Mortgage Lenders and Brokers in Saxapahaw, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Saxapahaw, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Latino Community Credit UnionLatino Community Credit Union104 NC 54 Ste KK, Carrboro, NC 27510A5.0 ★Texas Ratio: 6.08%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Select BankSelect Bank3158 S Church Street, Burlington, NC 27215A5.0 ★Texas Ratio: 11.24%, First Savings & Loan AssociationFirst Savings & Loan Association206 W Center St, Mebane, NC 27302, and First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Saxapahaw, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Saxapahaw are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Saxapahaw, North Carolina
Market share is the lender's share of all home loans closed in Saxapahaw, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 38 +44 HELOCs |
13.5% | 84.4% | $321,842 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 7 +22 HELOCs |
2.5% | 34.8% | $156,428 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, VA, Jumbo, HELOC | 6 +1 HELOCs |
2.1% | 85.7% | $583,333 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 4 | 1.4% | 100% | $330,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.1% | 75% | $281,666 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 3 | 1.1% | 75% | $228,333 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
0.7% | 66.7% | $80,000 | View |
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3158 S Church Street, Burlington, NC 27215 A5.0 ★Texas Ratio: 11.24% |
Conventional | 2 | 0.7% | 100% | $235,000 | View |
First Savings & Loan Association
206 W Center St, Mebane, NC 27302 |
Conventional | 2 | 0.7% | 100% | $235,000 | |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA | 2 | 0.7% | 100% | $175,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 50% | $345,000 | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $545,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $175,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.4% | 66.7% | $245,000 | View |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.4% | 100% | $805,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Corporate Investors Mortgage G
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Conventional | 4 | 1.4% | 100% | $340,000 | |
Wolfe Financial Inc
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Conventional, FHA | 2 | 0.7% | 100% | $300,000 | |
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A+5.0 ★Texas Ratio: 5.20% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 0.46% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
American Security Mortgage Cor
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 24 | 8.5% | 83.3% | $290,833 | |
Rocket Mortgage
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Conventional, FHA | 17 | 6% | 85% | $189,705 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 5.3% | 94.4% | $353,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 12 | 4.3% | 100% | $273,333 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 12 | 4.3% | 100% | $269,166 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 11 | 3.9% | 100% | $361,363 | |
Mortgage Investors Group
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Conventional, VA | 8 | 2.8% | 100% | $341,250 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 2.5% | 100% | $255,000 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2.1% | 85.7% | $285,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 5 | 1.8% | 100% | $315,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.4% | 80% | $197,500 | |
Mortgage Research Center
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VA | 4 | 1.4% | 57.1% | $330,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.1% | 75% | $361,666 | |
American Financial Resources LLC
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FHA, USDA | 3 | 1.1% | 100% | $268,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.1% | 42.9% | $61,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.1% | 100% | $248,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 1.1% | 23.5% | $218,333 | |
Carrington Mortgage Services LLC
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Conventional | 3 | 1.1% | 75% | $78,333 | |
Newrez LLC
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FHA, VA | 2 | 0.7% | 66.7% | $195,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.7% | 100% | $290,000 | |
ALCOVA Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $505,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.7% | 100% | $320,000 | |
Credit Union Mortgage Associat
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Conventional | 2 | 0.7% | 100% | $290,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.7% | 100% | $450,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 50% | $275,000 | |
Victorian Finance, LLC
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FHA, USDA | 2 | 0.7% | 100% | $260,000 | |
Mortgage Solutions of Colorado
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Conventional, FHA | 2 | 0.7% | 100% | $140,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $420,000 | |
Fairway Independent Mort Corp
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FHA, VA | 2 | 0.7% | 100% | $270,000 | |
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A5.0 ★Texas Ratio: 6.30% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 33.3% | $25,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 25% | $475,000 | |
Mutual of Omaha Mortgage
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $125,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.4% | 66.7% | $535,000 | |
Nbkc Bank
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VA | 1 | 0.4% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
USDA | 1 | 0.4% | 100% | $285,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
Filo Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $315,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $405,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.4% | 100% | $575,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Discover Bank
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Conventional | 1 | 0.4% | 33.3% | $55,000 | |
Intercoastal Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
Schumacher Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $555,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.4% | 100% | $385,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.4% | 100% | $375,000 | |
Capital Center LLC
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Conventional | 1 | 0.4% | 50% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $375,000 | View |
Keystone Funding, Inc
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FHA | 1 | 0.4% | 100% | $285,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.4% | 100% | $455,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.4% | 100% | $285,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
21St Mortgage
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Conventional | 1 | 0.4% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Reliance First Capital, LLC
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VA | 1 | 0.4% | 100% | $265,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 60% | $635,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Atlanta Postal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Saxapahaw Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Saxapahaw, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Saxapahaw? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Saxapahaw in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Saxapahaw, NC
Use these to narrow the list above. Each category shows how many Saxapahaw, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Saxapahaw, NC
Independent mortgage companies closed 66.3 percent of home loans in Saxapahaw, North Carolina in 2025, banks 13.8 percent and credit unions 19.9 percent. Corporate Investors Mortgage G was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 38 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Saxapahaw, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Saxapahaw, North Carolina with 38 loans, about 13.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Saxapahaw, North Carolina in 2025, led by Inspire Home Loans Inc. with 14. 18 lenders closed VA loans, led by Inspire Home Loans Inc., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 14 credit unions closed home loans in Saxapahaw, North Carolina in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Saxapahaw, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Saxapahaw, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Saxapahaw. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
