Mortgage Lenders and Brokers in Fletcher, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fletcher, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust2900 Hendersonville Rd, Fletcher, NC 28732A5.0 ★Texas Ratio: 7.72%, First BankFirst Bank3551 Hendersonville Rd, Fletcher, NC 28732A+5.0 ★Texas Ratio: 1.94%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, HomeTrust BankHomeTrust Bank192 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.53%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Champion Credit UnionChampion Credit Union2311 Hendersonville Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 1.55%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, United Community BankUnited Community Bank732 Main St, Andrews, NC 28901A+5.0 ★Texas Ratio: 2.97%, and Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fletcher, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fletcher are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fletcher, North Carolina
Market share is the lender's share of all home loans closed in Fletcher, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fletcher 2900 Hendersonville Rd, Fletcher, NC 28732 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, Jumbo, HELOC | 5 +10 HELOCs |
1.2% | 100% | $911,000 | View |
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1 office in Fletcher 3551 Hendersonville Rd, Fletcher, NC 28732 A+5.0 ★Texas Ratio: 1.94% |
Conventional, VA, HELOC | 5 +1 HELOCs |
1.2% | 71.4% | $361,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 33 +38 HELOCs |
7.8% | 78.6% | $299,242 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 5 +4 HELOCs |
1.2% | 100% | $307,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.9% | 100% | $287,500 | View |
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2311 Hendersonville Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 4 | 0.9% | 100% | $365,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 100% | $415,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 66.7% | $240,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 33.3% | $275,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $395,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $995,000 | View |
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1127 Hendersonville Rd, Asheville, NC 28803 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $175,000 | View |
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47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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198 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.2% | 50% | $35,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Goprime Mortgage, Inc.
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Conventional, FHA, VA | 12 | 2.8% | 100% | $325,000 | |
American Security Mortgage Cor
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Conventional, FHA, VA | 5 | 1.2% | 100% | $395,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 121 | 28.5% | 95.3% | $361,694 | |
Rocket Mortgage
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Conventional, FHA, VA | 35 | 8.2% | 87.5% | $284,714 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 21 | 4.9% | 100% | $301,190 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 17 | 4% | 82.6% | $453,235 | |
Movement Mortgage, LLC
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Conventional, FHA | 16 | 3.8% | 100% | $370,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA, HELOC | 8 +12 HELOCs |
1.9% | 61.5% | $317,500 | View |
Mortgage Research Center
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VA | 8 | 1.9% | 80% | $393,750 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 5 | 1.2% | 100% | $253,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.2% | 100% | $323,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 1.2% | 100% | $275,000 | |
Howard Hanna Financial Services, Inc
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Conventional, USDA | 5 | 1.2% | 83.3% | $317,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 1.2% | 83.3% | $277,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 5 | 1.2% | 100% | $367,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 1.2% | 83.3% | $341,000 | |
loanDepot.com LLC
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FHA, VA, HELOC | 4 +1 HELOCs |
0.9% | 100% | $402,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 0.9% | 100% | $392,500 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $321,666 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $331,666 | |
Primelending
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Conventional, FHA | 3 | 0.7% | 100% | $341,666 | |
ALCOVA Mortgage, LLC
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Conventional | 3 | 0.7% | 100% | $291,666 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 0.7% | 100% | $365,000 | |
Zillow Home Loans, LLC
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Conventional | 3 | 0.7% | 100% | $361,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.7% | 100% | $155,000 | View |
Newrez LLC
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Conventional | 2 | 0.5% | 100% | $60,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.5% | 100% | $435,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $240,000 | |
Homestead Funding Corp.
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Conventional | 2 | 0.5% | 100% | $370,000 | |
Kwik Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $305,000 | |
T2 Financial LLC
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Conventional | 2 | 0.5% | 100% | $190,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 50% | $80,000 | |
Lower, LLC
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FHA, VA | 2 | 0.5% | 100% | $400,000 | |
Paramount Residential Mortgage
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Conventional, VA | 2 | 0.5% | 100% | $540,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.5% | 25% | $50,000 | |
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A5.0 ★Texas Ratio: 6.75% |
Conventional, Jumbo | 1 | 0.2% | 100% | $875,000 | View |
Primary Residential Mortgage, INC.
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USDA | 1 | 0.2% | 100% | $305,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Usalliance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Guild Mortgage Company
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FHA | 1 | 0.2% | 100% | $385,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 100% | $355,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $55,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $395,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $665,000 | |
Resource Financial Services, Inc.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $335,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $85,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,155,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Summit Funding.Inc
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.2% | 100% | $375,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $95,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fletcher Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fletcher, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Fletcher? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fletcher in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fletcher, NC
Use these to narrow the list above. Each category shows how many Fletcher, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Fletcher, NC
Independent mortgage companies closed 76.9 percent of home loans in Fletcher, North Carolina in 2025, banks 10.4 percent and credit unions 12.7 percent. Goprime Mortgage, Inc. was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fletcher, NC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Fletcher, North Carolina with 5 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Fletcher, North Carolina, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 95.3 percent, against a 89.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Fletcher, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 47. 16 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 9 credit unions closed home loans in Fletcher, North Carolina in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fletcher, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fletcher, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fletcher. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
