Mortgage Lenders and Brokers in Lenoir, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lenoir, North Carolina mortgage lenders include Skyline National BankSkyline National Bank509 Wilkesboro Blvd Ne, Lenoir, NC 28645A+5.0 ★Texas Ratio: 3.31%, Wells Fargo Bank NAWells Fargo Bank NA1005 Blowing Rock Blvd, Lenoir, NC 28645A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank201 Mulberry St Sw, Lenoir, NC 28645A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust115 Blowing Rock Blvd, Lenoir, NC 28645A5.0 ★Texas Ratio: 7.72%, First Horizon BankFirst Horizon Bank707 College Ave Sw, Lenoir, NC 28645A+5.0 ★Texas Ratio: 5.76%, State Employees' Credit UnionState Employees' Credit Union503 WILKESBORO BLVD NE, LENOIR, NC 28645A-5.0 ★Texas Ratio: 14.13%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, Summit Credit UnionSummit Credit Union8210 W Market St, Greensboro, NC 27409A+5.0 ★Texas Ratio: 2.76%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, and HomeTrust BankHomeTrust Bank192 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lenoir, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lenoir are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lenoir, North Carolina
Market share is the lender's share of all home loans closed in Lenoir, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lenoir 509 Wilkesboro Blvd Ne, Lenoir, NC 28645 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 17 | 3.2% | 94.4% | $165,588 | View |
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1 office in Lenoir 1005 Blowing Rock Blvd, Lenoir, NC 28645 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 7 | 1.3% | 70% | $202,142 | View |
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★ 1 stars, 1 review 1 office in Lenoir 201 Mulberry St Sw, Lenoir, NC 28645 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +19 HELOCs |
0.9% | 71.4% | $93,000 | View |
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1 office in Lenoir 115 Blowing Rock Blvd, Lenoir, NC 28645 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 3 +11 HELOCs |
0.6% | 66.7% | $198,333 | View |
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★ 5 stars, 1 review 2 offices in Lenoir 707 College Ave Sw, Lenoir, NC 28645 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 3 +5 HELOCs |
0.6% | 75% | $291,666 | View |
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503 WILKESBORO BLVD NE, LENOIR, NC 28645 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 75 +59 HELOCs |
14.2% | 80.6% | $196,466 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 100% | $232,500 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 3 | 0.6% | 100% | $65,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $275,000 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $365,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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141 Wilkesboro Blvd NE, Lenoir, NC 28645 A+5.0 ★Texas Ratio: 5.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A4.6 ★Texas Ratio: 4.64% |
Conventional | 5 | 0.9% | 83.3% | $379,000 | View |
American Security Mortgage Cor
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Conventional | 2 | 0.4% | 100% | $240,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 50% | $185,000 | |
AgSouth Farm Credit
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Conventional | 1 | 0.2% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 70 +1 HELOCs |
13.3% | 98.6% | $203,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 63 | 12% | 85.5% | $167,857 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 34 | 6.5% | 97.1% | $175,588 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 19 | 3.6% | 87% | $191,315 | |
Fairway Independent Mort Corp
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Conventional, FHA | 15 | 2.8% | 100% | $157,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
2.7% | 60.9% | $298,571 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 13 | 2.5% | 100% | $180,384 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 13 | 2.5% | 83.3% | $152,692 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 2.3% | 92.9% | $273,333 | |
Mortgage Research Center
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FHA, VA | 12 | 2.3% | 81.2% | $284,166 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 10 +2 HELOCs |
1.9% | 62.5% | $169,000 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 1.5% | 100% | $120,000 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 1.3% | 70% | $192,142 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.1% | 100% | $218,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.8% | 80% | $322,500 | |
ALCOVA Mortgage, LLC
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Conventional, USDA | 4 | 0.8% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA | 4 | 0.8% | 100% | $220,000 | View |
Agfirst Farm Credit Bank
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Conventional | 4 | 0.8% | 100% | $232,500 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 4 | 0.8% | 80% | $157,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 3 | 0.6% | 100% | $181,666 | |
Mortgage Assurance Inc
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Conventional, FHA | 3 | 0.6% | 100% | $325,000 | |
Goodleap, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $210,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.4% | 100% | $275,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 0.4% | 100% | $105,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.4% | 75% | $110,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.4% | 100% | $420,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 10% | $65,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.4% | 100% | $70,000 | View |
New Day Financial, LLC.
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VA | 2 | 0.4% | 50% | $200,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.4% | 100% | $330,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 2 | 0.4% | 100% | $185,000 | View |
Park Lane Finance SolutionsLLC
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Conventional | 2 | 0.4% | 100% | $65,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $195,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $220,000 | |
Lower, LLC
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Conventional | 2 | 0.4% | 66.7% | $270,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.4% | 100% | $280,000 | View |
21St Mortgage
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Conventional | 2 | 0.4% | 20% | $65,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.4% | 80% | $280,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $305,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $75,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $655,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
RANLife, Inc.
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VA | 1 | 0.2% | 100% | $245,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $585,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $205,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
City Lending Inc.
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FHA | 1 | 0.2% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $305,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.2% | 100% | $255,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 12.5% | $35,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 100% | $95,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Shoreham Bank
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FHA | 1 | 0.2% | 100% | $25,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $315,000 | |
Community First Credit Union of FLorida
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
New Story Lending LLC
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VA | 1 | 0.2% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $225,000 | |
Milend, Inc
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FHA | 1 | 0.2% | 100% | $155,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.2% | 100% | $245,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.2% | 100% | $185,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 33.3% | $65,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 16.7% | $165,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 50% | $245,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lenoir Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lenoir, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Lenoir? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lenoir in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lenoir, NC
Use these to narrow the list above. Each category shows how many Lenoir, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Lenoir, NC
Independent mortgage companies closed 70.4 percent of home loans in Lenoir, North Carolina in 2025, banks 12.9 percent and credit unions 16.7 percent. American Security Mortgage Cor was the largest mortgage company, Skyline National Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lenoir, NC
By home loans closed in 2025, Skyline National Bank was the largest mortgage lender in Lenoir, North Carolina with 17 loans, about 3.2 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lenoir, North Carolina, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 98.6 percent, against a 80.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Lenoir, North Carolina in 2025, led by CrossCountry Mortgage, LLC with 32. 24 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 14 credit unions closed home loans in Lenoir, North Carolina in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lenoir, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lenoir, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lenoir. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
