Mortgage Lenders and Brokers in Fairview, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairview, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1348 Charlotte Hwy, Fairview, NC 28730A5.0 ★Texas Ratio: 7.72%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, Regions BankRegions Bank1045 Providence Rd, Charlotte, NC 28207A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, and Skyla Federal Credit UnionSkyla Federal Credit Union148 Charlotte St, Asheville, NC 28801 1923A5.0 ★Texas Ratio: 9.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairview, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairview are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairview, North Carolina
Market share is the lender's share of all home loans closed in Fairview, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fairview 1348 Charlotte Hwy, Fairview, NC 28730 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 5 +7 HELOCs |
2.6% | 100% | $213,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 7 +16 HELOCs |
3.6% | 87.5% | $447,857 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 6 +6 HELOCs |
3.1% | 100% | $405,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 3 | 1.5% | 100% | $388,333 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +12 HELOCs |
1% | 50% | $485,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
1% | 100% | $415,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 2 +4 HELOCs |
1% | 37.5% | $195,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, Jumbo | 2 | 1% | 100% | $915,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1% | 100% | $260,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $105,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $355,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $175,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $675,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.5% | 100% | $575,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.5% | 100% | $725,000 | |
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1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98% |
Conventional | 1 | 0.5% | 100% | $635,000 | View |
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1127 Hendersonville Rd, Asheville, NC 28803 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional | 8 | 4.1% | 100% | $458,750 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 26 | 13.3% | 78.8% | $489,230 | |
Rocket Mortgage
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Conventional, FHA | 23 | 11.8% | 92.6% | $309,782 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 7 | 3.6% | 100% | $466,428 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 3.1% | 75% | $368,333 | |
Nationstar Mortgage
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Conventional, VA | 5 | 2.6% | 100% | $261,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 5 | 2.6% | 100% | $297,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.1% | 100% | $520,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 2.1% | 80% | $437,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 2.1% | 100% | $452,500 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, VA, Jumbo | 3 | 1.5% | 100% | $645,000 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 1.5% | 100% | $411,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1% | 100% | $310,000 | View |
Newrez LLC
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Conventional | 2 | 1% | 100% | $305,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 1% | 100% | $210,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1% | 100% | $300,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 1% | 100% | $440,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 1% | 66.7% | $105,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1% | 100% | $320,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 2 | 1% | 100% | $315,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 1% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 2 | 1% | 100% | $295,000 | |
21St Mortgage
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Conventional | 2 | 1% | 100% | $170,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1% | 100% | $350,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $375,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $115,000 | |
Originpoint, LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $705,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $695,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.5% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 50% | $685,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $725,000 | |
Envoy Mortgage, Ltd
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Conventional, Jumbo | 1 | 0.5% | 100% | $805,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $495,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $585,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 50% | $305,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $765,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $465,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.5% | 100% | $805,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.5% | 100% | $275,000 | |
Federated Mortgage Corp
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $755,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.5% | 100% | $755,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $465,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,005,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.5% | 100% | $395,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.5% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 50% | $575,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate Affinity, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Fairview Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairview, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Fairview? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairview in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairview, NC
Use these to narrow the list above. Each category shows how many Fairview, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Fairview, NC
Independent mortgage companies closed 71.3 percent of home loans in Fairview, North Carolina in 2025, banks 21 percent and credit unions 7.7 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairview, NC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Fairview, North Carolina with 5 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Fairview, North Carolina in 2025, led by New American Funding, LLC. with 3. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 12 credit unions closed home loans in Fairview, North Carolina in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairview, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairview, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairview. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
