Mortgage Lenders and Brokers in Kill Devil Hills, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kill Devil Hills, North Carolina mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA2906 N Croatan Hwy, Kill Devil Hills, NC 27948A+5.0 ★Texas Ratio: 5.36%, Southern Bank and Trust CompanySouthern Bank and Trust Company202 S Croatan Hwy, Kill Devil Hills, NC 27948A+5.0 ★Texas Ratio: 1.13%, Truist BankTruist Bank1920 N Croatan Hwy, Kill Devil Hills, NC 27948A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va3105 N Croatan Hwy, Kill Devil Hills, NC 27948A+5.0 ★Texas Ratio: 2.15%, First BankFirst Bank2007 S Croatan Hwy, Kill Devil Hills, NC 27948A+5.0 ★Texas Ratio: 1.94%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Atlantic Union BankAtlantic Union Bank3101 S Church St, Burlington, NC 27215A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, and US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kill Devil Hills, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kill Devil Hills are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kill Devil Hills, North Carolina
Market share is the lender's share of all home loans closed in Kill Devil Hills, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kill Devil Hills 2906 N Croatan Hwy, Kill Devil Hills, NC 27948 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 5 | 2.1% | 100% | $395,000 | View |
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1 office in Kill Devil Hills 202 S Croatan Hwy, Kill Devil Hills, NC 27948 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 1 +8 HELOCs |
0.4% | 100% | $405,000 | View |
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★ 1 stars, 1 review 1 office in Kill Devil Hills 1920 N Croatan Hwy, Kill Devil Hills, NC 27948 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +7 HELOCs |
0.4% | 100% | $225,000 | View |
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1 office in Kill Devil Hills 3105 N Croatan Hwy, Kill Devil Hills, NC 27948 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $305,000 | View |
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1 office in Kill Devil Hills 2007 S Croatan Hwy, Kill Devil Hills, NC 27948 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 15 +22 HELOCs |
6.4% | 78.9% | $327,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 5 +5 HELOCs |
2.1% | 71.4% | $339,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 3 +3 HELOCs |
1.3% | 100% | $468,333 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $505,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 33.3% | $295,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.4% | 50% | $425,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,795,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 24 | 10.2% | 100% | $427,083 | View |
TowneBank
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Conventional, FHA, HELOC | 19 +9 HELOCs |
8.1% | 95.2% | $395,526 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 6.8% | 69.6% | $262,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, Jumbo | 13 | 5.5% | 92.9% | $448,076 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 13 | 5.5% | 100% | $411,923 | |
Cmg Mortgage Inc
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Conventional, FHA, Jumbo, HELOC | 11 +2 HELOCs |
4.7% | 100% | $524,090 | |
Atlantic Coast Mortgage, LLC
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Conventional, VA | 10 | 4.2% | 83.3% | $367,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 10 | 4.2% | 90.9% | $410,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 8 +2 HELOCs |
3.4% | 72.7% | $375,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 2.1% | 71.4% | $329,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 1.3% | 100% | $368,333 | |
Capital Center LLC
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Conventional | 3 | 1.3% | 100% | $435,000 | |
Atlantic Bay Mortgage Group
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Conventional | 3 | 1.3% | 100% | $428,333 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.8% | 66.7% | $215,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.8% | 100% | $490,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 0.8% | 100% | $435,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.8% | 50% | $270,000 | |
Abnb Federal Credit Union
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Conventional | 2 | 0.8% | 100% | $245,000 | |
First Heritage Mortgage, LLC
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Conventional, Jumbo | 2 | 0.8% | 100% | $750,000 | |
Nfm, Inc
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Conventional | 2 | 0.8% | 100% | $605,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 0.8% | 50% | $335,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.8% | 100% | $540,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.8% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $605,000 | |
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A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.4% | 100% | $485,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $475,000 | |
Fundloans Capital
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Conventional | 1 | 0.4% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.4% | 100% | $885,000 | View |
SWBC Mortgage Corporation
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VA | 1 | 0.4% | 100% | $595,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $365,000 | |
Farmers & Merchants Bank
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Conventional | 1 | 0.4% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 12.30% |
Conventional | 1 | 0.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.4% | 100% | $715,000 | View |
Chartway FCU
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Conventional | 1 | 0.4% | 100% | $345,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.4% | 50% | $445,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Kwik Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $265,000 | |
The Old Point National Bank of Phoebus
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Conventional | 1 | 0.4% | 100% | $425,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Beeline Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $545,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,295,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional | 1 | 0.4% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.4% | 100% | $975,000 | View |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.4% | 100% | $525,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Toyota Financial Savings Bank
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Conventional, Jumbo | 1 | 0.4% | 100% | $965,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.4% | 100% | $385,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $2,905,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.4% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 33.3% | $65,000 | |
Griffin Funding Inc.
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Aberdeen Proving Ground FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kill Devil Hills Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kill Devil Hills, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Kill Devil Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kill Devil Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kill Devil Hills, NC
Use these to narrow the list above. Each category shows how many Kill Devil Hills, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Kill Devil Hills, NC
Independent mortgage companies closed 63.1 percent of home loans in Kill Devil Hills, North Carolina in 2025, banks 23.7 percent and credit unions 13.1 percent. Southern Trust Mortgage, LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Southern Bank and Trust Company led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kill Devil Hills, NC
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Kill Devil Hills, North Carolina with 5 loans, about 2.1 percent of the market. The largest lender headquartered in North Carolina was Southern Bank and Trust Company with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Kill Devil Hills, North Carolina in 2025, led by TowneBank with 3. 12 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 12 credit unions closed home loans in Kill Devil Hills, North Carolina in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kill Devil Hills, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kill Devil Hills, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kill Devil Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
