Mortgage Lenders and Brokers in Mount Holly, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Holly, North Carolina mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA101 S Main St, Mount Holly, NC 28120A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank150 S Main St, Mount Holly, NC 28120A+5.0 ★Texas Ratio: 2.87%, Southstate Bank, National AssociationSouthstate Bank, National Association233 S Main St, Mount Holly, NC 28120A+5.0 ★Texas Ratio: 2.27%, First Horizon BankFirst Horizon Bank701 S Main St, Mount Holly, NC 28120A+5.0 ★Texas Ratio: 5.76%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Ameris BankAmeris Bank6805 Carnegie Blvd, Charlotte, NC 28211A+5.0 ★Texas Ratio: 1.82%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Holly, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Holly are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Holly, North Carolina
Market share is the lender's share of all home loans closed in Mount Holly, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mount Holly 101 S Main St, Mount Holly, NC 28120 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 13 | 2.2% | 76.5% | $298,846 | View |
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★ 1 stars, 1 review 1 office in Mount Holly 150 S Main St, Mount Holly, NC 28120 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 10 +10 HELOCs |
1.7% | 83.3% | $225,000 | View |
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★ 5 stars, 1 review 1 office in Mount Holly 233 S Main St, Mount Holly, NC 28120 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 6 +6 HELOCs |
1% | 100% | $315,000 | View |
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★ 5 stars, 1 review 1 office in Mount Holly 701 S Main St, Mount Holly, NC 28120 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $335,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 22 +2 HELOCs |
3.6% | 91.7% | $429,545 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 17 +26 HELOCs |
2.8% | 68% | $290,294 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 12 +12 HELOCs |
2% | 63.2% | $105,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 9 +17 HELOCs |
1.5% | 100% | $340,555 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 8 | 1.3% | 88.9% | $337,500 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 5 +1 HELOCs |
0.8% | 100% | $285,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 4 +3 HELOCs |
0.7% | 66.7% | $352,500 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +3 HELOCs |
0.5% | 60% | $395,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +7 HELOCs |
0.3% | 100% | $85,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 66.7% | $390,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 2 | 0.3% | 100% | $445,000 | View |
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1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $705,000 | View |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $225,000 | View |
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4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, FHA, VA | 13 | 2.2% | 100% | $318,846 | |
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A+5.0 ★Texas Ratio: 2.60% |
Conventional | 5 | 0.8% | 100% | $331,000 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.3% | 100% | $150,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 82 | 13.6% | 83.7% | $240,121 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 42 +2 HELOCs |
7% | 100% | $291,190 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 39 +2 HELOCs |
6.5% | 87.2% | $327,820 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 16 | 2.6% | 88.9% | $336,250 | |
Mortgage Research Center
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Conventional, FHA, VA, Jumbo | 16 | 2.6% | 76.2% | $403,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 12 | 2% | 100% | $439,166 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 11 | 1.8% | 100% | $368,636 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 1.7% | 85.7% | $331,000 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 9 | 1.5% | 100% | $373,888 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +3 HELOCs |
1.3% | 69.2% | $301,250 | |
TowneBank
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Conventional, FHA, HELOC | 8 +1 HELOCs |
1.3% | 88.9% | $417,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.3% | 61.5% | $285,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 8 | 1.3% | 100% | $305,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 7 | 1.2% | 77.8% | $250,714 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 6 +3 HELOCs |
1% | 63.6% | $361,666 | |
Originpoint, LLC
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Conventional, FHA | 6 | 1% | 100% | $366,666 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 6 | 1% | 100% | $543,333 | View |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 5 +1 HELOCs |
0.8% | 100% | $397,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 5 | 0.8% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 5 | 0.8% | 100% | $291,000 | View |
Nationstar Mortgage
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Conventional, FHA | 5 | 0.8% | 100% | $79,000 | |
Fairway Independent Mort Corp
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Conventional | 5 | 0.8% | 100% | $271,000 | |
Newrez LLC
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Conventional, FHA | 4 | 0.7% | 100% | $132,500 | |
Equity Prime Mortgage LLC
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FHA | 4 | 0.7% | 100% | $265,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $320,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.7% | 33.3% | $97,500 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 4 | 0.7% | 100% | $317,500 | View |
Provident Funding Associates
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Conventional | 4 | 0.7% | 80% | $342,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 4 | 0.7% | 100% | $140,000 | View |
Reliance First Capital, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $227,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.5% | 100% | $391,666 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 3 | 0.5% | 100% | $355,000 | |
Nbkc Bank
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Conventional, FHA, VA | 3 | 0.5% | 100% | $341,666 | |
Michigan Mutual, Inc
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Conventional, FHA | 3 | 0.5% | 100% | $368,333 | |
Carrington Mortgage Services LLC
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FHA, VA | 3 | 0.5% | 33.3% | $438,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.5% | 75% | $385,000 | |
Top Flite Financial, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $151,666 | |
Village Capital & Investment
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FHA, VA | 3 | 0.5% | 77.8% | $355,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $570,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA, VA | 2 | 0.3% | 100% | $520,000 | View |
American Financial Resources LLC
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FHA, VA | 2 | 0.3% | 50% | $430,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.3% | 66.7% | $125,000 | |
Residential Wholesale Mortgage
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Conventional | 2 | 0.3% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA, Jumbo | 2 | 0.3% | 21.4% | $650,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 2 | 0.3% | 66.7% | $235,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.3% | 66.7% | $450,000 | |
Allied Mortgage Group, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $325,000 | View |
AdvantageFirst Lending Inc
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Conventional, VA | 2 | 0.3% | 66.7% | $200,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.3% | 100% | $420,000 | View |
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A+5.0 ★Texas Ratio: 2.95% |
Conventional | 2 | 0.3% | 100% | $205,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 0.3% | 100% | $330,000 | |
Radius Financial Group Inc
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Conventional | 2 | 0.3% | 100% | $140,000 | |
New American Funding, LLC.
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FHA | 2 | 0.3% | 40% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 2 | 0.3% | 66.7% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.3% | 27.3% | $165,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.3% | 100% | $380,000 | View |
JMAC Lending, Inc.
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FHA, VA | 2 | 0.3% | 100% | $425,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 25% | $55,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $285,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Premier Mortgage Resources, LLC
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VA | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.2% | 100% | $55,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.2% | 100% | $495,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $405,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $415,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $155,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.2% | 100% | $415,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $305,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $445,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $555,000 | |
Capital Center LLC
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FHA | 1 | 0.2% | 100% | $355,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 25% | $155,000 | |
Servis One, Inc
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VA | 1 | 0.2% | 100% | $295,000 | |
UNMB Home Loans Inc
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 50% | $295,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $435,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
FHA | 1 | 0.2% | 100% | $155,000 | View |
New Story Lending LLC
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FHA | 1 | 0.2% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Milend, Inc
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional, Jumbo | 1 | 0.2% | 100% | $915,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.2% | 100% | $215,000 | |
American Heritage Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $215,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 100% | $235,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 100% | $525,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.2% | 100% | $485,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $665,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Sharonview Federal CU
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mount Holly Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Holly, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Mount Holly? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Holly in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Holly, NC
Use these to narrow the list above. Each category shows how many Mount Holly, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Holly, NC
Independent mortgage companies closed 68.5 percent of home loans in Mount Holly, North Carolina in 2025, banks 23.7 percent and credit unions 7.8 percent. American Security Mortgage Cor was the largest mortgage company, Wells Fargo Bank NA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Holly, NC
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Mount Holly, North Carolina with 13 loans, about 2.2 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mount Holly, North Carolina, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.7 percent, against a 82.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
55 lenders closed FHA loans in Mount Holly, North Carolina in 2025, led by Rocket Mortgage with 14. 29 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 13 credit unions closed home loans in Mount Holly, North Carolina in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Holly, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Holly, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Holly. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
