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Mortgage Lenders and Brokers in Leland, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Leland, North Carolina mortgage lenders include Truist BankTruist Bank201 Village Rd Ne, Leland, NC 28451A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA1012 Leana Dr, Leland, NC 28451A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association1117 New Pointe Blvd, Leland, NC 28451A+5.0 ★Texas Ratio: 2.27%, TD BankTD Bank1100 Town Lake Drive, Leland, NC 28451A+5.0 ★Texas Ratio: 3.71%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, North State BankNorth State Bank835 Highway 70 West, Garner, NC 27529A+5.0 ★Texas Ratio: 1.77%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, and Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Leland, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Leland are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Leland, North Carolina

Market share is the lender's share of all home loans closed in Leland, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 2 offices in Leland 201 Village Rd Ne, Leland, NC 28451 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	18 +36 HELOCs	1.5%	100%	$476,666	View
Wells Fargo Bank NA 1 office in Leland 1012 Leana Dr, Leland, NC 28451 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	9	0.8%	69.2%	$362,777	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Leland 1117 New Pointe Blvd, Leland, NC 28451 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	8 +5 HELOCs	0.7%	100%	$395,000	View
TD Bank 1 office in Leland 1100 Town Lake Drive, Leland, NC 28451 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.3%	60%	$345,000	View
State Employees' Credit Union 1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13%	Conventional, HELOC	39 +46 HELOCs	3.3%	71.9%	$290,641	View
First National Bank of PA 303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	34 +11 HELOCs	2.9%	87.2%	$519,705	View
First Ciitizens Bank and Trust 351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	20 +18 HELOCs	1.7%	90.9%	$262,500	View
North State Bank 835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77%	Conventional, VA	14	1.2%	100%	$293,571	View
Fifth Third Bank, National Association 1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	8 +3 HELOCs	0.7%	100%	$611,250	View
Bank of America NA 5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +17 HELOCs	0.5%	100%	$340,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	6 +11 HELOCs	0.5%	75%	$321,666	View
United Bank Va 47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15%	Conventional	5	0.4%	100%	$427,000	View
First Bank 105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94%	Conventional, HELOC	4 +6 HELOCs	0.3%	100%	$480,000	View
HomeTrust Bank 192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53%	Conventional	4	0.3%	100%	$357,500	View
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	Conventional, VA	4	0.3%	100%	$375,000	View
JPMorgan Chase Bank, NA 1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$461,666	View
Coastal Carolina National Bank 6649 Beach Drive, Ocean Isle Beach, NC 28469 A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.3%	100%	$575,000	View
Truliant Federal Credit Union 1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43%	Conventional, Jumbo	3	0.3%	100%	$845,000	View
Southern Bank and Trust Company 506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13%	Conventional	3	0.3%	100%	$531,666	View
Huntington National Bank 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.2%	100%	$630,000	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$190,000
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$155,000	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	1 +2 HELOCs	0.1%	16.7%	$85,000	View
Atlantic Union Bank 3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51%	Conventional	1	0.1%	100%	$65,000	View
Flagstar Bank NA 121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$65,000	View
Pinnacle Bank 103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0.1%	100%	$405,000	View
Latino Community Credit Union 104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08%	Conventional	1	0.1%	100%	$295,000	View
American Security Mortgage Cor	Conventional, FHA, VA	6	0.5%	100%	$408,333
Deephaven Mortgage LLC	Conventional	2	0.2%	100%	$275,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.2%	100%	$245,000
Corporate Investors Mortgage G	Conventional	1	0.1%	100%	$275,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$315,000	View
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	113	9.5%	78.4%	$286,769
Rocket Mortgage	Conventional, FHA, VA	95	8%	91.2%	$233,842
Corning Credit Union	Conventional, Jumbo, HELOC	54 +91 HELOCs	4.5%	93.8%	$358,703
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	49 +1 HELOCs	4.1%	84.1%	$360,306
Pulte Mortgage LLC	Conventional, FHA, VA	47	4%	95.9%	$282,446
CrossCountry Mortgage, LLC	Conventional, FHA, VA	43	3.6%	100%	$312,209
Atlantic Bay Mortgage Group	Conventional, FHA, VA, Jumbo	33	2.8%	97.1%	$334,393
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	26 +1 HELOCs	2.2%	100%	$270,769
Freedom Mortgage Corporation	Conventional, FHA, VA	24	2%	87.1%	$319,583
Newrez LLC	Conventional, FHA, VA, Jumbo	22	1.9%	91.7%	$331,818
Pennymac Loan Services LLC	Conventional, FHA, VA	20	1.7%	87.5%	$298,000
Nationstar Mortgage	Conventional, FHA, VA	20	1.7%	100%	$227,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	18 +5 HELOCs	1.5%	72%	$307,222
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	18	1.5%	95%	$271,111	View
TowneBank	Conventional, FHA, VA, Jumbo	18	1.5%	94.7%	$360,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	17 +2 HELOCs	1.4%	100%	$400,294
Vision Lending Services, LLC A+5.0 ★Texas Ratio: 0.01%	Conventional, FHA, VA, USDA	15	1.3%	94.1%	$288,333	View
Integrity Home Mortgage Corporation	Conventional, FHA	14	1.2%	100%	$296,428
Mortgage Research Center	VA	14	1.2%	60.9%	$295,714
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	12	1%	100%	$328,333
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	11	0.9%	100%	$415,909	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, VA	11	0.9%	100%	$228,636	View
T2 Financial LLC	Conventional, FHA, VA	11	0.9%	85.7%	$279,545
ALCOVA Mortgage, LLC	Conventional, FHA, VA	10	0.8%	100%	$319,000
Zillow Home Loans, LLC	Conventional, FHA, VA	8	0.7%	100%	$272,500
Fairway Independent Mort Corp	Conventional, FHA, VA	8	0.7%	100%	$318,750
Loansteady LLC	Conventional, FHA	7	0.6%	100%	$297,857
Union Home Mortgage Corp.	Conventional, FHA	7	0.6%	87.5%	$286,428
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.6%	100%	$252,142	View
Amerisave Mortgage Company	Conventional	6	0.5%	33.3%	$81,666
Guild Mortgage Company	Conventional, FHA, VA	6	0.5%	100%	$311,666
New American Funding, LLC.	Conventional, FHA	6	0.5%	100%	$206,666
Vanderbilt Mortgage and Finance, Inc	Conventional	6	0.5%	14.8%	$206,666
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	0.4%	62.5%	$275,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	5	0.4%	38.9%	$287,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	4 +2 HELOCs	0.3%	62.5%	$402,500
Spring Eq, LLC	Conventional, HELOC	4 +2 HELOCs	0.3%	44.4%	$62,500
Everett Financial, Inc.	Conventional, FHA	4	0.3%	100%	$357,500
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.3%	40%	$205,000
Cmg Mortgage Inc	Conventional	4	0.3%	100%	$365,000
Jet HomeLoans, LP	Conventional, FHA, VA	4	0.3%	100%	$277,500
Capital Center LLC	Conventional, FHA	4	0.3%	80%	$300,000
New Day Financial, LLC.	VA	4	0.3%	66.7%	$290,000
The Loan Store, Inc	Conventional	4	0.3%	100%	$262,500
Lower, LLC	Conventional	4	0.3%	100%	$330,000
Reliance First Capital, LLC	Conventional, FHA	4	0.3%	100%	$202,500
EMM Loans LLC	Conventional	3	0.3%	100%	$271,666
Liberty Federal Credit Union	Conventional, Jumbo	3	0.3%	100%	$688,333
American Financial Resources LLC	Conventional, VA	3	0.3%	100%	$328,333
Atlantic Coast Mortgage, LLC	Conventional, VA	3	0.3%	100%	$341,666
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.3%	100%	$298,333	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	3	0.3%	100%	$275,000	View
Intercoastal Mortgage, LLC	Conventional, FHA	3	0.3%	100%	$361,666
Nfm, Inc	Conventional	3	0.3%	100%	$365,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.3%	75%	$378,333	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$280,000	View
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	2	0.2%	100%	$440,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.2%	100%	$450,000	View
Primary Residential Mortgage, INC.	Conventional, VA	2	0.2%	100%	$410,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	2	0.2%	100%	$270,000
Capital City Home Loans, LLC	Conventional	2	0.2%	66.7%	$350,000
AdvantageFirst Lending Inc	FHA	2	0.2%	66.7%	$330,000
Success Mortgage Partners, Inc	Conventional, FHA	2	0.2%	100%	$255,000
Discover Bank	Conventional	2	0.2%	25%	$60,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	2	0.2%	100%	$170,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.2%	100%	$575,000	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.2%	100%	$550,000	View
Southern Trust Mortgage, LLC A4.7 ★Texas Ratio: 0.83%	Conventional, VA	2	0.2%	100%	$460,000	View
Planet Home Lending, LLC	Conventional, FHA	2	0.2%	100%	$245,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.2%	100%	$210,000	View
BoxCar Mortgage, LLC	Conventional	2	0.2%	100%	$460,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.2%	100%	$480,000	View
Excite Credit Union	Conventional	2	0.2%	80%	$390,000
Keystone Funding, Inc	FHA, VA	2	0.2%	100%	$365,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	2	0.2%	100%	$305,000	View
Southwest Stage Funding LLC	Conventional, FHA	2	0.2%	100%	$170,000
Mortgage Investors Group	Conventional	2	0.2%	100%	$355,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA, Jumbo	2	0.2%	66.7%	$590,000	View
21St Mortgage	Conventional	2	0.2%	28.6%	$125,000
Loan Simple, Inc.	FHA	2	0.2%	100%	$235,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	2	0.2%	100%	$300,000	View
Village Capital & Investment	FHA, VA	2	0.2%	75%	$305,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$805,000	View
Pentagon Federal Credit Union	VA, HELOC	1 +3 HELOCs	0.1%	100%	$195,000
Goodleap, LLC	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$275,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$885,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$285,000	View
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$335,000	View
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$465,000
Premier Mortgage Resources, LLC	VA	1	0.1%	100%	$275,000
Tidewater Mortgage Services, Inc	FHA	1	0.1%	100%	$315,000
Hartford Funding, Ltd.	FHA	1	0.1%	50%	$345,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	FHA	1	0.1%	100%	$325,000	View
Guaranteed Rate Affinity, LLC	VA	1	0.1%	100%	$385,000
Primelending	VA	1	0.1%	100%	$305,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$385,000
Sage Home Loans Corporation	Conventional	1	0.1%	33.3%	$465,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$345,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$235,000
AmeriHome Mortgage Company, LLC	VA	1	0.1%	100%	$315,000
Triad Financial Services, Inc.	Conventional	1	0.1%	50%	$195,000
Loanunited.Com, LLC	VA	1	0.1%	100%	$585,000
United Trust Bank	VA	1	0.1%	100%	$405,000
Filo Mortgage, LLC	VA	1	0.1%	100%	$625,000
Nih Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Resicentral LLC	Conventional	1	0.1%	100%	$775,000
American Financial Network, Inc.	VA	1	0.1%	100%	$375,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$605,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$575,000	View
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$255,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$805,000	View
MortgageCountry	Conventional	1	0.1%	100%	$385,000
Credit Union Mortgage Associat	Conventional	1	0.1%	100%	$695,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$155,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$325,000
Bay Equity LLC	Conventional	1	0.1%	100%	$345,000
Real Genius LLC	Conventional	1	0.1%	100%	$305,000
Weichert Financial Services	VA	1	0.1%	100%	$395,000
Calcon Mutual Mortgage LLC	VA	1	0.1%	50%	$225,000
Southeast Mortgage of Georgia, Inc.	FHA	1	0.1%	100%	$375,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$65,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0.1%	100%	$355,000	View
Securityplus FCU	Conventional	1	0.1%	100%	$415,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$555,000
Teachers Federal Credit Union	Conventional	1	0.1%	100%	$55,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$255,000	View
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$415,000	View
Nvr Mortgage Finance, Inc.	VA	1	0.1%	50%	$325,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$125,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$735,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$135,000	View
Milend, Inc	FHA	1	0.1%	50%	$355,000
Towne Mortgage Company	FHA	1	0.1%	100%	$245,000
Wings Financial Credit Union	Conventional	1	0.1%	100%	$265,000
Sente Mortgage, Inc.	FHA	1	0.1%	100%	$335,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$245,000
Veritas Funding, LLC	VA	1	0.1%	50%	$255,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$285,000	View
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$255,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	1	0.1%	50%	$85,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$515,000	View
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$325,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$305,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$535,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +2 HELOCs	0%	n/a		View
Sharonview Federal CU	HELOC	0 +2 HELOCs	0%	n/a
Langley Federal Credit Union A5.0 ★Texas Ratio: 10.20%	HELOC	0 +1 HELOCs	0%	n/a
Liberty Savings Bank, FSB	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +1 HELOCs	0%	0%
First Bank and Trust Company A+5.0 ★Texas Ratio: 3.79%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Leland Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Leland, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Leland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Leland in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Leland, NC

Use these to narrow the list above. Each category shows how many Leland, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 108 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 56 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 61 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 55 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 16 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 15 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Leland, NC

Independent mortgage companies closed 66.7 percent of home loans in Leland, North Carolina in 2025, banks 22.1 percent and credit unions 11.2 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 18 loans.

66.7%

Mortgage companies

22.1%

Banks

11.2%

Credit unions

20%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

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Frequently Asked Questions About Mortgage Lenders in Leland, NC

Who is the largest mortgage lender in Leland, NC?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Leland, North Carolina with 18 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Leland, NC have the highest approval rates?

Among lenders with meaningful volume in Leland, North Carolina, Corning Credit Union approved the highest share of completed applications in 2025 at 93.8 percent, against a 83.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Leland, NC mortgage lenders offer FHA, VA and USDA loans?

61 lenders closed FHA loans in Leland, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 54. 55 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Leland, NC lender list?

Yes. 56 banks and 21 credit unions closed home loans in Leland, North Carolina in 2025, alongside 108 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Leland, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Leland, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Leland, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Leland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.