Stokesdale, North Carolina mortgage lenders include The Fidelity BankThe Fidelity Bank8110 Us Highway 158, Stokesdale, NC 27357A+5.0 ★Texas Ratio: 3.02%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Allegacy Federal Credit UnionAllegacy Federal Credit Union128 Yadkin Valley Rd, Advance, NC 27006A+5.0 ★Texas Ratio: 4.25%, First Horizon BankFirst Horizon Bank5361 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.76%, and Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stokesdale, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stokesdale are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Stokesdale, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Stokesdale 8110 Us Highway 158, Stokesdale, NC 27357 A+5.0 ★Texas Ratio: 3.02% |
Conventional, FHA, Jumbo, HELOC | 4 +2 HELOCs |
2% | 100% | $552,500 | View |
|
1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 10 +10 HELOCs |
5.1% | 100% | $318,000 | View |
|
★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, Jumbo, HELOC | 5 +3 HELOCs |
2.5% | 100% | $563,000 | View |
|
303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
2.5% | 83.3% | $749,000 | View |
|
1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 4 +5 HELOCs |
2% | 66.7% | $152,500 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 75% | $315,000 | View |
|
1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1% | 100% | $465,000 | View |
|
128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 100% | $625,000 | View |
|
★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $395,000 | View |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $305,000 | View |
|
351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $595,000 | View |
|
1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 33.3% | $265,000 | View |
|
3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
|
500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
|
103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
|
Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.5% | 100% | $155,000 | |
|
5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $515,000 | View |
|
1399 Blowing Rock Rd, Boone, NC 28607 A+5.0 ★Texas Ratio: 0.60% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
|
8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
|
4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wolfe Financial Inc
|
Conventional | 2 | 1% | 100% | $460,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.5% | 100% | $315,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 20 | 10.1% | 95.2% | $303,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 13 | 6.6% | 100% | $475,769 | |
Atlantic Bay Mortgage Group
|
Conventional, VA | 13 | 6.6% | 100% | $416,538 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA, VA | 10 | 5.1% | 100% | $372,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 7 | 3.5% | 100% | $363,571 | |
Newrez LLC
|
Conventional, FHA | 6 | 3% | 100% | $308,333 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 5 | 2.5% | 100% | $385,000 | |
Mortgage Investors Group
|
Conventional | 5 | 2.5% | 100% | $405,000 | |
Guaranteed Rate, Inc.
|
Conventional, VA, HELOC | 4 +1 HELOCs |
2% | 100% | $490,000 | |
Freedom Mortgage Corporation
|
VA | 4 | 2% | 83.3% | $395,000 | |
Cmg Mortgage Inc
|
Conventional | 4 | 2% | 100% | $375,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 4 | 2% | 100% | $545,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.5% | 100% | $395,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +1 HELOCs |
1.5% | 100% | $411,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 3 | 1.5% | 100% | $351,666 | |
Guild Mortgage Company
|
Conventional | 3 | 1.5% | 100% | $551,666 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, VA | 3 | 1.5% | 100% | $388,333 | |
|
A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $115,000 | |
Equity Resources Inc
|
Conventional | 2 | 1% | 100% | $440,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 2 | 1% | 100% | $245,000 | |
Jet HomeLoans, LP
|
Conventional, FHA | 2 | 1% | 100% | $325,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1% | 75% | $330,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 2 | 1% | 100% | $260,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 2 | 1% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
Premier Mortgage Resources, LLC
|
FHA | 1 | 0.5% | 100% | $495,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.5% | 100% | $535,000 | |
Primelending
|
FHA | 1 | 0.5% | 100% | $465,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $355,000 | |
Greenstate Credit Union
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.5% | 100% | $545,000 | |
Nbkc Bank
|
Conventional | 1 | 0.5% | 100% | $525,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.5% | 50% | $475,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 0.5% | 100% | $265,000 | |
Amerisave Mortgage Company
|
VA | 1 | 0.5% | 100% | $795,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.5% | 100% | $85,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.5% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Discover Bank
|
Conventional | 1 | 0.5% | 100% | $65,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.5% | 100% | $285,000 | |
Credit Union Mortgage Associat
|
Conventional | 1 | 0.5% | 100% | $645,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $415,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.5% | 100% | $55,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.5% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.5% | 50% | $535,000 | View |
Integrity Home Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $485,000 | |
Agfirst Farm Credit Bank
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.5% | 50% | $65,000 | View |
Fairway Independent Mort Corp
|
VA | 1 | 0.5% | 100% | $335,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $295,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $415,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Corning Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Affinity Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Stokesdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stokesdale in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Stokesdale, NC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 69.7 percent of home loans in Stokesdale, North Carolina in 2025, banks 18.2 percent and credit unions 12.1 percent. Wolfe Financial Inc was the largest mortgage company, The Fidelity Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, The Fidelity Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
By home loans closed in 2025, The Fidelity Bank was the largest mortgage lender in Stokesdale, North Carolina with 4 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Stokesdale, North Carolina in 2025, led by Highlands Residential Mortgage, Ltd. with 3. 16 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 13 credit unions closed home loans in Stokesdale, North Carolina in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stokesdale, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stokesdale, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stokesdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.