Mortgage Lenders and Brokers in Summerfield, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Summerfield, North Carolina mortgage lenders include Bank of Oak RidgeBank of Oak Ridge4423 Us Highway 220 N, Summerfield, NC 27358A+5.0 ★Texas Ratio: 2.92%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, First Horizon BankFirst Horizon Bank5361 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.76%, and US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Summerfield, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Summerfield are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Summerfield, North Carolina
Market share is the lender's share of all home loans closed in Summerfield, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Summerfield 4423 Us Highway 220 N, Summerfield, NC 27358 A+5.0 ★Texas Ratio: 2.92% |
Conventional | 3 | 0.9% | 75% | $271,666 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 21 +22 HELOCs |
6.4% | 95.5% | $402,619 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 11 | 3.4% | 100% | $584,090 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 10 +12 HELOCs |
3.1% | 84.6% | $887,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 8 +22 HELOCs |
2.4% | 100% | $892,500 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 5 +13 HELOCs |
1.5% | 62.5% | $671,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.2% | 100% | $385,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +11 HELOCs |
0.9% | 60% | $488,333 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
0.9% | 100% | $561,666 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 75% | $438,333 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 3 | 0.9% | 100% | $715,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 2 +21 HELOCs |
0.6% | 66.7% | $125,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $620,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $190,000 | |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.6% | 100% | $290,000 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +9 HELOCs |
0.3% | 100% | $295,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $65,000 | View |
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3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wolfe Financial Inc
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Conventional | 4 | 1.2% | 100% | $430,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional, Jumbo | 1 | 0.3% | 100% | $885,000 | View |
American Security Mortgage Cor
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 37 | 11.3% | 90.5% | $297,162 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
5.2% | 85% | $523,823 | |
Atlantic Bay Mortgage Group
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Conventional | 15 | 4.6% | 100% | $509,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 9 | 2.8% | 100% | $481,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 2.4% | 100% | $355,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, VA | 8 | 2.4% | 100% | $586,250 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 7 | 2.1% | 87.5% | $573,571 | |
Prosperity Home Mortgage, LLC
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Conventional | 7 | 2.1% | 100% | $465,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 6 | 1.8% | 100% | $655,000 | |
Nationstar Mortgage
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Conventional, VA, Jumbo | 6 | 1.8% | 100% | $300,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 6 | 1.8% | 100% | $363,333 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 5 | 1.5% | 83.3% | $545,000 | |
Mortgage Research Center
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VA | 5 | 1.5% | 100% | $419,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +3 HELOCs |
1.2% | 100% | $410,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.2% | 87.5% | $540,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 4 | 1.2% | 100% | $537,500 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 1.2% | 100% | $535,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 3 | 0.9% | 100% | $388,333 | |
Envoy Mortgage, Ltd
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Conventional | 3 | 0.9% | 100% | $291,666 | |
Nbkc Bank
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Conventional | 3 | 0.9% | 100% | $405,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.9% | 60% | $225,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $555,000 | |
ALCOVA Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $805,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 0.6% | 100% | $500,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 100% | $390,000 | |
Discover Bank
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Conventional | 2 | 0.6% | 50% | $190,000 | |
Nfm, Inc
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Conventional, FHA, Jumbo | 2 | 0.6% | 100% | $650,000 | |
Resource Financial Services, Inc.
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VA | 2 | 0.6% | 100% | $665,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.6% | 50% | $285,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA, Jumbo | 2 | 0.6% | 100% | $575,000 | |
loanDepot.com LLC
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VA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $485,000 | |
Pentagon Federal Credit Union
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VA, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $995,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $185,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $125,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 33.3% | $335,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $435,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $405,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $515,000 | |
Loansteady LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $965,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 100% | $235,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.3% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
MortgageCountry
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $505,000 | |
East Coast Capital Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,975,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Union Home Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,445,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $495,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Fairwinds Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,065,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 50% | $385,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $775,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $745,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.3% | 100% | $585,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.3% | 100% | $725,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,085,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Summit Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $355,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Mortgage Investors Group
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Toyota Financial Savings Bank
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Paramount Residential Mortgage
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Conventional, Jumbo | 1 | 0.3% | 100% | $905,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,325,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $595,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
TowneBank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Liberty Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Summerfield Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Summerfield, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Summerfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Summerfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Summerfield, NC
Use these to narrow the list above. Each category shows how many Summerfield, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Summerfield, NC
Independent mortgage companies closed 66.1 percent of home loans in Summerfield, North Carolina in 2025, banks 22.9 percent and credit unions 11 percent. Wolfe Financial Inc was the largest mortgage company, Bank of Oak Ridge the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Bank of Oak Ridge led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Summerfield, NC
By home loans closed in 2025, Bank of Oak Ridge was the largest mortgage lender in Summerfield, North Carolina with 3 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Summerfield, North Carolina in 2025, led by CrossCountry Mortgage, LLC with 3. 20 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 16 credit unions closed home loans in Summerfield, North Carolina in 2025, alongside 69 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Summerfield, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Summerfield, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Summerfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
