Mortgage Lenders and Brokers in Forest Oaks, North Carolina
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Forest Oaks, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Summit Credit UnionSummit Credit Union8210 W Market St, Greensboro, NC 27409A+5.0 ★Texas Ratio: 2.76%, The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, and Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Forest Oaks, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Forest Oaks are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Forest Oaks, North Carolina
Market share is the lender's share of all home loans closed in Forest Oaks, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 20 +11 HELOCs |
16.5% | 100% | $344,000 | View |
|
1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 6 +7 HELOCs |
5% | 50% | $143,333 | View |
|
★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 4 +8 HELOCs |
3.3% | 100% | $322,500 | View |
|
5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 3.3% | 100% | $167,500 | View |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
1.7% | 100% | $245,000 | View |
|
8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 2 | 1.7% | 100% | $135,000 | View |
|
804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $255,000 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 50% | $325,000 | View |
|
1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
|
Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.8% | 100% | $85,000 | |
|
303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.8% | 33.3% | $155,000 | View |
|
3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wolfe Financial Inc
|
Conventional, FHA | 3 | 2.5% | 100% | $328,333 | |
Piedmont Advantage Credit Unio
|
Conventional | 1 | 0.8% | 100% | $45,000 | |
Rocket Mortgage
|
Conventional, FHA | 11 | 9.1% | 78.6% | $230,454 | |
United Wholesale Mortgage
|
FHA, VA | 5 | 4.1% | 85.7% | $445,000 | |
Guaranteed Rate, Inc.
|
Conventional | 3 | 2.5% | 100% | $381,666 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 2.5% | 100% | $351,666 | |
ALCOVA Mortgage, LLC
|
Conventional | 3 | 2.5% | 100% | $368,333 | |
Movement Mortgage, LLC
|
FHA | 3 | 2.5% | 100% | $288,333 | |
Equity Resources Inc
|
Conventional | 2 | 1.7% | 100% | $300,000 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 2 | 1.7% | 100% | $450,000 | |
Provident Funding Associates
|
Conventional | 2 | 1.7% | 66.7% | $415,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 1.7% | 100% | $400,000 | |
New American Funding, LLC.
|
FHA, VA | 2 | 1.7% | 66.7% | $345,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 1.7% | 100% | $290,000 | |
Toyota Financial Savings Bank
|
Conventional | 2 | 1.7% | 100% | $350,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.7% | 100% | $80,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.8% | 50% | $455,000 | |
Ruoff Mortgage Company
|
FHA | 1 | 0.8% | 100% | $55,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.8% | 100% | $305,000 | |
Newrez LLC
|
FHA | 1 | 0.8% | 50% | $175,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.8% | 50% | $465,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.8% | 100% | $455,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $245,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.8% | 100% | $205,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $215,000 | |
Pennymac Loan Services LLC
|
VA | 1 | 0.8% | 100% | $305,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.8% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.8% | 100% | $245,000 | |
SIRVA Mortgage, Inc.
|
FHA | 1 | 0.8% | 100% | $415,000 | |
Highlands Residential Mortgage, Ltd.
|
FHA | 1 | 0.8% | 100% | $425,000 | |
Honda Federal Credit Union
|
Conventional | 1 | 0.8% | 100% | $75,000 | |
My Mortgage, Inc
|
Conventional | 1 | 0.8% | 100% | $375,000 | |
Agfirst Farm Credit Bank
|
Conventional | 1 | 0.8% | 100% | $405,000 | |
Nationstar Mortgage
|
FHA | 1 | 0.8% | 25% | $355,000 | |
Victorian Finance, LLC
|
FHA | 1 | 0.8% | 100% | $235,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $245,000 | |
Logan Finance Corporation
|
Conventional | 1 | 0.8% | 100% | $355,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $355,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.8% | 100% | $265,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.8% | 100% | $295,000 | |
Mortgage Investors Group
|
Conventional | 1 | 0.8% | 100% | $495,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.8% | 100% | $445,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.8% | 100% | $115,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.8% | 100% | $305,000 | |
Village Capital & Investment
|
FHA | 1 | 0.8% | 50% | $395,000 | |
loanDepot.com LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Forest Oaks Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Forest Oaks, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Forest Oaks? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Forest Oaks in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Forest Oaks, NC
Use these to narrow the list above. Each category shows how many Forest Oaks, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Forest Oaks, NC
Independent mortgage companies closed 58.7 percent of home loans in Forest Oaks, North Carolina in 2025, banks 14.9 percent and credit unions 26.4 percent. Wolfe Financial Inc was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Forest Oaks, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Forest Oaks, North Carolina with 20 loans, about 16.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Forest Oaks, North Carolina in 2025, led by Movement Mortgage, LLC with 3. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 11 credit unions closed home loans in Forest Oaks, North Carolina in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Forest Oaks, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Forest Oaks, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Forest Oaks. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
