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Mortgage Lenders and Brokers in Mebane, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Mebane, North Carolina mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA820 S Fifth St, Mebane, NC 27302A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank204 W Center St, Mebane, NC 27302A+5.0 ★Texas Ratio: 2.87%, The Fidelity BankThe Fidelity Bank1296 S Fifth St, Mebane, NC 27302A+5.0 ★Texas Ratio: 3.02%, First Savings & Loan AssociationFirst Savings & Loan Association206 W Center St, Mebane, NC 27302, First Horizon BankFirst Horizon Bank102 E Washington St, Mebane, NC 27302A+5.0 ★Texas Ratio: 5.76%, Atlantic Union BankAtlantic Union Bank1008 Mebane Oaks Rd, Mebane, NC 27302A+5.0 ★Texas Ratio: 2.51%, State Employees' Credit UnionState Employees' Credit Union1900 S NC HIGHWAY 119, MEBANE, NC 27302A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1801 S NC HIGHWAY 119, Mebane, NC 27302A5.0 ★Texas Ratio: 6.43%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, and Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Mebane, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mebane are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Mebane, North Carolina

Market share is the lender's share of all home loans closed in Mebane, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wells Fargo Bank NA 1 office in Mebane 820 S Fifth St, Mebane, NC 27302 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	17	1.8%	89.5%	$315,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Mebane 204 W Center St, Mebane, NC 27302 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, HELOC	13 +14 HELOCs	1.4%	100%	$373,461	View
The Fidelity Bank 1 office in Mebane 1296 S Fifth St, Mebane, NC 27302 A+5.0 ★Texas Ratio: 3.02%	Conventional, HELOC	5 +8 HELOCs	0.5%	100%	$289,000	View
First Savings & Loan Association 206 W Center St, Mebane, NC 27302	Conventional	3	0.3%	75%	$181,666
First Horizon Bank ★ 5 stars, 1 review 1 office in Mebane 102 E Washington St, Mebane, NC 27302 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$155,000	View
Atlantic Union Bank 1 office in Mebane 1008 Mebane Oaks Rd, Mebane, NC 27302 A+5.0 ★Texas Ratio: 2.51%	HELOC	0 +2 HELOCs	0%	n/a		View
State Employees' Credit Union 1900 S NC HIGHWAY 119, MEBANE, NC 27302 A-5.0 ★Texas Ratio: 14.13%	Conventional, HELOC	88 +84 HELOCs	9.1%	79.6%	$289,318	View
Truliant Federal Credit Union 1801 S NC HIGHWAY 119, Mebane, NC 27302 A5.0 ★Texas Ratio: 6.43%	Conventional, HELOC	21 +31 HELOCs	2.2%	61.1%	$87,380	View
First National Bank of PA 303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62%	Conventional, FHA, HELOC	18 +6 HELOCs	1.9%	100%	$383,888	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, HELOC	8 +8 HELOCs	0.8%	88.9%	$307,500
Pinnacle Bank 103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04%	Conventional	7	0.7%	100%	$245,000	View
JPMorgan Chase Bank, NA 1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	6 +1 HELOCs	0.6%	100%	$385,000	View
Bank of America NA 5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +1 HELOCs	0.6%	100%	$343,333	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA	5	0.5%	50%	$287,000	View
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	4	0.4%	80%	$290,000	View
First Ciitizens Bank and Trust 351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	3 +5 HELOCs	0.3%	100%	$321,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$230,000	View
First Bank 105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$340,000	View
Latino Community Credit Union 104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08%	Conventional	2	0.2%	100%	$255,000	View
United Community Bank 732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97%	Conventional	2	0.2%	100%	$380,000	View
Fifth Third Bank, National Association 1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$205,000	View
North State Bank 835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77%	Conventional	1	0.1%	100%	$265,000	View
Bank of Oak Ridge 400 Pisgah Church Rd, Greensboro, NC 27455 A+5.0 ★Texas Ratio: 2.92%	Conventional	1	0.1%	100%	$605,000	View
Self Help Credit Union 1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0.1%	100%	$335,000	View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	HELOC	0 +4 HELOCs	0%	n/a		View
Skyla Federal Credit Union 148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56%	HELOC	0 +1 HELOCs	0%	n/a		View
Regions Bank 1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +1 HELOCs	0%	n/a		View
Allegacy Federal Credit Union 128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +1 HELOCs	0%	n/a		View
Corporate Investors Mortgage G	Conventional, FHA	9	0.9%	100%	$249,444
Roxboro Savings Bank A+5.0 ★Texas Ratio: 0.46%	Conventional	6	0.6%	100%	$215,000	View
American Security Mortgage Cor	Conventional, FHA	4	0.4%	100%	$320,000
Deephaven Mortgage LLC	Conventional	2	0.2%	100%	$335,000
Towne Mtg of the Carolinas,LLC	Conventional	2	0.2%	100%	$390,000
AgCarolina Farm Credit, ACA	Conventional	1	0.1%	100%	$325,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	FHA	1	0.1%	50%	$265,000	View
Goprime Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	173	18%	84.6%	$323,323
Rocket Mortgage	Conventional, FHA, VA	56	5.8%	85.9%	$250,000
loanDepot.com LLC	Conventional, FHA, HELOC	43 +3 HELOCs	4.5%	91.7%	$360,581
United Wholesale Mortgage	Conventional, FHA, VA	38	4%	87%	$353,157
Movement Mortgage, LLC	Conventional, FHA, VA	37	3.8%	100%	$319,864
Kbhs Home Loans, LLC	Conventional, FHA	27	2.8%	90%	$248,703
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	23 +5 HELOCs	2.4%	100%	$373,695
Nfm, Inc	Conventional, FHA, VA	20	2.1%	100%	$271,500
Freedom Mortgage Corporation	FHA, VA	19	2%	84.6%	$357,105
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	17	1.8%	100%	$353,235
CrossCountry Mortgage, LLC	Conventional, FHA, VA	15	1.6%	100%	$293,666
Velocio Mortgage, L.L.C.	Conventional, FHA, VA	15	1.6%	100%	$375,000
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	14	1.5%	88.2%	$404,285
Atlantic Bay Mortgage Group	Conventional, FHA, VA	12	1.2%	100%	$335,833
Nationstar Mortgage	Conventional, FHA	12	1.2%	100%	$128,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	11 +3 HELOCs	1.1%	78.6%	$345,000
Mortgage Research Center	FHA, VA	10	1%	57.9%	$421,000
Fairway Independent Mort Corp	Conventional, VA	10	1%	100%	$326,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, FHA, VA	7	0.7%	100%	$365,000
Zillow Home Loans, LLC	Conventional, FHA	7	0.7%	100%	$343,571
Prosperity Home Mortgage, LLC	Conventional	6	0.6%	100%	$225,000
Newrez LLC	Conventional, VA	5	0.5%	75%	$355,000
The Loan Store, Inc	Conventional, VA	5	0.5%	100%	$299,000
Guild Mortgage Company	Conventional, FHA, USDA	4	0.4%	80%	$290,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.4%	80%	$320,000	View
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional, FHA	4	0.4%	100%	$307,500	View
New American Funding, LLC.	Conventional, FHA	4	0.4%	66.7%	$280,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA	4	0.4%	100%	$220,000	View
Guaranteed Rate, Inc.	Conventional	3	0.3%	60%	$331,666
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	3	0.3%	50%	$355,000
AmeriHome Mortgage Company, LLC	FHA	3	0.3%	75%	$331,666
Discover Bank	Conventional	3	0.3%	42.9%	$68,333
Planet Home Lending, LLC	FHA, VA	3	0.3%	75%	$295,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	3	0.3%	100%	$128,333
TowneBank	Conventional	3	0.3%	100%	$281,666
Spring Eq, LLC	Conventional, HELOC	2 +3 HELOCs	0.2%	28.6%	$60,000
Amerisave Mortgage Company	Conventional, HELOC	2 +1 HELOCs	0.2%	25%	$75,000
Panorama Mortgage Group, LLC	Conventional, FHA	2	0.2%	100%	$155,000
Tidewater Mortgage Services, Inc	Conventional, FHA	2	0.2%	100%	$145,000
Nbkc Bank	Conventional, VA	2	0.2%	100%	$435,000
ALCOVA Mortgage, LLC	FHA, USDA	2	0.2%	100%	$280,000
Howard Hanna Financial Services, Inc	Conventional	2	0.2%	100%	$355,000
PHH Mortgage Corporation	FHA, VA	2	0.2%	100%	$435,000
United Trust Bank	VA	2	0.2%	100%	$320,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	2	0.2%	100%	$180,000	View
Republic State Mortgage Company	Conventional, VA	2	0.2%	100%	$320,000
Encompass Lending Group, L.P.	Conventional, FHA	2	0.2%	100%	$310,000
Provident Funding Associates	Conventional	2	0.2%	66.7%	$430,000
Victorian Finance, LLC	FHA, VA	2	0.2%	100%	$355,000
Better Mortgage Corporation	Conventional	2	0.2%	66.7%	$200,000
Mutual of Omaha Mortgage	Conventional, FHA	2	0.2%	50%	$185,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.2%	100%	$260,000	View
Carrington Mortgage Services LLC	Conventional, FHA	2	0.2%	33.3%	$110,000
Village Capital & Investment	FHA, VA	2	0.2%	40%	$345,000
Pentagon Federal Credit Union	VA, HELOC	1 +1 HELOCs	0.1%	100%	$325,000
Polaris Home Funding Corp.	Conventional	1	0.1%	100%	$165,000
Bank of England A5.0 ★Texas Ratio: 6.45%	FHA	1	0.1%	100%	$375,000	View
Bank of Springfield A5.0 ★Texas Ratio: 13.68%	Conventional	1	0.1%	100%	$265,000	View
Equity Resources Inc	FHA	1	0.1%	100%	$395,000
Originpoint, LLC	FHA	1	0.1%	100%	$315,000
Primelending	VA	1	0.1%	100%	$485,000
Atlantic Coast Mortgage, LLC	Conventional	1	0.1%	100%	$335,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$215,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$275,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$345,000
Kind Lending, LLC	FHA	1	0.1%	100%	$385,000
Loansteady LLC	Conventional	1	0.1%	100%	$395,000
Loanunited.Com, LLC	VA	1	0.1%	50%	$325,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$195,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$395,000	View
AdvantageFirst Lending Inc	FHA	1	0.1%	50%	$275,000
American Financial Network, Inc.	Conventional	1	0.1%	100%	$425,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$245,000
Fidelity Direct Mortgage, LLC	FHA	1	0.1%	100%	$345,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$285,000	View
Sfmc, LP	Conventional	1	0.1%	100%	$225,000
Ahl Funding	Conventional	1	0.1%	100%	$295,000
Sun West Mortgage Company, Inc	VA	1	0.1%	66.7%	$405,000
Intercoastal Mortgage, LLC	FHA	1	0.1%	100%	$495,000
ClearPath Lending	VA	1	0.1%	100%	$565,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$205,000
American Finance House Lariba	Conventional	1	0.1%	100%	$285,000
First Heritage Mortgage, LLC	FHA	1	0.1%	100%	$455,000
Southern Trust Mortgage, LLC A4.7 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$305,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$445,000	View
Franklin Loan Corporation	FHA	1	0.1%	100%	$265,000
T2 Financial LLC	Conventional	1	0.1%	100%	$245,000
Mortgage Equity Partners LLC	VA	1	0.1%	100%	$295,000
First Equity Mortgage Inc	Conventional	1	0.1%	100%	$715,000
Integrity Home Mortgage Corporation	Conventional	1	0.1%	100%	$415,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$125,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$185,000	View
Milend, Inc	FHA	1	0.1%	100%	$265,000
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	Conventional	1	0.1%	100%	$355,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$315,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$165,000
Genway Home Mortgage, Inc.	VA	1	0.1%	100%	$355,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	50%	$295,000	View
Nationwide Mortgage Bankers, Inc.	FHA	1	0.1%	100%	$395,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$255,000	View
Mortgage Investors Group	Conventional	1	0.1%	100%	$165,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$295,000	View
21St Mortgage	Conventional	1	0.1%	33.3%	$95,000
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$385,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$225,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	4.3%	$105,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$395,000	View
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$285,000
Plaza Home Mortgage, Inc	VA	1	0.1%	50%	$285,000
Gershman Investment Corp.	FHA	1	0.1%	100%	$385,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	100%
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Proponent FCU A5.0 ★Texas Ratio: 6.30%	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	50%		View
Sharonview Federal CU	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mebane Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Mebane, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Mebane? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mebane in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Mebane, NC

Use these to narrow the list above. Each category shows how many Mebane, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 96 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 46 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 17 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 56 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 39 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 22 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Mebane, NC

Independent mortgage companies closed 71.2 percent of home loans in Mebane, North Carolina in 2025, banks 14.6 percent and credit unions 14.2 percent. Corporate Investors Mortgage G was the largest mortgage company, Wells Fargo Bank NA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 13 loans.

71.2%

Mortgage companies

14.6%

Banks

14.2%

Credit unions

28%

FHA loans

10%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders

Frequently Asked Questions About Mortgage Lenders in Mebane, NC

Who is the largest mortgage lender in Mebane, NC?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Mebane, North Carolina with 17 loans, about 1.8 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Mebane, NC have the highest approval rates?

Among lenders with meaningful volume in Mebane, North Carolina, Rocket Mortgage approved the highest share of completed applications in 2025 at 85.9 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Mebane, NC mortgage lenders offer FHA, VA and USDA loans?

56 lenders closed FHA loans in Mebane, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 76. 39 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Mebane, NC lender list?

Yes. 46 banks and 17 credit unions closed home loans in Mebane, North Carolina in 2025, alongside 96 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Mebane, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Mebane, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mebane, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mebane. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.