Mortgage Lenders and Brokers in Smithfield, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Smithfield, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1221 N Brightleaf Blvd, Smithfield, NC 27577A5.0 ★Texas Ratio: 7.72%, Ks Bank, Inc.Ks Bank, Inc.1031 N Brightleaf Blvd, Smithfield, NC 27577A+5.0 ★Texas Ratio: 1.78%, United Community BankUnited Community Bank403 S Brightleaf Blvd, Smithfield, NC 27577A+5.0 ★Texas Ratio: 2.97%, Wells Fargo Bank NAWells Fargo Bank NA201 E Market St, Smithfield, NC 27577A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1112 N Brightleaf Blvd, Smithfield, NC 27577A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.410 E Market St, Smithfield, NC 27577A+5.0 ★Texas Ratio: 4.24%, State Employees' Credit UnionState Employees' Credit Union502 N BRIGHTLEAF BLVD, SMITHFIELD, NC 27577A-5.0 ★Texas Ratio: 14.13%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, and North State BankNorth State Bank835 Highway 70 West, Garner, NC 27529A+5.0 ★Texas Ratio: 1.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Smithfield, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Smithfield are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Smithfield, North Carolina
Market share is the lender's share of all home loans closed in Smithfield, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Smithfield 1221 N Brightleaf Blvd, Smithfield, NC 27577 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 14 +11 HELOCs |
2% | 87.5% | $151,428 | View |
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1 office in Smithfield 1031 N Brightleaf Blvd, Smithfield, NC 27577 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 7 | 1% | 100% | $279,285 | View |
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1 office in Smithfield 403 S Brightleaf Blvd, Smithfield, NC 27577 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, USDA, HELOC | 5 +7 HELOCs |
0.7% | 83.3% | $243,000 | View |
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1 office in Smithfield 201 E Market St, Smithfield, NC 27577 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 5 | 0.7% | 100% | $243,000 | View |
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★ 1 stars, 1 review 1 office in Smithfield 1112 N Brightleaf Blvd, Smithfield, NC 27577 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.4% | 75% | $291,666 | View |
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★ 1.7 stars, 3 reviews 1 office in Smithfield 410 E Market St, Smithfield, NC 27577 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +12 HELOCs |
0.3% | 100% | $240,000 | View |
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502 N BRIGHTLEAF BLVD, SMITHFIELD, NC 27577 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 32 +34 HELOCs |
4.6% | 57.6% | $277,812 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 6 +6 HELOCs |
0.9% | 66.7% | $173,333 | |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 0.9% | 85.7% | $275,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional, FHA | 3 | 0.4% | 100% | $318,333 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $360,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.3% | 100% | $185,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 2 | 0.3% | 100% | $160,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.3% | 100% | $130,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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110 W Dupree St, Angier, NC 27501 A4.8 ★Texas Ratio: 5.15% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
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1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.1% | 50% | $455,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, FHA, VA, USDA | 9 | 1.3% | 100% | $306,111 | |
Goprime Mortgage, Inc.
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Conventional, FHA, VA | 5 | 0.7% | 100% | $293,000 | |
AAFMAA Mortgage Services LLC
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Corporate Investors Mortgage G
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Conventional | 1 | 0.1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 0.1% | 100% | $395,000 | View |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 144 | 20.6% | 90.6% | $219,444 | |
Velocio Mortgage, L.L.C.
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Conventional, FHA, VA, USDA | 52 | 7.4% | 94.5% | $363,269 | |
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 41 +1 HELOCs |
5.9% | 87.5% | $203,780 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, USDA | 31 | 4.4% | 100% | $324,032 | View |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 26 +3 HELOCs |
3.7% | 81.8% | $338,461 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 25 | 3.6% | 100% | $241,400 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 22 +1 HELOCs |
3.1% | 95.7% | $305,454 | |
Movement Mortgage, LLC
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Conventional, FHA, USDA, HELOC | 15 +1 HELOCs |
2.1% | 83.3% | $299,666 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 14 | 2% | 63.6% | $358,571 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 12 | 1.7% | 100% | $321,666 | |
Freedom Mortgage Corporation
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FHA, VA | 11 | 1.6% | 100% | $341,363 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.3% | 100% | $273,888 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 9 | 1.3% | 100% | $232,777 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA | 8 | 1.1% | 100% | $340,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 7 | 1% | 87.5% | $289,285 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 6 | 0.9% | 100% | $306,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.7% | 45.5% | $99,000 | |
Cmg Mortgage Inc
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Conventional, Jumbo | 5 | 0.7% | 100% | $393,000 | |
Nfm, Inc
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Conventional, FHA | 5 | 0.7% | 100% | $219,000 | |
Mortgage Research Center
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VA | 5 | 0.7% | 50% | $303,000 | |
Village Capital & Investment
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FHA, VA | 5 | 0.7% | 72.7% | $393,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 4 | 0.6% | 100% | $270,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.6% | 100% | $197,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 3 | 0.4% | 75% | $201,666 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA, VA | 3 | 0.4% | 100% | $358,333 | |
Newrez LLC
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Conventional, VA | 3 | 0.4% | 42.9% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, USDA | 3 | 0.4% | 100% | $265,000 | View |
T2 Financial LLC
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Conventional, VA | 3 | 0.4% | 80% | $255,000 | |
The Loan Store, Inc
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Conventional, FHA | 3 | 0.4% | 100% | $298,333 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.4% | 100% | $291,666 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.4% | 75% | $275,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 2 +1 HELOCs |
0.3% | 100% | $355,000 | |
Nbkc Bank
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Conventional | 2 | 0.3% | 100% | $240,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.3% | 66.7% | $225,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 2 | 0.3% | 100% | $260,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0.3% | 100% | $165,000 | View |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.3% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 2 | 0.3% | 100% | $390,000 | View |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $185,000 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $180,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.3% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 2 | 0.3% | 40% | $240,000 | |
Integrity Home Mortgage Corporation
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Conventional, VA | 2 | 0.3% | 100% | $140,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.3% | 100% | $395,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.3% | 100% | $220,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional, FHA | 2 | 0.3% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.3% | 100% | $305,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.3% | 100% | $150,000 | View |
Nexera Holding LLC
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Conventional | 2 | 0.3% | 100% | $165,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 0.3% | 100% | $275,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.3% | 28.6% | $120,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 0.3% | 100% | $150,000 | |
Goodleap, LLC
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $255,000 | View |
Polaris Home Funding Corp.
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FHA | 1 | 0.1% | 100% | $205,000 | |
Equity Resources Inc
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Originpoint, LLC
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FHA | 1 | 0.1% | 100% | $455,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.1% | 100% | $315,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Primelending
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.1% | 50% | $395,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $345,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Acrisure Mortgage, LLC
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VA | 1 | 0.1% | 100% | $175,000 | |
Kind Lending, LLC
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VA | 1 | 0.1% | 100% | $375,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.1% | 100% | $225,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $355,000 | |
City Lending Inc.
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FHA | 1 | 0.1% | 100% | $275,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.1% | 100% | $305,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.47% |
USDA | 1 | 0.1% | 100% | $375,000 | View |
Michigan Mutual, Inc
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VA | 1 | 0.1% | 100% | $385,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.1% | 100% | $255,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 100% | $415,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 50% | $255,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $345,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Jet HomeLoans, LP
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FHA | 1 | 0.1% | 100% | $365,000 | |
Capital Center LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Resource Financial Services, Inc.
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
Churchill Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $315,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.1% | 100% | $345,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.1% | 100% | $35,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.1% | 100% | $245,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.1% | 100% | $225,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.1% | 100% | $265,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $275,000 | |
TowneBank
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.1% | 100% | $235,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Texana Bank
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Conventional | 1 | 0.1% | 100% | $295,000 | |
First Technology Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $355,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Smithfield Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Smithfield, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Smithfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Smithfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Smithfield, NC
Use these to narrow the list above. Each category shows how many Smithfield, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Smithfield, NC
Independent mortgage companies closed 77.6 percent of home loans in Smithfield, North Carolina in 2025, banks 15.6 percent and credit unions 6.9 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Smithfield, NC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Smithfield, North Carolina with 14 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Smithfield, North Carolina, Velocio Mortgage, L.L.C. approved the highest share of completed applications in 2025 at 94.5 percent, against a 86.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
55 lenders closed FHA loans in Smithfield, North Carolina in 2025, led by Velocio Mortgage, L.L.C. with 30. 36 lenders closed VA loans, led by Velocio Mortgage, L.L.C., and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 11 credit unions closed home loans in Smithfield, North Carolina in 2025, alongside 92 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Smithfield, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Smithfield, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Smithfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
