Governors Club, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, and United Community BankUnited Community Bank732 Main St, Andrews, NC 28901A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Governors Club, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Governors Club are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Governors Club, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, Jumbo, HELOC | 10 +9 HELOCs |
11.1% | 100% | $578,000 | View |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
5.6% | 100% | $1,063,000 | View |
|
351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +6 HELOCs |
2.2% | 100% | $565,000 | View |
|
1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2.2% | 100% | $680,000 | View |
|
★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
1.1% | 100% | $1,165,000 | View |
|
804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $435,000 | View |
|
303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.1% | 100% | $1,255,000 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 1.1% | 100% | $925,000 | View |
|
5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
|
732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 1.1% | 100% | $575,000 | View |
|
Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Corporate Investors Mortgage G
|
Conventional, Jumbo | 4 | 4.4% | 100% | $862,500 | |
Goprime Mortgage, Inc.
|
VA | 1 | 1.1% | 100% | $595,000 | |
United Wholesale Mortgage
|
Conventional, VA, Jumbo, HELOC | 6 +2 HELOCs |
6.7% | 100% | $656,666 | |
Rocket Mortgage
|
Conventional | 6 | 6.7% | 75% | $218,333 | |
Fairway Independent Mort Corp
|
Conventional | 4 | 4.4% | 100% | $557,500 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 3 | 3.3% | 100% | $601,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
2.2% | 66.7% | $860,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 2.2% | 100% | $700,000 | |
Newrez LLC
|
Conventional | 2 | 2.2% | 66.7% | $370,000 | |
Movement Mortgage, LLC
|
Conventional, Jumbo | 2 | 2.2% | 100% | $645,000 | |
Pennymac Loan Services LLC
|
Conventional, Jumbo | 2 | 2.2% | 100% | $910,000 | |
loanDepot.com LLC
|
VA, HELOC | 1 +2 HELOCs |
1.1% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $505,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $45,000 | View |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 1.1% | 100% | $915,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 1.1% | 100% | $2,005,000 | View |
Success Lending, LLC
|
Conventional | 1 | 1.1% | 100% | $775,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 1.1% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 1.1% | 100% | $665,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.1% | 50% | $55,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
VA, Jumbo | 1 | 1.1% | 100% | $1,185,000 | View |
New Wave Lending Group Inc
|
Conventional | 1 | 1.1% | 100% | $745,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.1% | 100% | $295,000 | |
HQ Mortgage LLC
|
Conventional | 1 | 1.1% | 100% | $265,000 | |
Homeowners Financial Group, LLC
|
Conventional | 1 | 1.1% | 100% | $615,000 | |
Capital Center LLC
|
Conventional | 1 | 1.1% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.1% | 100% | $505,000 | View |
T2 Financial LLC
|
Conventional | 1 | 1.1% | 100% | $535,000 | |
Mid-Island Mortgage Corp.
|
Conventional | 1 | 1.1% | 100% | $225,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.1% | 100% | $65,000 | |
Zillow Home Loans, LLC
|
VA, Jumbo | 1 | 1.1% | 100% | $815,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 1.1% | 100% | $785,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1.1% | 100% | $685,000 | |
New American Funding, LLC.
|
Conventional | 1 | 1.1% | 100% | $695,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.1% | 100% | $765,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,575,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 100% | $85,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 1.1% | 100% | $305,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.1% | 50% | $115,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 1.1% | 100% | $955,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 1.1% | 100% | $515,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Governors Club? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Governors Club in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Governors Club, NC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 60 percent of home loans in Governors Club, North Carolina in 2025, banks 25.6 percent and credit unions 14.4 percent. Corporate Investors Mortgage G was the largest mortgage company, Bank of America NA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Governors Club, North Carolina with 10 loans, about 11.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Governors Club, North Carolina in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Governors Club, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Governors Club, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Governors Club. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.