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Mortgage Lenders and Brokers in Statesville, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Statesville, North Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA325 E Front St, Statesville, NC 28677A+5.0 ★Texas Ratio: 1.62%, Bank of America NABank of America NA1616 E Broad St, Statesville, NC 28625A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank500 E Broad St, Statesville, NC 28677A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA221 E Broad St, Statesville, NC 28677A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust204 E Broad St, Statesville, NC 28677A5.0 ★Texas Ratio: 7.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.212 E Broad St, Statesville, NC 28677A+5.0 ★Texas Ratio: 4.24%, First Horizon BankFirst Horizon Bank1829 E Broad St, Statesville, NC 28625A+5.0 ★Texas Ratio: 5.76%, State Employees' Credit UnionState Employees' Credit Union1742 WILKESBORO HWY, STATESVILLE, NC 28625A-5.0 ★Texas Ratio: 14.13%, and Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Statesville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Statesville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Statesville, North Carolina

Market share is the lender's share of all home loans closed in Statesville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
First National Bank of PA 2 offices in Statesville 325 E Front St, Statesville, NC 28677 A+5.0 ★Texas Ratio: 1.62%	Conventional, FHA, Jumbo, HELOC	25 +9 HELOCs	1.7%	59.5%	$189,800	View
Bank of America NA 1 office in Statesville 1616 E Broad St, Statesville, NC 28625 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	18 +20 HELOCs	1.2%	100%	$276,666	View
Truist Bank ★ 1 stars, 1 review 1 office in Statesville 500 E Broad St, Statesville, NC 28677 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, HELOC	13 +16 HELOCs	0.9%	87.5%	$365,000	View
Wells Fargo Bank NA 2 offices in Statesville 221 E Broad St, Statesville, NC 28677 A+5.0 ★Texas Ratio: 5.36%	Conventional	11	0.7%	61.1%	$187,727	View
First Ciitizens Bank and Trust 1 office in Statesville 204 E Broad St, Statesville, NC 28677 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	8 +18 HELOCs	0.5%	61.5%	$226,250	View
JPMorgan Chase Bank, NA 1 office in Statesville 1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA	7	0.5%	100%	$189,285	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Statesville 212 E Broad St, Statesville, NC 28677 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +12 HELOCs	0.2%	100%	$175,000	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Statesville 1829 E Broad St, Statesville, NC 28625 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$55,000	View
State Employees' Credit Union 1742 WILKESBORO HWY, STATESVILLE, NC 28625 A-5.0 ★Texas Ratio: 14.13%	Conventional, HELOC	112 +108 HELOCs	7.5%	77.7%	$260,000	View
Pinnacle Bank 103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04%	Conventional, HELOC	15 +2 HELOCs	1%	100%	$167,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA	11	0.7%	91.7%	$179,545	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	9	0.6%	75%	$295,000	View
Fifth Third Bank, National Association 1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	7 +5 HELOCs	0.5%	100%	$182,142	View
Skyla Federal Credit Union 148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	6 +1 HELOCs	0.4%	100%	$203,333	View
United Community Bank 732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, HELOC	5 +3 HELOCs	0.3%	62.5%	$97,000	View
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	5	0.3%	100%	$269,000	View
Uwharrie Bank 800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72%	Conventional, FHA, HELOC	4 +2 HELOCs	0.3%	80%	$237,500	View
Peoples Bank 1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98%	Conventional, HELOC	3 +6 HELOCs	0.2%	100%	$295,000	View
Truliant Federal Credit Union 1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43%	Conventional, FHA, HELOC	3 +2 HELOCs	0.2%	30%	$145,000	View
Latino Community Credit Union 104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08%	Conventional	3	0.2%	75%	$171,666	View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	Conventional, HELOC	2 +6 HELOCs	0.1%	66.7%	$225,000	View
TD Bank 335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$160,000	View
blueharbor bank 245 E Front St, Statesville, NC 28677 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	66.7%	$430,000	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$35,000
First Bank 105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$225,000	View
The Fidelity Bank 804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$365,000	View
Huntington National Bank 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66%	FHA, HELOC	1 +1 HELOCs	0.1%	50%	$285,000	View
Atlantic Union Bank 3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51%	Conventional	1	0.1%	100%	$195,000	View
Flagstar Bank NA 121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$205,000	View
Bank of Tennessee 3828 Nc Highway 105 S, Banner Elk, NC 28604 A+5.0 ★Texas Ratio: 4.09%	Conventional	1	0.1%	100%	$685,000	View
HomeTrust Bank 192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53%	Conventional	1	0.1%	100%	$275,000	View
Allegacy Federal Credit Union 128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +5 HELOCs	0%	n/a		View
Carter Bank and Trust 500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +2 HELOCs	0%	n/a		View
United Bank Va 47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15%	HELOC	0 +1 HELOCs	0%	n/a		View
American Security Mortgage Cor	Conventional, FHA, VA	13	0.9%	100%	$328,076
Cardinal Financial Company, Li	Conventional, FHA, VA	7	0.5%	100%	$206,428
Taylorsville Savings Bank A4.6 ★Texas Ratio: 4.64%	Conventional	1	0.1%	100%	$325,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$185,000
AgSouth Farm Credit	Conventional	1	0.1%	33.3%	$45,000
Piedmont Advantage Credit Unio	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA	133	8.9%	80.5%	$197,030
Movement Mortgage, LLC	Conventional, FHA, VA, USDA, HELOC	120 +5 HELOCs	8.1%	98.5%	$274,500
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	81	5.4%	80.4%	$306,358
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	72 +4 HELOCs	4.8%	73.7%	$281,527
Lennar Mortgage, LLC	Conventional, FHA, VA, USDA	69	4.6%	90.8%	$263,405
Atlantic Bay Mortgage Group	Conventional, FHA, VA	37	2.5%	100%	$225,540
Freedom Mortgage Corporation	Conventional, FHA, VA	36	2.4%	82.4%	$288,888
CrossCountry Mortgage, LLC	Conventional, FHA, VA, USDA	32	2.1%	86.8%	$250,625
Fairway Independent Mort Corp	Conventional, FHA, VA, USDA	32	2.1%	100%	$222,500
Mortgage Research Center	Conventional, FHA, VA	29	1.9%	80.6%	$297,068
Pennymac Loan Services LLC	Conventional, FHA, VA	21	1.4%	79.3%	$306,904
New American Funding, LLC.	Conventional, FHA	18	1.2%	75%	$262,777
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	17 +11 HELOCs	1.1%	80%	$154,411	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	17 +6 HELOCs	1.1%	85.7%	$202,058
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, USDA	17	1.1%	100%	$281,470	View
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	17	1.1%	86.4%	$203,235
Union Home Mortgage Corp.	Conventional, FHA, VA, USDA, HELOC	16 +2 HELOCs	1.1%	100%	$361,250
Guild Mortgage Company	Conventional, FHA	14	0.9%	100%	$207,142
Newrez LLC	Conventional, FHA, VA	13	0.9%	61.9%	$225,769
Atlantic Coast Mortgage, LLC	Conventional, FHA	12	0.8%	100%	$282,500
Nationstar Mortgage	Conventional, FHA, VA	12	0.8%	80%	$196,666
loanDepot.com LLC	Conventional, FHA, HELOC	11 +7 HELOCs	0.7%	78.6%	$164,090
Primary Residential Mortgage, INC.	Conventional, FHA, VA	11	0.7%	91.7%	$286,818
Amerisave Mortgage Company	Conventional, FHA	11	0.7%	30.6%	$81,363
Zillow Home Loans, LLC	Conventional, FHA	11	0.7%	100%	$216,818
Mutual of Omaha Mortgage	Conventional, FHA, VA	10	0.7%	91.7%	$226,000
Howard Hanna Financial Services, Inc	Conventional, FHA, VA	9	0.6%	100%	$261,666
Guaranteed Rate Affinity, LLC	Conventional, FHA	8	0.5%	100%	$300,000
Village Capital & Investment	VA	8	0.5%	71.4%	$317,500
Guaranteed Rate, Inc.	Conventional, FHA, VA	7	0.5%	100%	$236,428
Acrisure Mortgage, LLC	Conventional, FHA	7	0.5%	100%	$409,285
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	7	0.5%	87.5%	$265,000	View
Nfm, Inc	Conventional, FHA	7	0.5%	100%	$236,428
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA	7	0.5%	100%	$273,571	View
Reliance First Capital, LLC	Conventional, FHA, VA	7	0.5%	87.5%	$179,285
AmeriHome Mortgage Company, LLC	FHA	6	0.4%	100%	$296,666
Cmg Mortgage Inc	Conventional, FHA, VA	6	0.4%	100%	$306,666
Vanderbilt Mortgage and Finance, Inc	Conventional	6	0.4%	13.3%	$171,666
Spring Eq, LLC	Conventional, HELOC	5 +3 HELOCs	0.3%	41.7%	$79,000
Better Mortgage Corporation	Conventional, FHA, HELOC	5 +1 HELOCs	0.3%	71.4%	$299,000
American Financial Resources LLC	Conventional, FHA, VA	5	0.3%	100%	$269,000
Canopy Mortgage, LLC	Conventional, FHA, USDA	5	0.3%	100%	$257,000
Equity Prime Mortgage LLC	FHA, VA	5	0.3%	100%	$287,000
ALCOVA Mortgage, LLC	Conventional, VA	5	0.3%	100%	$249,000
Click n' Close, Inc.	Conventional, FHA	5	0.3%	83.3%	$203,000
TowneBank	Conventional, VA	5	0.3%	100%	$307,000
Carrington Mortgage Services LLC	Conventional, FHA	5	0.3%	87.5%	$191,000
The Loan Store, Inc	Conventional, FHA, HELOC	4 +2 HELOCs	0.3%	100%	$285,000
Goodleap, LLC	FHA, HELOC	4 +1 HELOCs	0.3%	100%	$232,500
AdvantageFirst Lending Inc	Conventional, FHA, VA	4	0.3%	44.4%	$265,000
Michigan Mutual, Inc	Conventional	4	0.3%	100%	$147,500
Intercoastal Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$390,000
Waterstone Mortgage Corporation	Conventional, FHA	4	0.3%	100%	$162,500
American Pacific Mortgage Corporation	Conventional, FHA	4	0.3%	100%	$237,500
Summit Mortgage Corporation	Conventional, FHA, VA	4	0.3%	100%	$265,000
Lower, LLC	Conventional, FHA	4	0.3%	80%	$197,500
Primelending	Conventional	3	0.2%	100%	$248,333
Envoy Mortgage, Ltd	Conventional, FHA	3	0.2%	100%	$221,666
Kind Lending, LLC	Conventional, FHA	3	0.2%	75%	$225,000
United Trust Bank	FHA, VA	3	0.2%	100%	$245,000
Developer's Mortgage Company	Conventional	3	0.2%	100%	$101,666
VanDyk Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$431,666
Mid-Continent Funding, Inc.	VA	3	0.2%	75%	$345,000
Capital Center LLC	Conventional	3	0.2%	100%	$225,000
New Day Financial, LLC.	VA	3	0.2%	60%	$191,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	60%	$295,000	View
Planet Home Lending, LLC	FHA, VA	3	0.2%	75%	$225,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	3	0.2%	75%	$171,666	View
T2 Financial LLC	Conventional, FHA	3	0.2%	62.5%	$238,333
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.2%	75%	$245,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	3	0.2%	100%	$98,333
Keystone Funding, Inc	Conventional, FHA	3	0.2%	100%	$278,333
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.2%	100%	$478,333	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	3	0.2%	100%	$281,666	View
Paramount Residential Mortgage	Conventional, FHA, VA	3	0.2%	100%	$341,666
Texana Bank	Conventional, VA	3	0.2%	100%	$285,000
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.2%	60%	$248,333
EMM Loans LLC	Conventional	2	0.1%	100%	$235,000
Everett Financial, Inc.	Conventional	2	0.1%	66.7%	$195,000
Success Lending, LLC	Conventional	2	0.1%	100%	$220,000
Sage Home Loans Corporation	Conventional	2	0.1%	66.7%	$340,000
Resicentral LLC	Conventional, FHA	2	0.1%	100%	$240,000
Discover Bank	Conventional	2	0.1%	28.6%	$95,000
Sun West Mortgage Company, Inc	FHA, VA	2	0.1%	75%	$325,000
American Financing Corporation	FHA, VA	2	0.1%	33.3%	$305,000
Legend Lending Corporation	Conventional, FHA	2	0.1%	100%	$170,000
Calcon Mutual Mortgage LLC	Conventional, FHA	2	0.1%	100%	$430,000
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$330,000
Nations Lending Corporation	FHA	2	0.1%	100%	$225,000
Integrity Home Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$210,000
Park Lane Finance SolutionsLLC	Conventional	2	0.1%	66.7%	$65,000
Prosperity Home Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$180,000
Founders Federal Credit Union A+5.0 ★Texas Ratio: 3.58%	Conventional	2	0.1%	60%	$245,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	100%	$235,000	View
Loan Simple, Inc.	FHA	2	0.1%	100%	$330,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$85,000	View
Pentagon Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$285,000
Premier Mortgage Resources, LLC	FHA	1	0.1%	100%	$215,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	FHA	1	0.1%	100%	$275,000	View
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	16.7%	$535,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$615,000
Nbkc Bank	Conventional	1	0.1%	100%	$245,000
Orchard Mortgage, LLC	Conventional	1	0.1%	100%	$615,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$325,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$495,000	View
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$185,000
American Financial Network, Inc.	Conventional	1	0.1%	100%	$275,000
Fidelity Direct Mortgage, LLC	FHA	1	0.1%	100%	$185,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$45,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	VA	1	0.1%	100%	$185,000	View
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$225,000
First Alliance Home Mortgage, LLC	FHA	1	0.1%	100%	$315,000
Absolute Home Mortgage	Conventional	1	0.1%	100%	$345,000
Royal Pacific Funding	Conventional	1	0.1%	100%	$495,000
Publix Employees Federal Credit Union	Conventional	1	0.1%	100%	$365,000
ClearPath Lending	VA	1	0.1%	100%	$255,000
Flat Branch Mortgage, Inc.	FHA	1	0.1%	100%	$265,000
Malvern Bank	Conventional, Jumbo	1	0.1%	100%	$1,325,000
Great Southern Bank A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0.1%	100%	$255,000	View
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$125,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$405,000	View
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$325,000
Home Access Financial, LLC	Conventional	1	0.1%	100%	$205,000
Bank Ozk	Conventional	1	0.1%	100%	$245,000
Saygo Home Loans, LLC	FHA	1	0.1%	100%	$245,000
Grow Financial Federal Credit Union	Conventional	1	0.1%	100%	$245,000
Towne Mortgage Company	FHA	1	0.1%	66.7%	$195,000
University Bank A+5.0 ★Texas Ratio: 3.82%	FHA	1	0.1%	100%	$95,000	View
Radius Financial Group Inc	Conventional	1	0.1%	100%	$255,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional	1	0.1%	100%	$305,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$395,000
Veritas Funding, LLC	VA	1	0.1%	100%	$205,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$75,000	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	FHA	1	0.1%	100%	$295,000	View
Legacy Bank A5.0 ★Texas Ratio: 7.97%	Conventional	1	0.1%	100%	$415,000	View
Florida Capital Bank, N.A	VA	1	0.1%	100%	$415,000
First Bank and Trust Company A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0.1%	100%	$255,000	View
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$765,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$255,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$415,000
Royal Credit Union	FHA	1	0.1%	100%	$255,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$805,000
Champions Funding, LLC	Conventional	1	0.1%	50%	$305,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +10 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	0%
Sharonview Federal CU	HELOC	0 +2 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Statesville Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Statesville, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Statesville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Statesville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Statesville, NC

Use these to narrow the list above. Each category shows how many Statesville, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 112 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 63 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 91 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 52 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 8 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 21 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Statesville, NC

Independent mortgage companies closed 72.5 percent of home loans in Statesville, North Carolina in 2025, banks 16.3 percent and credit unions 11.2 percent. American Security Mortgage Cor was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 13 loans.

72.5%

Mortgage companies

16.3%

Banks

11.2%

Credit unions

28%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders

Frequently Asked Questions About Mortgage Lenders in Statesville, NC

Who is the largest mortgage lender in Statesville, NC?

By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Statesville, North Carolina with 25 loans, about 1.7 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Statesville, NC have the highest approval rates?

Among lenders with meaningful volume in Statesville, North Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 98.5 percent, against a 80.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Statesville, NC mortgage lenders offer FHA, VA and USDA loans?

91 lenders closed FHA loans in Statesville, North Carolina in 2025, led by Movement Mortgage, LLC with 49. 52 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Statesville, NC lender list?

Yes. 63 banks and 18 credit unions closed home loans in Statesville, North Carolina in 2025, alongside 112 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Statesville, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Statesville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Statesville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Statesville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.