Mortgage Lenders and Brokers in Roanoke Rapids, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Roanoke Rapids, North Carolina mortgage lenders include Truist BankTruist Bank1583 E 10th St, Roanoke Rapids, NC 27870A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust306 Old Farm Rd, Roanoke Rapids, NC 27870A5.0 ★Texas Ratio: 7.72%, Southern Bank and Trust CompanySouthern Bank and Trust Company1580 E 10th St, Roanoke Rapids, NC 27870A+5.0 ★Texas Ratio: 1.13%, PNC Bank N.A.PNC Bank N.A.1180 Julian R Allsbrook Hwy, Roanoke Rapids, NC 27870A+5.0 ★Texas Ratio: 4.24%, State Employees' Credit UnionState Employees' Credit Union161 OLD FARM RD S, ROANOKE RAPIDS, NC 27870A-5.0 ★Texas Ratio: 14.13%, Civic FCUCivic FCU1118 Academy St N, Ahoskie, NC 27910F1.0 ★Texas Ratio: 75.00%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, North State BankNorth State Bank835 Highway 70 West, Garner, NC 27529A+5.0 ★Texas Ratio: 1.77%, and Ks Bank, Inc.Ks Bank, Inc.6374 Deans St, Bailey, NC 27807A+5.0 ★Texas Ratio: 1.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roanoke Rapids, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roanoke Rapids are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Roanoke Rapids, North Carolina
Market share is the lender's share of all home loans closed in Roanoke Rapids, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Roanoke Rapids 1583 E 10th St, Roanoke Rapids, NC 27870 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, HELOC | 5 +8 HELOCs |
2.7% | 100% | $179,000 | View |
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1 office in Roanoke Rapids 306 Old Farm Rd, Roanoke Rapids, NC 27870 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 4 +8 HELOCs |
2.1% | 100% | $192,500 | View |
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1 office in Roanoke Rapids 1580 E 10th St, Roanoke Rapids, NC 27870 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 1 +8 HELOCs |
0.5% | 100% | $375,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Roanoke Rapids 1180 Julian R Allsbrook Hwy, Roanoke Rapids, NC 27870 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 100% | $105,000 | View |
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161 OLD FARM RD S, ROANOKE RAPIDS, NC 27870 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 22 +27 HELOCs |
11.8% | 66.7% | $184,090 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $65,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
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6374 Deans St, Bailey, NC 27807 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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FHA | 1 | 0.5% | 100% | $335,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.5% | 100% | $195,000 | |
Towne Mtg of the Carolinas,LLC
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FHA | 1 | 0.5% | 100% | $165,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 38 | 20.3% | 100% | $152,631 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 8% | 78.9% | $141,000 | |
Mortgage Research Center
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VA | 6 | 3.2% | 66.7% | $203,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 5 | 2.7% | 100% | $87,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.7% | 100% | $195,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 2.7% | 10.2% | $115,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 2.1% | 100% | $207,500 | |
Intercoastal Mortgage, LLC
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FHA | 4 | 2.1% | 100% | $212,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 2.1% | 80% | $172,500 | |
United Wholesale Mortgage
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FHA, VA | 3 | 1.6% | 50% | $221,666 | |
Newrez LLC
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Conventional, VA | 3 | 1.6% | 75% | $171,666 | |
Movement Mortgage, LLC
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Conventional, VA | 3 | 1.6% | 100% | $278,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 1.6% | 60% | $148,333 | |
Paramount Residential Mortgage
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Conventional, USDA | 3 | 1.6% | 100% | $205,000 | |
loanDepot.com LLC
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FHA, VA, HELOC | 2 +2 HELOCs |
1.1% | 50% | $490,000 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 1.1% | 100% | $130,000 | |
Amerisave Mortgage Company
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FHA | 2 | 1.1% | 66.7% | $70,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 2 | 1.1% | 100% | $185,000 | View |
Calcon Mutual Mortgage LLC
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Conventional | 2 | 1.1% | 100% | $280,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 1.1% | 100% | $610,000 | |
Towne Mortgage Company
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Conventional | 2 | 1.1% | 66.7% | $215,000 | |
Prosperity Home Mortgage, LLC
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FHA | 2 | 1.1% | 100% | $220,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 1.1% | 100% | $90,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.5% | 100% | $145,000 | |
Primelending
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VA | 1 | 0.5% | 100% | $265,000 | |
Goodleap, LLC
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FHA | 1 | 0.5% | 100% | $85,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $185,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.5% | 100% | $165,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo | 1 | 0.5% | 100% | $865,000 | View |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Capital Center LLC
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FHA | 1 | 0.5% | 50% | $185,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $45,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $165,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.5% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
Milend, Inc
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FHA | 1 | 0.5% | 100% | $205,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 50% | $545,000 | |
Keystone Funding, Inc
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VA | 1 | 0.5% | 100% | $345,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $305,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $95,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 33.3% | $155,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Village Capital & Investment
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FHA | 1 | 0.5% | 66.7% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Roanoke Rapids Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Roanoke Rapids, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Roanoke Rapids? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roanoke Rapids in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Roanoke Rapids, NC
Use these to narrow the list above. Each category shows how many Roanoke Rapids, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Roanoke Rapids, NC
Independent mortgage companies closed 73.3 percent of home loans in Roanoke Rapids, North Carolina in 2025, banks 12.3 percent and credit unions 14.4 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Roanoke Rapids, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Roanoke Rapids, North Carolina with 5 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Roanoke Rapids, North Carolina in 2025, led by Atlantic Bay Mortgage Group with 16. 15 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Roanoke Rapids, North Carolina in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roanoke Rapids, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roanoke Rapids, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roanoke Rapids. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
