Mortgage Lenders and Brokers in Newton, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Newton, North Carolina mortgage lenders include Truist BankTruist Bank12 N Main Ave, Newton, NC 28658A+5.0 ★Texas Ratio: 2.87%, Peoples BankPeoples Bank420 W A St, Newton, NC 28658A+5.0 ★Texas Ratio: 2.98%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust11 S College Ave, Newton, NC 28658A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA102 S Main Ave, Newton, NC 28658A+5.0 ★Texas Ratio: 5.36%, First Horizon BankFirst Horizon Bank2675 Northwest Blvd, Newton, NC 28658A+5.0 ★Texas Ratio: 5.76%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Summit Credit UnionSummit Credit Union8210 W Market St, Greensboro, NC 27409A+5.0 ★Texas Ratio: 2.76%, Huntington National BankHuntington National Bank101 S Tryon St, Charlotte, NC 28280A+5.0 ★Texas Ratio: 3.66%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newton, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newton are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newton, North Carolina
Market share is the lender's share of all home loans closed in Newton, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Newton 12 N Main Ave, Newton, NC 28658 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 10 +22 HELOCs |
2.3% | 100% | $210,000 | View |
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1 office in Newton 420 W A St, Newton, NC 28658 A+5.0 ★Texas Ratio: 2.98% |
Conventional, HELOC | 4 +23 HELOCs |
0.9% | 83.3% | $335,000 | View |
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1 office in Newton 11 S College Ave, Newton, NC 28658 A5.0 ★Texas Ratio: 7.72% |
Conventional, USDA, HELOC | 4 +13 HELOCs |
0.9% | 57.1% | $137,500 | View |
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1 office in Newton 102 S Main Ave, Newton, NC 28658 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.9% | 80% | $110,000 | View |
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★ 5 stars, 1 review 1 office in Newton 2675 Northwest Blvd, Newton, NC 28658 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $110,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 54 +23 HELOCs |
12.6% | 85.9% | $232,037 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +1 HELOCs |
1.2% | 71.4% | $207,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 5 | 1.2% | 100% | $65,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 4 | 0.9% | 100% | $407,500 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 100% | $158,333 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +5 HELOCs |
0.5% | 66.7% | $385,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $135,000 | View |
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1641 Blowing Rock Road, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 2 | 0.5% | 100% | $200,000 | View |
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3768 Nc 16, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.5% | 66.7% | $310,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $85,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
FHA | 1 | 0.2% | 50% | $295,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.2% | 100% | $555,000 | |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
FHA | 1 | 0.2% | 100% | $235,000 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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198 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cardinal Financial Company, Li
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Conventional | 3 | 0.7% | 100% | $278,333 | |
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A4.6 ★Texas Ratio: 4.64% |
Conventional | 2 | 0.5% | 66.7% | $205,000 | View |
American Security Mortgage Cor
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Corporate Investors Mortgage G
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 52 | 12.1% | 85.5% | $206,923 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 30 | 7% | 91.7% | $189,666 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 23 | 5.3% | 96% | $196,304 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +2 HELOCs |
4.2% | 81.8% | $266,111 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 15 | 3.5% | 100% | $207,666 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 15 | 3.5% | 94.1% | $304,333 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, USDA | 13 | 3% | 100% | $195,769 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 12 +1 HELOCs |
2.8% | 92.3% | $309,166 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 11 | 2.6% | 91.7% | $224,090 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 2.3% | 90.9% | $260,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2.1% | 100% | $257,222 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 1.9% | 100% | $237,500 | |
Mortgage Research Center
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VA | 6 | 1.4% | 85.7% | $350,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +2 HELOCs |
0.9% | 62.5% | $132,500 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 0.9% | 50% | $152,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.9% | 100% | $220,000 | |
Nbkc Bank
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Conventional, FHA | 3 | 0.7% | 100% | $341,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.7% | 30% | $141,666 | |
Provident Funding Associates
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Conventional | 3 | 0.7% | 100% | $301,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.7% | 60% | $231,666 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.7% | 100% | $251,666 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.5% | 100% | $195,000 | |
Primelending
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Conventional | 2 | 0.5% | 100% | $365,000 | |
Goodleap, LLC
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Conventional | 2 | 0.5% | 100% | $140,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.5% | 66.7% | $300,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.5% | 66.7% | $190,000 | View |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.5% | 100% | $225,000 | |
Resource Financial Services, Inc.
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Conventional | 2 | 0.5% | 100% | $255,000 | |
Planet Home Lending, LLC
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Conventional | 2 | 0.5% | 100% | $85,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $110,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.5% | 15.8% | $90,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.5% | 60% | $190,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $55,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.2% | 50% | $95,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Atlantic Coast Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Mortgage Assurance Inc
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $125,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $145,000 | |
American Finance House Lariba
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Corning Credit Union
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $225,000 | |
New Story Lending LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Milend, Inc
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FHA | 1 | 0.2% | 50% | $165,000 | |
Cortrust Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $225,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.2% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.2% | 100% | $615,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $185,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Suffolk Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Newton Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newton, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Newton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newton, NC
Use these to narrow the list above. Each category shows how many Newton, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Newton, NC
Independent mortgage companies closed 69.5 percent of home loans in Newton, North Carolina in 2025, banks 15.3 percent and credit unions 15.1 percent. Cardinal Financial Company, Li was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newton, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Newton, North Carolina with 10 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Newton, North Carolina, State Employees' Credit Union approved the highest share of completed applications in 2025 at 85.9 percent, against a 84.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Newton, North Carolina in 2025, led by Rocket Mortgage with 18. 17 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 10 credit unions closed home loans in Newton, North Carolina in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newton, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newton, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
