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Mortgage Lenders and Brokers in Huntersville, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Huntersville, North Carolina mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA16700 Statesville Rd, Huntersville, NC 28078A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA9611 Holly Point Dr, Huntersville, NC 28078A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank16710 Northcross Dr, Huntersville, NC 28078A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA100 N Statesville Rd, Huntersville, NC 28078A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8830 Lindholm Dr, Huntersville, NC 28078A+5.0 ★Texas Ratio: 3.68%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust16800 Statesville Rd, Huntersville, NC 28078A5.0 ★Texas Ratio: 7.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association16719 Birkdale Commons Pkwy, Huntersville, NC 28078A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.9145 Sam Furr Road, Huntersville, NC 28078A+5.0 ★Texas Ratio: 2.85%, Pinnacle BankPinnacle Bank16633 Birkdale Commons Pkwy Ste D 400, Huntersville, NC 28078A+5.0 ★Texas Ratio: 3.04%, and First BankFirst Bank401 Gilead Rd, Huntersville, NC 28078A+5.0 ★Texas Ratio: 1.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Huntersville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Huntersville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Huntersville, North Carolina

Market share is the lender's share of all home loans closed in Huntersville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wells Fargo Bank NA 2 offices in Huntersville 16700 Statesville Rd, Huntersville, NC 28078 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, Jumbo	35	2.1%	100%	$421,571	View
Bank of America NA 1 office in Huntersville 9611 Holly Point Dr, Huntersville, NC 28078 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	32 +67 HELOCs	1.9%	91.4%	$508,125	View
Truist Bank ★ 1 stars, 1 review 1 office in Huntersville 16710 Northcross Dr, Huntersville, NC 28078 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	29 +38 HELOCs	1.7%	96.7%	$484,310	View
First National Bank of PA 1 office in Huntersville 100 N Statesville Rd, Huntersville, NC 28078 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	27 +13 HELOCs	1.6%	87.1%	$816,851	View
JPMorgan Chase Bank, NA 1 office in Huntersville 8830 Lindholm Dr, Huntersville, NC 28078 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	19 +1 HELOCs	1.1%	100%	$452,368	View
First Ciitizens Bank and Trust 1 office in Huntersville 16800 Statesville Rd, Huntersville, NC 28078 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	15 +22 HELOCs	0.9%	83.3%	$473,000	View
Fifth Third Bank, National Association 2 offices in Huntersville 16719 Birkdale Commons Pkwy, Huntersville, NC 28078 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	14 +48 HELOCs	0.8%	87.5%	$651,428	View
US Bank, N.A. 1 office in Huntersville 9145 Sam Furr Road, Huntersville, NC 28078 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	12 +11 HELOCs	0.7%	92.9%	$450,833	View
Pinnacle Bank 1 office in Huntersville 16633 Birkdale Commons Pkwy Ste D 400, Huntersville, NC 28078 A+5.0 ★Texas Ratio: 3.04%	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$651,666	View
First Bank 1 office in Huntersville 401 Gilead Rd, Huntersville, NC 28078 A+5.0 ★Texas Ratio: 1.94%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$85,000	View
United Community Bank 1 office in Huntersville 9906 Knockando Ln, Huntersville, NC 28078 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +12 HELOCs	0%	0%		View
Peoples Bank 1 office in Huntersville 9617 Holly Point Dr, Huntersville, NC 28078 A+5.0 ★Texas Ratio: 2.98%	HELOC	0 +7 HELOCs	0%	n/a		View
State Employees' Credit Union 10411 ARAHOVA DR, HUNTERSVILLE, NC 28078 A-5.0 ★Texas Ratio: 14.13%	Conventional, Jumbo, HELOC	31 +54 HELOCs	1.8%	75.6%	$450,806	View
Regions Bank 1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, Jumbo, HELOC	19 +2 HELOCs	1.1%	96%	$831,842	View
Skyla Federal Credit Union 16614 Old Statesville Rd, Huntersville, NC 28078 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	10 +26 HELOCs	0.6%	83.3%	$228,000	View
Truliant Federal Credit Union 9706 Gilead Rd, Huntersville, NC 28078 A5.0 ★Texas Ratio: 6.43%	Conventional, HELOC	6 +39 HELOCs	0.4%	30%	$56,666	View
Southstate Bank, National Association ★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	6 +7 HELOCs	0.4%	75%	$715,000	View
TD Bank 335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	5 +2 HELOCs	0.3%	100%	$1,337,000	View
Uwharrie Bank 800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72%	Conventional, VA, HELOC	4 +2 HELOCs	0.2%	100%	$605,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +12 HELOCs	0.2%	100%	$511,666	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, HELOC	2 +2 HELOCs	0.1%	66.7%	$180,000
Huntington National Bank 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.1%	66.7%	$410,000	View
Allegacy Federal Credit Union 128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25%	Conventional, HELOC	1 +10 HELOCs	0.1%	25%	$105,000	View
First Horizon Bank ★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	1 +3 HELOCs	0.1%	100%	$815,000	View
Carolinas Telco FCU 2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$485,000	View
The Park National Bank 1127 Hendersonville Rd, Asheville, NC 28803 A5.0 ★Texas Ratio: 6.62%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$325,000	View
blueharbor bank 106 Corporate Park Dr, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$635,000	View
Encore Bank 3151 Apex Dr, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$195,000	View
HomeTrust Bank 192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53%	Conventional	1	0.1%	100%	$145,000	View
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$525,000	View
Carter Bank and Trust 500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +4 HELOCs	0%	n/a		View
The Fidelity Bank 804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02%	HELOC	0 +2 HELOCs	0%	n/a		View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	HELOC	0 +2 HELOCs	0%	n/a		View
Atlantic Union Bank 3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51%	HELOC	0 +1 HELOCs	0%	n/a		View
Southern First Bank 4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08%	HELOC	0 +1 HELOCs	0%	n/a		View
American Security Mortgage Cor	Conventional, FHA, VA	43	2.5%	97.8%	$485,465
Deephaven Mortgage LLC	Conventional	3	0.2%	100%	$448,333
RBC Bank (Georgia), N.A.	Conventional	2	0.1%	100%	$490,000
Cardinal Financial Company, Li	Conventional	1	0.1%	50%	$65,000
Premier Lending Inc.	Conventional	1	0.1%	100%	$575,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Goprime Mortgage, Inc.	Conventional	1	0.1%	100%	$215,000
Piedmont Advantage Credit Unio	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo	162	9.6%	89.2%	$332,283
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	122 +6 HELOCs	7.2%	96.9%	$513,524
Pulte Mortgage LLC	Conventional, FHA, VA, Jumbo	104	6.1%	94.5%	$618,557
M/I Financial. LLC	Conventional, FHA, VA	83	4.9%	98.9%	$531,024
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	82 +2 HELOCs	4.8%	95.9%	$456,097
Atlantic Bay Mortgage Group	Conventional, FHA, VA, Jumbo	48	2.8%	100%	$488,750
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	42	2.5%	95.5%	$462,857
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	36	2.1%	97.4%	$500,833
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA, Jumbo	29	1.7%	87.9%	$292,241	View
Howard Hanna Financial Services, Inc	Conventional, FHA, VA, Jumbo	24	1.4%	100%	$519,583
Taylor Morrison Home Funding, Inc.	Conventional, Jumbo	20	1.2%	95.2%	$711,500
Mortgage Research Center	Conventional, FHA, VA, Jumbo	20	1.2%	80%	$500,500
Guild Mortgage Company	Conventional, FHA, Jumbo	19	1.1%	95%	$490,263
Fairway Independent Mort Corp	Conventional, Jumbo	18	1.1%	100%	$444,444
Newrez LLC	Conventional, FHA, VA, Jumbo	17	1%	75%	$568,529
Nationstar Mortgage	Conventional, FHA	17	1%	95%	$177,941
Zillow Home Loans, LLC	Conventional, FHA, VA	17	1%	100%	$419,705
Provident Funding Associates	Conventional	16	0.9%	100%	$476,875
Spring Eq, LLC	Conventional, HELOC	15 +4 HELOCs	0.9%	65.2%	$101,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, Jumbo	15	0.9%	100%	$521,000	View
Freedom Mortgage Corporation	Conventional, FHA, VA	14	0.8%	82.4%	$384,285
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	14	0.8%	100%	$439,285	View
Better Mortgage Corporation	Conventional, FHA, HELOC	13 +1 HELOCs	0.8%	86.7%	$328,076
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	12 +6 HELOCs	0.7%	70.6%	$375,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	12 +5 HELOCs	0.7%	76.5%	$350,833
TowneBank	Conventional, FHA, VA, HELOC	12 +4 HELOCs	0.7%	92.9%	$447,500
Mutual of Omaha Mortgage	Conventional, FHA, VA, HELOC	12 +1 HELOCs	0.7%	86.7%	$414,166
Mattamy Home Funding LLC	Conventional	12	0.7%	100%	$507,500
Shea Mortgage Inc.	Conventional, VA	10	0.6%	100%	$605,000
Primary Residential Mortgage, INC.	Conventional, FHA	9	0.5%	100%	$407,222
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	8 +11 HELOCs	0.5%	100%	$160,000	View
The Loan Store, Inc	Conventional, HELOC	8 +1 HELOCs	0.5%	100%	$493,750
Sage Home Loans Corporation	Conventional	8	0.5%	91.7%	$501,250
ALCOVA Mortgage, LLC	Conventional, FHA	8	0.5%	100%	$385,000
Union Home Mortgage Corp.	Conventional, VA, HELOC	7 +1 HELOCs	0.4%	100%	$533,571
New American Funding, LLC.	Conventional, FHA, VA, HELOC	7 +1 HELOCs	0.4%	100%	$229,285
Atlantic Coast Mortgage, LLC	Conventional, FHA	7	0.4%	100%	$427,857
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	7	0.4%	100%	$462,142	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	7	0.4%	100%	$743,571	View
Lower, LLC	Conventional, VA, Jumbo, HELOC	6 +1 HELOCs	0.4%	75%	$525,000
Amerisave Mortgage Company	Conventional	6	0.4%	28.6%	$103,333
Cmg Mortgage Inc	Conventional, VA	6	0.4%	100%	$481,666
Guaranteed Rate Affinity, LLC	Conventional, FHA	5	0.3%	83.3%	$353,000
Kind Lending, LLC	Conventional, FHA	5	0.3%	100%	$419,000
PHH Mortgage Corporation	Conventional, VA	5	0.3%	100%	$543,000
Discover Bank	Conventional	5	0.3%	25%	$55,000
Highlands Residential Mortgage, Ltd.	Conventional	5	0.3%	100%	$487,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	5	0.3%	100%	$541,000	View
DHI Mortgage Company, LTD.	Conventional, FHA, VA	5	0.3%	62.5%	$447,000
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.3%	71.4%	$325,000
Liberty Federal Credit Union	Conventional, Jumbo	4	0.2%	100%	$1,055,000
Primelending	Conventional, FHA	4	0.2%	100%	$460,000
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.2%	33.3%	$395,000
Nbkc Bank	VA	4	0.2%	100%	$567,500
AmeriHome Mortgage Company, LLC	Conventional, FHA	4	0.2%	100%	$437,500
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	4	0.2%	100%	$517,500	View
Filo Mortgage, LLC	Conventional	4	0.2%	100%	$490,000
Carrington Mortgage Services LLC	FHA, VA	4	0.2%	50%	$360,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	4	0.2%	100%	$695,000	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	3 +1 HELOCs	0.2%	75%	$535,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA, Jumbo	3	0.2%	100%	$771,666	View
Premier Mortgage Resources, LLC	Conventional	3	0.2%	100%	$415,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, VA	3	0.2%	75%	$408,333	View
American Financial Resources LLC	Conventional, FHA	3	0.2%	100%	$315,000
AdvantageFirst Lending Inc	Conventional	3	0.2%	75%	$288,333
American Financial Network, Inc.	Conventional, FHA, VA	3	0.2%	100%	$475,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	37.5%	$538,333	View
Waterstone Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$471,666
Prosperity Home Mortgage, LLC	Conventional	3	0.2%	75%	$441,666
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA, Jumbo	3	0.2%	75%	$675,000	View
Village Capital & Investment	VA	3	0.2%	100%	$471,666
Genisys Credit Union	Conventional, Jumbo	2	0.1%	100%	$1,345,000
Originpoint, LLC	Conventional	2	0.1%	100%	$530,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA	2	0.1%	100%	$645,000	View
Goodleap, LLC	Conventional, FHA	2	0.1%	100%	$175,000
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0.1%	100%	$460,000
Everett Financial, Inc.	Conventional	2	0.1%	100%	$410,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	2	0.1%	100%	$220,000	View
General Mortgage Capital Corporation	Conventional, Jumbo	2	0.1%	100%	$745,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	2	0.1%	100%	$390,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$635,000	View
First Colony Mortgage Corporat	Conventional, FHA	2	0.1%	100%	$480,000
Eastman Credit Union	Conventional	2	0.1%	100%	$375,000
Real Genius LLC	Conventional	2	0.1%	100%	$520,000
First Heritage Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$500,000
Corning Credit Union	Conventional	2	0.1%	100%	$455,000
Nfm, Inc	Conventional	2	0.1%	100%	$525,000
Stg Mortgage Inc	Conventional, FHA	2	0.1%	100%	$440,000
Franklin Loan Corporation	FHA	2	0.1%	100%	$515,000
Direct Mortgage Loans, LLC	Conventional, FHA	2	0.1%	100%	$360,000
Integrity Home Mortgage Corporation	Conventional	2	0.1%	100%	$410,000
Milend, Inc	FHA	2	0.1%	66.7%	$400,000
Saygo Home Loans, LLC	Conventional	2	0.1%	100%	$410,000
Tjc Mortgage Inc	Conventional	2	0.1%	100%	$480,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, VA	2	0.1%	100%	$620,000	View
Keystone Funding, Inc	Conventional, VA	2	0.1%	100%	$660,000
Paramount Residential Mortgage	Conventional	2	0.1%	100%	$520,000
Angel Oak Mortgage Solutions LLC	Conventional	2	0.1%	100%	$400,000
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$535,000
JMAC Lending, Inc.	Conventional	2	0.1%	100%	$595,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +14 HELOCs	0.1%	100%	$365,000	View
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$485,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$505,000
Cadence Bank	Conventional, Jumbo	1	0.1%	100%	$1,025,000
EMM Loans LLC	Conventional	1	0.1%	100%	$305,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$385,000	View
Kbhs Home Loans, LLC	Conventional	1	0.1%	100%	$535,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$505,000
Tidewater Mortgage Services, Inc	Conventional	1	0.1%	100%	$445,000
First State Bank A5.0 ★Texas Ratio: 6.84%	Conventional	1	0.1%	100%	$355,000	View
Cliffco, Inc.	Conventional	1	0.1%	100%	$185,000
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	VA, Jumbo	1	0.1%	100%	$1,205,000	View
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$355,000
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$445,000
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$725,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$495,000
Dart Bank	Conventional	1	0.1%	100%	$375,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$185,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$405,000
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$545,000
Eustis Mortgage Corp	Conventional	1	0.1%	100%	$415,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$275,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$305,000	View
AmWest Funding Corp	Conventional	1	0.1%	100%	$275,000
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	Conventional	1	0.1%	100%	$505,000	View
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$395,000
Mortgage Assurance Inc	Conventional	1	0.1%	100%	$675,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$235,000
Developer's Mortgage Company	Conventional	1	0.1%	100%	$725,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$525,000
Credit Union Mortgage Associat	Conventional	1	0.1%	100%	$525,000
Intercoastal Mortgage, LLC	Conventional	1	0.1%	100%	$775,000
MLB Residential Lending, LLC	Conventional	1	0.1%	100%	$455,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$495,000
Bank Fund Staff Federal Credit	Conventional	1	0.1%	100%	$425,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$715,000
Schumacher Mortgage LLC	Conventional	1	0.1%	100%	$455,000
ClearPath Lending	VA	1	0.1%	100%	$575,000
Bay Equity LLC	Conventional	1	0.1%	100%	$605,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$535,000
Kwik Mortgage Corporation	Conventional	1	0.1%	100%	$295,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$245,000
Weichert Financial Services	Conventional	1	0.1%	100%	$635,000
First National Bank A+5.0 ★Texas Ratio: 1.54%	Conventional, Jumbo	1	0.1%	100%	$2,405,000	View
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$155,000
New Day Financial, LLC.	VA	1	0.1%	20%	$425,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$325,000
Planet Home Lending, LLC	VA	1	0.1%	50%	$295,000
T2 Financial LLC	Conventional, Jumbo	1	0.1%	100%	$1,185,000
United Home Loans, Inc. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$295,000	View
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$525,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$545,000
Gardner Financial Services	Conventional	1	0.1%	100%	$615,000
Inspire Home Loans Inc.	Conventional	1	0.1%	100%	$335,000
Proponent FCU A5.0 ★Texas Ratio: 6.30%	Conventional	1	0.1%	100%	$95,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$495,000
South Carolina Federal Credit	Conventional	1	0.1%	100%	$515,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$465,000	View
Affinity Federal Credit Union	Conventional	1	0.1%	100%	$605,000
Rapid Mortgage Company	VA	1	0.1%	100%	$405,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$325,000	View
New Fed Mortgage Corp.	Conventional	1	0.1%	100%	$255,000
Ardri LLC	Conventional, Jumbo	1	0.1%	100%	$875,000
Wings Financial Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,065,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$125,000
Sente Mortgage, Inc.	Conventional	1	0.1%	100%	$235,000
Pike Creek Mortgage Services, Inc.	VA	1	0.1%	100%	$595,000
Colony Bank A+5.0 ★Texas Ratio: 4.01%	Conventional	1	0.1%	100%	$535,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$355,000
1st National Bank	Conventional	1	0.1%	100%	$495,000
RoundPoint Mortgage Servicing LLC	FHA	1	0.1%	100%	$465,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$345,000	View
Valley National Bank A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$445,000	View
Founders Federal Credit Union A+5.0 ★Texas Ratio: 3.58%	Conventional	1	0.1%	20%	$485,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$425,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$275,000
Reliance First Capital, LLC	FHA	1	0.1%	100%	$415,000
Texana Bank	VA	1	0.1%	100%	$295,000
Metro City Bank A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$205,000	View
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	50%	$305,000
Figure Lending LLC	HELOC	0 +23 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +7 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +7 HELOCs	0%	0%
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	0%
Sharonview Federal CU	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Consumers Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Teachers Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Huntersville Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Huntersville, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Huntersville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Huntersville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Huntersville, NC

Use these to narrow the list above. Each category shows how many Huntersville, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 134 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 70 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 32 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 55 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 50 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 43 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 22 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Huntersville, NC

Independent mortgage companies closed 72 percent of home loans in Huntersville, North Carolina in 2025, banks 23.1 percent and credit unions 4.9 percent. American Security Mortgage Cor was the largest mortgage company, Wells Fargo Bank NA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 29 loans.

72%

Mortgage companies

23.1%

Banks

4.9%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders

Frequently Asked Questions About Mortgage Lenders in Huntersville, NC

Who is the largest mortgage lender in Huntersville, NC?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Huntersville, North Carolina with 35 loans, about 2.1 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 29 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Huntersville, NC have the highest approval rates?

Among lenders with meaningful volume in Huntersville, North Carolina, M/I Financial. LLC approved the highest share of completed applications in 2025 at 98.9 percent, against a 89.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Huntersville, NC mortgage lenders offer FHA, VA and USDA loans?

55 lenders closed FHA loans in Huntersville, North Carolina in 2025, led by Rocket Mortgage with 18. 50 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Huntersville, NC lender list?

Yes. 70 banks and 32 credit unions closed home loans in Huntersville, North Carolina in 2025, alongside 134 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Huntersville, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Huntersville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Huntersville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Huntersville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.