Mortgage Lenders and Brokers in Pinehurst, North Carolina
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Pinehurst, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust40 Page Dr, Pinehurst, NC 28374A5.0 ★Texas Ratio: 7.72%, First BankFirst Bank5 Blake Blvd, Pinehurst, NC 28374A+5.0 ★Texas Ratio: 1.94%, Truist BankTruist Bank50 Aviemore Dr, Pinehurst, NC 28374A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA110 Central Park Ave, Pinehurst, NC 28374A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.110 Aviemore Dr, Pinehurst, NC 28374A+5.0 ★Texas Ratio: 4.24%, First Capital BankFirst Capital Bank5 Village Green Road West, Pinehurst, NC 28374A+5.0 ★Texas Ratio: 0.91%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, and Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pinehurst, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pinehurst are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pinehurst, North Carolina
Market share is the lender's share of all home loans closed in Pinehurst, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Pinehurst 40 Page Dr, Pinehurst, NC 28374 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 22 +18 HELOCs |
4% | 95.7% | $642,272 | View |
|
2 offices in Pinehurst 5 Blake Blvd, Pinehurst, NC 28374 A+5.0 ★Texas Ratio: 1.94% |
Conventional, Jumbo, HELOC | 8 +26 HELOCs |
1.5% | 88.9% | $550,000 | View |
|
★ 1 stars, 1 review 1 office in Pinehurst 50 Aviemore Dr, Pinehurst, NC 28374 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, Jumbo, HELOC | 8 +14 HELOCs |
1.5% | 80% | $575,000 | View |
|
1 office in Pinehurst 110 Central Park Ave, Pinehurst, NC 28374 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA, Jumbo | 5 | 0.9% | 71.4% | $535,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Pinehurst 110 Aviemore Dr, Pinehurst, NC 28374 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +4 HELOCs |
0.5% | 100% | $358,333 | View |
|
1 office in Pinehurst 5 Village Green Road West, Pinehurst, NC 28374 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
|
1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 14 +23 HELOCs |
2.6% | 93.3% | $332,142 | View |
|
303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 8 +2 HELOCs |
1.5% | 88.9% | $412,500 | View |
|
1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
0.9% | 83.3% | $857,000 | View |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +10 HELOCs |
0.7% | 100% | $722,500 | View |
|
1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.5% | 75% | $935,000 | View |
|
3158 S Church Street, Burlington, NC 27215 A5.0 ★Texas Ratio: 11.24% |
Conventional | 3 | 0.5% | 100% | $261,666 | View |
|
804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, FHA, Jumbo, HELOC | 2 +5 HELOCs |
0.4% | 100% | $740,000 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 0.4% | 100% | $425,000 | View |
|
★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, VA, Jumbo | 2 | 0.4% | 100% | $1,440,000 | View |
|
732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $455,000 | View |
|
835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional, Jumbo | 1 | 0.2% | 100% | $965,000 | View |
|
28 Schenck Pkwy, Asheville, NC 28803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
|
101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.2% | 100% | $975,000 | View |
|
506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.2% | 100% | $595,000 | View |
|
335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 1 | 0.2% | 100% | $925,000 | View |
|
Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
|
148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Goprime Mortgage, Inc.
|
Conventional, VA, USDA, Jumbo | 11 | 2% | 100% | $497,727 | |
American Security Mortgage Cor
|
Conventional, FHA, VA, Jumbo | 7 | 1.3% | 100% | $542,142 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 59 +1 HELOCs |
10.7% | 92.4% | $328,728 | |
Nfm, Inc
|
Conventional, FHA, VA, Jumbo | 50 | 9.1% | 100% | $419,800 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 28 +1 HELOCs |
5.1% | 96.6% | $523,571 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 24 | 4.4% | 100% | $497,500 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 16 +1 HELOCs |
2.9% | 100% | $538,125 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 13 | 2.4% | 88.9% | $405,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 13 | 2.4% | 100% | $551,923 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 12 +9 HELOCs |
2.2% | 85.7% | $380,833 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, Jumbo | 12 | 2.2% | 100% | $476,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 12 | 2.2% | 100% | $440,833 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 12 | 2.2% | 100% | $341,666 | |
Mortgage Research Center
|
Conventional, VA, Jumbo | 10 | 1.8% | 68.8% | $499,000 | |
Guaranteed Rate, Inc.
|
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
1.3% | 100% | $746,428 | |
Nationstar Mortgage
|
Conventional | 7 | 1.3% | 77.8% | $127,857 | |
Cmg Mortgage Inc
|
Conventional, VA, HELOC | 6 +1 HELOCs |
1.1% | 100% | $561,666 | |
Lower, LLC
|
Conventional, VA, Jumbo | 6 | 1.1% | 85.7% | $460,000 | |
Fairway Independent Mort Corp
|
Conventional, VA | 6 | 1.1% | 100% | $433,333 | |
Plaza Home Mortgage, Inc
|
Conventional, VA | 5 | 0.9% | 100% | $339,000 | |
ALCOVA Mortgage, LLC
|
Conventional, VA | 4 | 0.7% | 100% | $577,500 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 0.7% | 22.2% | $117,500 | |
Better Mortgage Corporation
|
Conventional | 4 | 0.7% | 80% | $397,500 | |
New American Funding, LLC.
|
Conventional, FHA | 4 | 0.7% | 80% | $312,500 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.7% | 100% | $312,500 | View |
Spring Eq, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 66.7% | $118,333 | |
|
A+5.0 ★Texas Ratio: 3.36% |
Conventional | 3 | 0.5% | 100% | $441,666 | View |
Nbkc Bank
|
Conventional, VA | 3 | 0.5% | 100% | $488,333 | |
Intercoastal Mortgage, LLC
|
Conventional, VA | 3 | 0.5% | 100% | $248,333 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.5% | 75% | $485,000 | View |
Acopia, LLC
|
Conventional, VA, Jumbo | 3 | 0.5% | 100% | $598,333 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 3 | 0.5% | 100% | $398,333 | |
The Loan Store, Inc
|
Conventional | 3 | 0.5% | 100% | $258,333 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.4% | 100% | $820,000 | View |
Newrez LLC
|
Conventional | 2 | 0.4% | 100% | $195,000 | |
Sage Home Loans Corporation
|
Conventional, VA | 2 | 0.4% | 100% | $560,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
FHA, VA | 2 | 0.4% | 100% | $435,000 | View |
Credit Union Mortgage Associat
|
Conventional, VA | 2 | 0.4% | 100% | $475,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, Jumbo | 2 | 0.4% | 100% | $650,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 2 | 0.4% | 100% | $405,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.4% | 33.3% | $430,000 | |
T2 Financial LLC
|
Conventional | 2 | 0.4% | 100% | $455,000 | |
Integrity Home Mortgage Corporation
|
Conventional, VA | 2 | 0.4% | 100% | $635,000 | |
Ithink Financial Credit Union
|
Conventional, Jumbo | 2 | 0.4% | 100% | $850,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.4% | 100% | $1,440,000 | View |
Carrington Mortgage Services LLC
|
Conventional, VA | 2 | 0.4% | 50% | $295,000 | |
Village Capital & Investment
|
FHA | 2 | 0.4% | 100% | $355,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $345,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +2 HELOCs |
0.2% | 50% | $535,000 | |
|
A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Originpoint, LLC
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.2% | 100% | $505,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,685,000 | |
|
A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.2% | 100% | $395,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.2% | 100% | $545,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 1 | 0.2% | 100% | $815,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0.2% | 100% | $375,000 | |
SWBC Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $515,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 100% | $65,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
MDE Home Loans LLC
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.2% | 100% | $335,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
PHH Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,485,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
|
A5.0 ★Texas Ratio: 13.85% |
VA | 1 | 0.2% | 100% | $435,000 | View |
Reliant Home Funding, Inc
|
VA | 1 | 0.2% | 100% | $515,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.2% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.2% | 100% | $365,000 | View |
Michigan Mutual, Inc
|
Conventional | 1 | 0.2% | 100% | $675,000 | |
Bayshore Mortgage Funding
|
VA | 1 | 0.2% | 100% | $465,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 20% | $75,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
Schumacher Mortgage LLC
|
VA | 1 | 0.2% | 100% | $695,000 | |
Homeowners Financial Group, LLC
|
Conventional | 1 | 0.2% | 100% | $655,000 | |
First Heritage Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
Capital Center LLC
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Atlantic Bay Mortgage Group
|
VA | 1 | 0.2% | 100% | $575,000 | |
Encompass Lending Group, L.P.
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
Planet Home Lending, LLC
|
VA, Jumbo | 1 | 0.2% | 100% | $865,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $435,000 | View |
BoxCar Mortgage, LLC
|
VA | 1 | 0.2% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
Union Savings Bank
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
Milend, Inc
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
GuardHill Financial LLC
|
Conventional, Jumbo | 1 | 0.2% | 100% | $1,995,000 | |
Rogue Credit Union
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Gsb Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
|
A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 33.3% | $335,000 | View |
Nmsi, Inc.
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.2% | 100% | $525,000 | |
Southwest Stage Funding LLC
|
FHA | 1 | 0.2% | 100% | $295,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.2% | 100% | $825,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.2% | 100% | $105,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Union Capital Mortgage Corp
|
Conventional | 1 | 0.2% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Corning Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | 100% | ||
|
A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Pinehurst Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pinehurst, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Pinehurst? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pinehurst in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pinehurst, NC
Use these to narrow the list above. Each category shows how many Pinehurst, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Pinehurst, NC
Independent mortgage companies closed 71.4 percent of home loans in Pinehurst, North Carolina in 2025, banks 21.9 percent and credit unions 6.7 percent. Goprime Mortgage, Inc. was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pinehurst, NC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Pinehurst, North Carolina with 22 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Pinehurst, North Carolina, Nfm, Inc approved the highest share of completed applications in 2025 at 100 percent, against a 90.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Pinehurst, North Carolina in 2025, led by Movement Mortgage, LLC with 3. 45 lenders closed VA loans, led by Nfm, Inc, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 50 banks and 20 credit unions closed home loans in Pinehurst, North Carolina in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pinehurst, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pinehurst, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pinehurst. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
