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Mortgage Lenders and Brokers in Harrisburg, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Harrisburg, North Carolina mortgage lenders include Truist BankTruist Bank12198 University City Blvd, Harrisburg, NC 28075A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA5075 Nc Highway 49 S, Harrisburg, NC 28075A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4070 Harris Square Dr, Harrisburg, NC 28075A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association4725 Nc Highway 49 S, Harrisburg, NC 28075A+5.0 ★Texas Ratio: 3.22%, Pinnacle BankPinnacle Bank4351 Main St, Harrisburg, NC 28075A+5.0 ★Texas Ratio: 3.04%, State Employees' Credit UnionState Employees' Credit Union5555 NC HIGHWAY 49 S, HARRISBURG, NC 28075A-5.0 ★Texas Ratio: 14.13%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, Truliant Federal Credit UnionTruliant Federal Credit Union3701 Main St, Harrisburg, NC 28075A5.0 ★Texas Ratio: 6.43%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, and Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Harrisburg, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Harrisburg are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Harrisburg, North Carolina

Market share is the lender's share of all home loans closed in Harrisburg, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 1 office in Harrisburg 12198 University City Blvd, Harrisburg, NC 28075 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, HELOC	15 +19 HELOCs	1.7%	93.8%	$488,333	View
Wells Fargo Bank NA 1 office in Harrisburg 5075 Nc Highway 49 S, Harrisburg, NC 28075 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	12	1.4%	85.7%	$399,166	View
JPMorgan Chase Bank, NA 1 office in Harrisburg 4070 Harris Square Dr, Harrisburg, NC 28075 A+5.0 ★Texas Ratio: 3.68%	Conventional	10	1.2%	100%	$477,000	View
Fifth Third Bank, National Association 1 office in Harrisburg 4725 Nc Highway 49 S, Harrisburg, NC 28075 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	4 +16 HELOCs	0.5%	50%	$167,500	View
Pinnacle Bank 1 office in Harrisburg 4351 Main St, Harrisburg, NC 28075 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +5 HELOCs	0%	n/a		View
State Employees' Credit Union 5555 NC HIGHWAY 49 S, HARRISBURG, NC 28075 A-5.0 ★Texas Ratio: 14.13%	Conventional, Jumbo, HELOC	33 +41 HELOCs	3.8%	80.5%	$374,090	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	15 +2 HELOCs	1.7%	100%	$604,333	View
Truliant Federal Credit Union 3701 Main St, Harrisburg, NC 28075 A5.0 ★Texas Ratio: 6.43%	Conventional, HELOC	13 +23 HELOCs	1.5%	51.9%	$124,230	View
First National Bank of PA 303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62%	Conventional, VA, HELOC	6 +2 HELOCs	0.7%	75%	$406,666	View
Bank of America NA 5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +25 HELOCs	0.6%	71.4%	$385,000	View
First Ciitizens Bank and Trust 351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	5 +4 HELOCs	0.6%	71.4%	$237,000	View
Uwharrie Bank 800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72%	Conventional, HELOC	5 +2 HELOCs	0.6%	100%	$495,000	View
Skyla Federal Credit Union 4720 NC highway 49 S, Harrisburg, NC 28075 8462 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	4 +8 HELOCs	0.5%	71.4%	$252,500	View
Regions Bank 1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37%	Conventional	4	0.5%	100%	$435,000	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, HELOC	3 +3 HELOCs	0.3%	75%	$258,333
PNC Bank N.A. ★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +3 HELOCs	0.3%	100%	$318,333	View
Southstate Bank, National Association ★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$178,333	View
Carolinas Telco FCU 2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27%	Conventional	2	0.2%	100%	$540,000	View
First Bank 105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94%	Conventional	2	0.2%	100%	$500,000	View
Peoples Bank 1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$265,000	View
United Community Bank 732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$765,000	View
Self Help Credit Union 1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0.1%	100%	$285,000	View
Allegacy Federal Credit Union 128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25%	HELOC	0 +4 HELOCs	0%	n/a		View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	HELOC	0 +3 HELOCs	0%	0%		View
Huntington National Bank 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66%	HELOC	0 +1 HELOCs	0%	n/a		View
Carter Bank and Trust 500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeTrust Bank 192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
American Security Mortgage Cor	Conventional, FHA, VA, Jumbo	20	2.3%	100%	$447,000
Premier Lending Inc.	Conventional, FHA	3	0.3%	100%	$338,333
Deephaven Mortgage LLC	Conventional, Jumbo	2	0.2%	100%	$630,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.2%	100%	$265,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	201 +4 HELOCs	23.3%	95.7%	$499,179
Rocket Mortgage	Conventional, FHA, VA, Jumbo	111	12.9%	91.9%	$336,531
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	31 +2 HELOCs	3.6%	97.1%	$417,258
Mutual of Omaha Mortgage	Conventional, FHA, VA	26	3%	93.1%	$445,000
Pennymac Loan Services LLC	Conventional, FHA, VA	13	1.5%	82.4%	$486,538
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	13	1.5%	100%	$381,923
Taylor Morrison Home Funding, Inc.	Conventional, VA	12	1.4%	85.7%	$721,666
Atlantic Bay Mortgage Group	Conventional, FHA	12	1.4%	100%	$424,166
Tri Pointe Connect, LLC	Conventional, FHA	12	1.4%	100%	$390,833
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	11 +2 HELOCs	1.3%	78.6%	$285,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	10 +9 HELOCs	1.2%	66.7%	$484,000
Freedom Mortgage Corporation	Conventional, FHA, VA	9	1%	83.3%	$350,555
Newrez LLC	Conventional, FHA, VA, Jumbo	9	1%	100%	$468,333
ALCOVA Mortgage, LLC	Conventional, VA	9	1%	91.7%	$290,555
Nationstar Mortgage	Conventional, FHA	9	1%	100%	$210,555
The Loan Store, Inc	Conventional, HELOC	8 +1 HELOCs	0.9%	100%	$335,000
Spring Eq, LLC	Conventional, HELOC	7 +5 HELOCs	0.8%	43.8%	$140,714
Cmg Mortgage Inc	Conventional, VA	7	0.8%	100%	$422,142
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.8%	87.5%	$177,857	View
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	5 +1 HELOCs	0.6%	100%	$461,000
Amerisave Mortgage Company	Conventional	5	0.6%	35.7%	$141,000
Guild Mortgage Company	Conventional, VA	5	0.6%	100%	$311,000
Provident Funding Associates	Conventional	5	0.6%	100%	$407,000
Mortgage Research Center	VA	5	0.6%	55.6%	$429,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +1 HELOCs	0.5%	100%	$167,500	View
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA	4	0.5%	100%	$300,000	View
Discover Bank	Conventional	4	0.5%	36.4%	$145,000
Capital Center LLC	Conventional	4	0.5%	100%	$327,500
Zillow Home Loans, LLC	Conventional, VA	4	0.5%	100%	$302,500
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	4	0.5%	100%	$375,000	View
Atlantic Coast Mortgage, LLC	Conventional	3	0.3%	100%	$431,666
Sage Home Loans Corporation	Conventional	3	0.3%	100%	$465,000
Kind Lending, LLC	Conventional, FHA	3	0.3%	100%	$391,666
Intercoastal Mortgage, LLC	Conventional, VA, Jumbo	3	0.3%	100%	$535,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	3	0.3%	60%	$261,666	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	3	0.3%	100%	$585,000	View
Better Mortgage Corporation	Conventional, FHA	3	0.3%	60%	$461,666
New American Funding, LLC.	Conventional, FHA	3	0.3%	75%	$388,333
United Nations Federal CU	Conventional	3	0.3%	100%	$535,000
Plaza Home Mortgage, Inc	Conventional	3	0.3%	75%	$358,333
Top Flite Financial, Inc.	Conventional, FHA	3	0.3%	100%	$445,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +3 HELOCs	0.2%	40%	$240,000
TowneBank	VA, HELOC	2 +2 HELOCs	0.2%	66.7%	$585,000
Lower, LLC	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	100%	$330,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.2%	66.7%	$435,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.2%	100%	$580,000	View
American Financial Resources LLC	Conventional, FHA	2	0.2%	100%	$395,000
Lakeview Loan Servicing, LLC	FHA, VA	2	0.2%	60%	$365,000
Nbkc Bank	Conventional	2	0.2%	100%	$410,000
Howard Hanna Financial Services, Inc	Conventional	2	0.2%	100%	$160,000
Guidance Residential, LLC	Conventional	2	0.2%	100%	$530,000
PHH Mortgage Corporation	Conventional	2	0.2%	100%	$325,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.2%	100%	$395,000	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0.2%	100%	$300,000	View
Kwik Mortgage Corporation	Conventional	2	0.2%	100%	$475,000
New Day Financial, LLC.	VA	2	0.2%	40%	$420,000
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	Conventional	2	0.2%	100%	$555,000
Prosperity Home Mortgage, LLC	FHA	2	0.2%	66.7%	$235,000
Nexera Holding LLC	Conventional	2	0.2%	100%	$205,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.2%	100%	$450,000	View
Tomo Mortgage LLC	Conventional	2	0.2%	100%	$385,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +8 HELOCs	0.1%	100%	$145,000	View
Bank Ozk	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$225,000
Arc Home LLC	Conventional	1	0.1%	100%	$475,000
Originpoint, LLC	Conventional	1	0.1%	100%	$135,000
Residential Wholesale Mortgage	FHA	1	0.1%	100%	$265,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$435,000
Everett Financial, Inc.	FHA	1	0.1%	100%	$515,000
Success Lending, LLC	Conventional	1	0.1%	100%	$525,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$435,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$355,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$335,000
Loansteady LLC	FHA	1	0.1%	100%	$215,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$335,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$365,000
AdvantageFirst Lending Inc	VA	1	0.1%	50%	$445,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$485,000	View
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	FHA	1	0.1%	100%	$425,000	View
Michigan Mutual, Inc	Conventional	1	0.1%	100%	$315,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$335,000
Union Home Mortgage Corp.	Conventional	1	0.1%	100%	$585,000
Bay Equity LLC	Conventional	1	0.1%	100%	$355,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$635,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$495,000
Elements Financial Federal Cre	Conventional	1	0.1%	100%	$405,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$265,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$155,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$385,000
Integrity Home Mortgage Corporation	Conventional	1	0.1%	100%	$255,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$135,000
American Pacific Mortgage Corporation	FHA	1	0.1%	100%	$145,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$225,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$445,000	View
Milend, Inc	FHA	1	0.1%	100%	$225,000
Towne Mortgage Company	Conventional	1	0.1%	100%	$255,000
University Bank A+5.0 ★Texas Ratio: 3.82%	FHA	1	0.1%	100%	$135,000	View
Digital Federal Credit Union	Conventional	1	0.1%	66.7%	$175,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$565,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$125,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$675,000
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0.1%	100%	$445,000	View
Founders Federal Credit Union A+5.0 ★Texas Ratio: 3.58%	Conventional	1	0.1%	50%	$315,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$395,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$725,000	View
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$635,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$465,000
Carrington Mortgage Services LLC	FHA	1	0.1%	100%	$205,000
First Technology Federal Credit Union	Conventional	1	0.1%	50%	$305,000
Ukrainian Federal Credit Union A5.0 ★Texas Ratio: 10.53%	Conventional	1	0.1%	100%	$405,000
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	HELOC	0 +1 HELOCs	0%	0%		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Hanscom Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Harrisburg Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Harrisburg, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Harrisburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Harrisburg in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Harrisburg, NC

Use these to narrow the list above. Each category shows how many Harrisburg, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 86 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 41 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 35 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 26 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 8 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 18 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Harrisburg, NC

Independent mortgage companies closed 74.7 percent of home loans in Harrisburg, North Carolina in 2025, banks 16 percent and credit unions 9.3 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 15 loans.

74.7%

Mortgage companies

16%

Banks

9.3%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders

Frequently Asked Questions About Mortgage Lenders in Harrisburg, NC

Who is the largest mortgage lender in Harrisburg, NC?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Harrisburg, North Carolina with 15 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Harrisburg, NC have the highest approval rates?

Among lenders with meaningful volume in Harrisburg, North Carolina, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 95.7 percent, against a 87.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Harrisburg, NC mortgage lenders offer FHA, VA and USDA loans?

35 lenders closed FHA loans in Harrisburg, North Carolina in 2025, led by Rocket Mortgage with 13. 26 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Harrisburg, NC lender list?

Yes. 41 banks and 20 credit unions closed home loans in Harrisburg, North Carolina in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Harrisburg, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Harrisburg, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Harrisburg, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Harrisburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.