1035 Randolph St, Thomasville, NC 27360A+5.0 ★Texas Ratio: 3.02%, Wells Fargo Bank NAWells Fargo Bank NA804 Randolph St, Thomasville, NC 27360A+5.0 ★Texas Ratio: 5.36%, First BankFirst Bank201 Kennedy Rd, Thomasville, NC 27360A+5.0 ★Texas Ratio: 1.94%, Bank of America NABank of America NA1023 Randolph St, Thomasville, NC 27360A+5.0 ★Texas Ratio: 4.14%, State Employees' Credit UnionState Employees' Credit Union1700 LIBERTY DR, THOMASVILLE, NC 27360A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, and Summit Credit UnionSummit Credit Union8210 W Market St, Greensboro, NC 27409A+5.0 ★Texas Ratio: 2.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Thomasville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thomasville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Thomasville, North Carolina
Market share is the lender's share of all home loans closed in Thomasville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Thomasville 831 Julian Ave, Thomasville, NC 27360 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, VA, HELOC | 21 +8 HELOCs |
3.1% | 91.3% | $130,714 | View |
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1 office in Thomasville 919 Randolph St, Thomasville, NC 27360 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 18 +6 HELOCs |
2.7% | 78.3% | $124,444 | View |
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★ 1 stars, 1 review 1 office in Thomasville 1040 Randolph St, Thomasville, NC 27360 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 17 +28 HELOCs |
2.5% | 95% | $202,647 | View |
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1 office in Thomasville 1035 Randolph St, Thomasville, NC 27360 A+5.0 ★Texas Ratio: 3.02% |
Conventional, VA, Jumbo, HELOC | 4 +6 HELOCs |
0.6% | 80% | $700,000 | View |
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1 office in Thomasville 804 Randolph St, Thomasville, NC 27360 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.6% | 50% | $197,500 | View |
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1 office in Thomasville 201 Kennedy Rd, Thomasville, NC 27360 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 100% | $175,000 | View |
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1 office in Thomasville 1023 Randolph St, Thomasville, NC 27360 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.1% | 100% | $85,000 | View |
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1700 LIBERTY DR, THOMASVILLE, NC 27360 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 33 +53 HELOCs |
4.9% | 75% | $210,454 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 12 +16 HELOCs |
1.8% | 52% | $95,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 5 | 0.7% | 100% | $109,000 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 4 +7 HELOCs |
0.6% | 100% | $190,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 3 | 0.4% | 100% | $205,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $205,000 | View |
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3158 S Church Street, Burlington, NC 27215 A5.0 ★Texas Ratio: 11.24% |
Conventional | 2 | 0.3% | 100% | $110,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.3% | 100% | $205,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 66.7% | $145,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 2 | 0.3% | 100% | $315,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $55,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $175,000 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $115,000 | View |
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3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
FHA | 1 | 0.1% | 100% | $185,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Wolfe Financial Inc
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FHA | 2 | 0.3% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
FHA | 1 | 0.1% | 100% | $315,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 81 | 12.1% | 81.9% | $176,111 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 62 | 9.2% | 100% | $170,161 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 36 +3 HELOCs |
5.4% | 80.4% | $257,777 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 22 +1 HELOCs |
3.3% | 96.3% | $184,090 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 21 | 3.1% | 60% | $261,666 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 17 | 2.5% | 100% | $153,823 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 17 | 2.5% | 100% | $235,000 | |
Mortgage Research Center
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Conventional, VA | 17 | 2.5% | 81% | $271,470 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
2.2% | 100% | $207,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 13 +5 HELOCs |
1.9% | 72.2% | $168,846 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 13 | 1.9% | 86.7% | $168,846 | |
Nationstar Mortgage
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Conventional, FHA | 11 | 1.6% | 91.7% | $107,727 | |
Guild Mortgage Company
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Conventional, FHA, VA | 10 | 1.5% | 91.7% | $168,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 10 | 1.5% | 90.9% | $166,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 10 | 1.5% | 100% | $196,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 9 | 1.3% | 100% | $219,444 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +3 HELOCs |
1.2% | 100% | $121,250 | |
Equity Resources Inc
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Conventional, FHA, VA | 8 | 1.2% | 80% | $200,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 8 | 1.2% | 91.7% | $251,250 | |
Pennymac Loan Services LLC
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FHA | 6 | 0.9% | 63.6% | $205,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 6 | 0.9% | 100% | $228,333 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 6 | 0.9% | 100% | $223,333 | View |
American Financial Resources LLC
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Conventional, FHA, USDA | 5 | 0.7% | 100% | $235,000 | |
Newrez LLC
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Conventional, VA | 5 | 0.7% | 55.6% | $161,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA | 5 | 0.7% | 100% | $143,000 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA | 5 | 0.7% | 83.3% | $205,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.7% | 35.3% | $171,000 | |
Spring Eq, LLC
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Conventional | 5 | 0.7% | 62.5% | $61,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 4 | 0.6% | 44.4% | $287,500 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 0.6% | 100% | $187,500 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 0.4% | 60% | $258,333 | |
Credit Union Mortgage Associat
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Conventional | 3 | 0.4% | 100% | $278,333 | |
Churchill Mortgage Corporation
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Conventional | 3 | 0.4% | 100% | $201,666 | |
Mortgage Solutions of Colorado
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FHA, VA | 3 | 0.4% | 100% | $281,666 | |
Summit Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.4% | 60% | $151,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 0.4% | 17.2% | $118,333 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $160,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $90,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 2 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 0.3% | 100% | $205,000 | View |
American Financial Network, Inc.
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FHA, VA | 2 | 0.3% | 100% | $380,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.3% | 100% | $120,000 | View |
HomeBridge Financial Services, Inc
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FHA, VA | 2 | 0.3% | 100% | $330,000 | |
Intercoastal Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $335,000 | |
ClearPath Lending
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VA | 2 | 0.3% | 100% | $340,000 | |
Legend Lending Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $115,000 | |
New Day Financial, LLC.
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VA | 2 | 0.3% | 33.3% | $285,000 | |
Provident Funding Associates
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Conventional | 2 | 0.3% | 100% | $200,000 | |
T2 Financial LLC
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FHA | 2 | 0.3% | 66.7% | $250,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 2 | 0.3% | 100% | $245,000 | View |
Better Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 66.7% | $105,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.3% | 50% | $205,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.3% | 66.7% | $200,000 | |
Primelending
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Sage Home Loans Corporation
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FHA | 1 | 0.1% | 100% | $105,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.1% | 100% | $225,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $615,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 100% | $225,000 | |
Fidelity Direct Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.1% | 100% | $225,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $225,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Castle & Cooke Mortgage, LLC
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VA | 1 | 0.1% | 100% | $475,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.1% | 100% | $225,000 | |
Towne Mortgage Company
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FHA | 1 | 0.1% | 100% | $375,000 | |
Uif Corporation
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Conventional | 1 | 0.1% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $195,000 | |
The Loan Store, Inc
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FHA | 1 | 0.1% | 100% | $265,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.1% | 100% | $255,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.1% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.1% | 100% | $375,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $565,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.1% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $365,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.1% | 66.7% | $325,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.1% | 100% | $65,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Village Capital & Investment
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FHA | 1 | 0.1% | 33.3% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Bank Ozk
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sharonview Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Thomasville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Thomasville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Thomasville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thomasville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Thomasville, NC
Use these to narrow the list above. Each category shows how many Thomasville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Thomasville, NC
Independent mortgage companies closed 75 percent of home loans in Thomasville, North Carolina in 2025, banks 14.4 percent and credit unions 10.6 percent. Wolfe Financial Inc was the largest mortgage company, Pinnacle Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Thomasville, NC
By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Thomasville, North Carolina with 21 loans, about 3.1 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Thomasville, North Carolina, Atlantic Bay Mortgage Group approved the highest share of completed applications in 2025 at 100 percent, against a 80.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
62 lenders closed FHA loans in Thomasville, North Carolina in 2025, led by Rocket Mortgage with 27. 33 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 13 credit unions closed home loans in Thomasville, North Carolina in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Thomasville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thomasville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thomasville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
