Mortgage Lenders and Brokers in Ramseur, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ramseur, North Carolina mortgage lenders include The Fidelity BankThe Fidelity Bank6856 Jordan Rd, Ramseur, NC 27316A+5.0 ★Texas Ratio: 3.02%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, Select BankSelect Bank3158 S Church Street, Burlington, NC 27215A5.0 ★Texas Ratio: 11.24%, Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%, Summit Credit UnionSummit Credit Union8210 W Market St, Greensboro, NC 27409A+5.0 ★Texas Ratio: 2.76%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, and Huntington National BankHuntington National Bank101 S Tryon St, Charlotte, NC 28280A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ramseur, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ramseur are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ramseur, North Carolina
Market share is the lender's share of all home loans closed in Ramseur, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ramseur 6856 Jordan Rd, Ramseur, NC 27316 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 4 +5 HELOCs |
3.6% | 80% | $260,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 11 +6 HELOCs |
9.9% | 84.6% | $195,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, FHA, HELOC | 8 +4 HELOCs |
7.2% | 47.1% | $117,500 | View |
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3158 S Church Street, Burlington, NC 27215 A5.0 ★Texas Ratio: 11.24% |
Conventional | 3 | 2.7% | 100% | $228,333 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 1.8% | 100% | $75,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 2 | 1.8% | 100% | $270,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $225,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.9% | 50% | $235,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
VA | 1 | 0.9% | 100% | $425,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $235,000 | View |
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1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.9% | 100% | $145,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.9% | 100% | $335,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wolfe Financial Inc
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FHA | 1 | 0.9% | 100% | $215,000 | |
Rocket Mortgage
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Conventional, FHA | 11 | 9.9% | 84.6% | $175,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 11 | 9.9% | 100% | $167,727 | |
United Wholesale Mortgage
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Conventional, FHA | 7 | 6.3% | 100% | $236,428 | |
Mortgage Research Center
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VA | 5 | 4.5% | 71.4% | $177,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 3.6% | 100% | $290,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 3.6% | 100% | $242,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 3.6% | 100% | $272,500 | |
Newrez LLC
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Conventional, FHA | 2 | 1.8% | 100% | $285,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 2 | 1.8% | 100% | $295,000 | |
Pennymac Loan Services LLC
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VA | 2 | 1.8% | 75% | $225,000 | |
Reliance First Capital, LLC
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FHA, VA | 2 | 1.8% | 100% | $340,000 | |
Equity Resources Inc
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $105,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.9% | 100% | $225,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $115,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.9% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $575,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $205,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.9% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 100% | $405,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.9% | 100% | $185,000 | |
New American Funding, LLC.
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FHA | 1 | 0.9% | 50% | $305,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Summit Mortgage Corporation
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VA | 1 | 0.9% | 100% | $465,000 | |
Lower, LLC
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VA | 1 | 0.9% | 100% | $125,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.9% | 16.7% | $155,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.9% | 50% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Ramseur Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ramseur, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Ramseur? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ramseur in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ramseur, NC
Use these to narrow the list above. Each category shows how many Ramseur, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Ramseur, NC
Independent mortgage companies closed 64 percent of home loans in Ramseur, North Carolina in 2025, banks 16.2 percent and credit unions 19.8 percent. Wolfe Financial Inc was the largest mortgage company, The Fidelity Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, The Fidelity Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ramseur, NC
By home loans closed in 2025, The Fidelity Bank was the largest mortgage lender in Ramseur, North Carolina with 4 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Ramseur, North Carolina in 2025, led by Atlantic Bay Mortgage Group with 5. 10 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 6 credit unions closed home loans in Ramseur, North Carolina in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ramseur, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ramseur, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ramseur. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
