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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Goldsboro, North Carolina

Goldsboro, North Carolina mortgage lenders include Truist BankTruist Bank207 E Ash St, Goldsboro, NC 27530A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust200 E Ash St, Goldsboro, NC 27530A5.0 ★Texas Ratio: 7.72%, Ks Bank, Inc.Ks Bank, Inc.1601 Wayne Memorial Dr, Goldsboro, NC 27534A+5.0 ★Texas Ratio: 1.78%, Wells Fargo Bank NAWells Fargo Bank NA605 N Berkeley Blvd, Goldsboro, NC 27534A+5.0 ★Texas Ratio: 5.36%, Southern Bank and Trust CompanySouthern Bank and Trust Company2301 Wayne Memorial Dr, Goldsboro, NC 27534A+5.0 ★Texas Ratio: 1.13%, First National Bank of PAFirst National Bank of PA2406 E Ash Street, Goldsboro, NC 27534A+5.0 ★Texas Ratio: 1.62%, PNC Bank N.A.PNC Bank N.A.106 N Spence Ave, Goldsboro, NC 27534A+5.0 ★Texas Ratio: 4.24%, United Bank VaUnited Bank Va2801 Cashwell Dr, Goldsboro, NC 27534A+5.0 ★Texas Ratio: 2.15%, First BankFirst Bank431 N Spence Ave, Goldsboro, NC 27534A+5.0 ★Texas Ratio: 1.94%, and State Employees' Credit UnionState Employees' Credit Union3101 CASHWELL DR, GOLDSBORO, NC 27534A-5.0 ★Texas Ratio: 14.13%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Goldsboro, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Goldsboro are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Goldsboro, North Carolina

Market share is the lender's share of all home loans closed in Goldsboro, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
★ 1 stars, 1 review
2 offices in Goldsboro
207 E Ash St, Goldsboro, NC 27530
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, HELOC 13
+24 HELOCs
1.4% 86.7% $260,384 View
2 offices in Goldsboro
200 E Ash St, Goldsboro, NC 27530
A5.0 ★Texas Ratio: 7.72%
Conventional, HELOC 11
+13 HELOCs
1.2% 78.6% $149,545 View
1 office in Goldsboro
1601 Wayne Memorial Dr, Goldsboro, NC 27534
A+5.0 ★Texas Ratio: 1.78%
Conventional 11 1.2% 100% $195,909 View
2 offices in Goldsboro
605 N Berkeley Blvd, Goldsboro, NC 27534
A+5.0 ★Texas Ratio: 5.36%
Conventional, FHA, VA 9 0.9% 75% $228,333 View
2 offices in Goldsboro
2301 Wayne Memorial Dr, Goldsboro, NC 27534
A+5.0 ★Texas Ratio: 1.13%
Conventional, VA, HELOC 5
+10 HELOCs
0.5% 100% $237,000 View
1 office in Goldsboro
2406 E Ash Street, Goldsboro, NC 27534
A+5.0 ★Texas Ratio: 1.62%
Conventional 3 0.3% 42.9% $131,666 View
★ 1.7 stars, 3 reviews
1 office in Goldsboro
106 N Spence Ave, Goldsboro, NC 27534
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+8 HELOCs
0.1% 100% $215,000 View
1 office in Goldsboro
2801 Cashwell Dr, Goldsboro, NC 27534
A+5.0 ★Texas Ratio: 2.15%
Conventional 1 0.1% 100% $225,000 View
1 office in Goldsboro
431 N Spence Ave, Goldsboro, NC 27534
A+5.0 ★Texas Ratio: 1.94%
HELOC 0
+2 HELOCs
0% n/a View
3101 CASHWELL DR, GOLDSBORO, NC 27534
A-5.0 ★Texas Ratio: 14.13%
Conventional, HELOC 57
+108 HELOCs
6% 59.2% $240,263 View
1007 Beaver Creek Commons Dr, Apex, NC 27502
A+5.0 ★Texas Ratio: 3.68%
Conventional, VA 12 1.3% 92.3% $198,333 View
1045 Providence Rd, Charlotte, NC 28207
A+5.0 ★Texas Ratio: 4.37%
Conventional, HELOC 4
+3 HELOCs
0.4% 71.4% $265,000 View
732 Main St, Andrews, NC 28901
A+5.0 ★Texas Ratio: 2.97%
Conventional, FHA, USDA 4 0.4% 100% $215,000 View
Olive Chapel Village #131, Apex, NC 27502
A+5.0 ★Texas Ratio: 4.34%
Conventional, HELOC 2
+3 HELOCs
0.2% 75% $80,000
1055 E Dixie Dr, Asheboro, NC 27203
A5.0 ★Texas Ratio: 6.43%
Conventional 2 0.2% 66.7% $120,000 View
835 Highway 70 West, Garner, NC 27529
A+5.0 ★Texas Ratio: 1.77%
VA 1 0.1% 100% $165,000 View
121 W Trade St Ste 1150, Charlotte, NC 28202
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.1% 100% $225,000 View
1118 Academy St N, Ahoskie, NC 27910
F1.0 ★Texas Ratio: 75.00%
HELOC 0
+4 HELOCs
0% 0% View
1121 Moncure Place, Apex, NC 27523
A+5.0 ★Texas Ratio: 3.22%
HELOC 0
+2 HELOCs
0% n/a View
4064 Colony Rd, Charlotte, NC 28211
A+5.0 ★Texas Ratio: 3.08%
HELOC 0
+1 HELOCs
0% n/a View
5496 Apex Peakway, Apex, NC 27502
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% n/a View
2821 Crisman St, Charlotte, NC 28208
A+5.0 ★Texas Ratio: 3.27%
HELOC 0
+1 HELOCs
0% n/a View
American Security Mortgage Cor
Conventional, FHA, VA 34 3.6% 97.2% $278,235
Towne Mtg of the Carolinas,LLC
Conventional, FHA 4 0.4% 100% $230,000
A+5.0 ★Texas Ratio: 3.12%
Conventional, FHA 3 0.3% 100% $158,333 View
AgCarolina Farm Credit, ACA
Conventional 1 0.1% 100% $175,000
Goprime Mortgage, Inc.
VA 1 0.1% 100% $295,000
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 77
+2 HELOCs
8.1% 93% $265,129
Rocket Mortgage
Conventional, FHA, VA 75 7.9% 75% $180,200
Atlantic Bay Mortgage Group
Conventional, FHA, VA, USDA 55 5.8% 98.2% $258,636
Mortgage Research Center
Conventional, VA 52 5.5% 67.9% $272,307
DHI Mortgage Company, LTD.
Conventional, FHA, VA 47 4.9% 67.1% $246,914
Freedom Mortgage Corporation
FHA, VA 37 3.9% 88.5% $256,621
Lower, LLC
Conventional, FHA, VA, USDA 37 3.9% 100% $220,945
Movement Mortgage, LLC
Conventional, FHA, VA, HELOC 31
+3 HELOCs
3.3% 94.3% $193,064
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 24
+5 HELOCs
2.5% 85.7% $198,333
CrossCountry Mortgage, LLC
Conventional, FHA, VA 20 2.1% 95.2% $213,000
A+5.0 ★Texas Ratio: 3.21%
Conventional, FHA, VA 19 2% 95% $219,736 View
Pennymac Loan Services LLC
Conventional, FHA, VA 16 1.7% 80% $256,250
New American Funding, LLC.
Conventional, FHA, VA 16 1.7% 88.9% $200,625
loanDepot.com LLC
Conventional, FHA, VA, HELOC 13
+2 HELOCs
1.4% 61.9% $295,769
Newrez LLC
Conventional, FHA, VA 11 1.2% 52.4% $202,272
Michigan Mutual, Inc
Conventional, VA 9 0.9% 100% $269,444
Nationstar Mortgage
Conventional, FHA, VA 8 0.8% 72.7% $168,750
Everett Financial, Inc.
Conventional, FHA, VA 7 0.7% 100% $269,285
Success Mortgage Partners, Inc
Conventional, FHA, VA 7 0.7% 100% $235,000
Towne Mortgage Company
Conventional, FHA, VA, USDA 7 0.7% 88.9% $209,285
Fairway Independent Mort Corp
Conventional, FHA, VA 7 0.7% 100% $179,285
21St Mortgage
Conventional 7 0.7% 30.4% $147,857
Guild Mortgage Company
Conventional, FHA, VA 6 0.6% 100% $228,333
Integrity Home Mortgage Corporation
Conventional, FHA, VA 6 0.6% 100% $238,333
Guaranteed Rate, Inc.
Conventional, FHA, VA 5 0.5% 62.5% $233,000
Acrisure Mortgage, LLC
Conventional, VA 5 0.5% 100% $307,000
Nfm, Inc
Conventional, VA 5 0.5% 100% $281,000
Mortgage Solutions of Colorado
FHA, VA 5 0.5% 83.3% $285,000
A+5.0 ★Texas Ratio: 0.51%
Conventional, FHA, VA 5 0.5% 83.3% $189,000 View
Carrington Mortgage Services LLC
FHA, VA 5 0.5% 55.6% $185,000
American Financial Resources LLC
FHA, VA 4 0.4% 100% $225,000
Success Lending, LLC
Conventional, FHA 4 0.4% 80% $160,000
ALCOVA Mortgage, LLC
FHA, VA, USDA 4 0.4% 100% $235,000
Amerisave Mortgage Company
Conventional, FHA 4 0.4% 27.8% $120,000
American Financial Network, Inc.
Conventional, FHA, VA 4 0.4% 80% $257,500
New Day Financial, LLC.
VA 4 0.4% 38.5% $212,500
T2 Financial LLC
FHA, VA 4 0.4% 80% $247,500
The Loan Store, Inc
Conventional, FHA 4 0.4% 100% $187,500
Mutual of Omaha Mortgage
Conventional, FHA, VA 4 0.4% 62.5% $210,000
Goodleap, LLC
FHA, VA, HELOC 3
+2 HELOCs
0.3% 100% $185,000
Spring Eq, LLC
Conventional, HELOC 3
+1 HELOCs
0.3% 33.3% $45,000
Lakeview Loan Servicing, LLC
Conventional, VA 3 0.3% 31.2% $115,000
Equity Prime Mortgage LLC
FHA, VA 3 0.3% 75% $218,333
AmeriHome Mortgage Company, LLC
FHA, VA 3 0.3% 100% $235,000
Discover Bank
Conventional 3 0.3% 37.5% $61,666
A+5.0 ★Texas Ratio: 2.20%
VA 3 0.3% 100% $251,666 View
Zillow Home Loans, LLC
Conventional, FHA, VA 3 0.3% 100% $188,333
B+4.8 ★Texas Ratio: 16.98%
Conventional, VA 3 0.3% 100% $331,666 View
Vanderbilt Mortgage and Finance, Inc
Conventional 3 0.3% 23.1% $295,000
Reliance First Capital, LLC
Conventional, VA 3 0.3% 100% $155,000
Loan Simple, Inc.
Conventional, FHA 3 0.3% 60% $108,333
Pentagon Federal Credit Union
VA, HELOC 2
+2 HELOCs
0.2% 100% $205,000
Equity Resources Inc
Conventional 2 0.2% 100% $220,000
Primary Residential Mortgage, INC.
Conventional, VA 2 0.2% 100% $135,000
Nbkc Bank
Conventional, VA 2 0.2% 100% $300,000
AdvantageFirst Lending Inc
VA 2 0.2% 66.7% $380,000
City Lending Inc.
FHA 2 0.2% 100% $165,000
AML Funding LLC dba Absolute Mortgage & Lending
Conventional, FHA 2 0.2% 100% $205,000
Intercoastal Mortgage, LLC
Conventional, VA 2 0.2% 100% $245,000
Click n' Close, Inc.
VA 2 0.2% 100% $320,000
Mid-Continent Funding, Inc.
VA 2 0.2% 100% $250,000
First Heritage Mortgage, LLC
VA 2 0.2% 100% $470,000
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 2 0.2% 50% $155,000 View
Prosperity Home Mortgage, LLC
Conventional, VA 2 0.2% 100% $190,000
A5.0 ★Texas Ratio: 10.77%
VA 2 0.2% 100% $345,000 View
Paramount Residential Mortgage
Conventional, FHA 2 0.2% 100% $65,000
Village Capital & Investment
VA 2 0.2% 50% $285,000
Panorama Mortgage Group, LLC
VA 1 0.1% 100% $275,000
Originpoint, LLC
Conventional 1 0.1% 100% $145,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.1% 100% $465,000 View
A+5.0 ★Texas Ratio: 3.36%
FHA 1 0.1% 100% $265,000 View
Residential Wholesale Mortgage
Conventional 1 0.1% 100% $405,000
Gold Star Mortgage Financial Group, Corporation
Conventional 1 0.1% 100% $155,000
Loansteady LLC
VA 1 0.1% 100% $365,000
Howard Hanna Financial Services, Inc
VA 1 0.1% 100% $185,000
PHH Mortgage Corporation
FHA 1 0.1% 100% $175,000
Loanunited.Com, LLC
VA 1 0.1% 100% $465,000
A+5.0 ★Texas Ratio: 4.11%
FHA 1 0.1% 100% $195,000 View
A5.0 ★Texas Ratio: 13.21%
VA 1 0.1% 100% $245,000 View
Cmg Mortgage Inc
VA 1 0.1% 100% $405,000
A5.0 ★Texas Ratio: 8.47%
FHA 1 0.1% 100% $455,000 View
Absolute Home Mortgage
FHA 1 0.1% 100% $285,000
Network Capital Funding Corporation
VA 1 0.1% 100% $345,000
ClearPath Lending
VA 1 0.1% 100% $195,000
Merck Sharp and Dohme FCU
Conventional 1 0.1% 100% $75,000
Ameritrust Mortgage Corporation
FHA 1 0.1% 100% $215,000
A+5.0 ★Texas Ratio: 5.26%
Conventional 1 0.1% 100% $215,000 View
Capital Center LLC
Conventional 1 0.1% 50% $665,000
Credence Funding Corporation
VA 1 0.1% 100% $235,000
Encompass Lending Group, L.P.
Conventional 1 0.1% 100% $185,000
Planet Home Lending, LLC
VA 1 0.1% 66.7% $315,000
A+5.0 ★Texas Ratio: 0.22%
Conventional 1 0.1% 100% $95,000 View
Nations Lending Corporation
VA 1 0.1% 100% $125,000
BoxCar Mortgage, LLC
VA 1 0.1% 100% $365,000
A5.0 ★Texas Ratio: 7.48%
Conventional 1 0.1% 100% $165,000 View
Milend, Inc
VA 1 0.1% 100% $305,000
Saygo Home Loans, LLC
FHA 1 0.1% 100% $335,000
Victorian Finance, LLC
FHA 1 0.1% 100% $205,000
A+5.0 ★Texas Ratio: 0.21%
Conventional 1 0.1% 100% $195,000 View
Better Mortgage Corporation
Conventional 1 0.1% 50% $295,000
Pike Creek Mortgage Services, Inc.
Conventional 1 0.1% 100% $145,000
Ussfcu
Conventional 1 0.1% 100% $125,000
A-5.0 ★Texas Ratio: 14.97%
VA 1 0.1% 100% $315,000 View
Mld Mortgage, Inc.Dba the Money Store
Conventional 1 0.1% 100% $585,000
Mortgage Investors Group
VA 1 0.1% 100% $225,000
Angel Oak Mortgage Solutions LLC
Conventional 1 0.1% 100% $585,000
Nexera Holding LLC
Conventional 1 0.1% 100% $235,000
A5.0 ★Texas Ratio: 9.09%
VA 1 0.1% 100% $255,000 View
Geneva Financial LLC
Conventional 1 0.1% 100% $195,000
Top Flite Financial, Inc.
FHA 1 0.1% 100% $315,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+5 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+3 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+2 HELOCs
0% n/a View
A5.0 ★Texas Ratio: 10.20%
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+1 HELOCs
0% n/a View
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Sharonview Federal CU
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Goldsboro, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Goldsboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Goldsboro in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Goldsboro, NC

Use these to narrow the list above. Each category shows how many Goldsboro, NC lenders fit and what that kind of lender is usually best for.

Who Lends in Goldsboro, NC

Independent mortgage companies closed 77 percent of home loans in Goldsboro, North Carolina in 2025, banks 13.7 percent and credit unions 9.4 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 13 loans.

77%
Mortgage companies
13.7%
Banks
9.4%
Credit unions
20%
FHA loans
40%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Goldsboro, NC

Who is the largest mortgage lender in Goldsboro, NC?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Goldsboro, North Carolina with 13 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Goldsboro, NC have the highest approval rates?

Among lenders with meaningful volume in Goldsboro, North Carolina, Atlantic Bay Mortgage Group approved the highest share of completed applications in 2025 at 98.2 percent, against a 76.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Goldsboro, NC mortgage lenders offer FHA, VA and USDA loans?

55 lenders closed FHA loans in Goldsboro, North Carolina in 2025, led by United Wholesale Mortgage with 22. 77 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Goldsboro, NC lender list?

Yes. 38 banks and 11 credit unions closed home loans in Goldsboro, North Carolina in 2025, alongside 96 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Goldsboro, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Goldsboro, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Goldsboro, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Goldsboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.