Mortgage Lenders and Brokers in Etowah, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Etowah, North Carolina mortgage lenders include United Community BankUnited Community Bank50 United Bank Drive, Etowah, NC 28729A+5.0 ★Texas Ratio: 2.97%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, HomeTrust BankHomeTrust Bank192 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.53%, Champion Credit UnionChampion Credit Union2311 Hendersonville Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 1.55%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, and Telco Community Credit UnionTelco Community Credit Union198 Airport Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 5.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Etowah, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Etowah are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Etowah, North Carolina
Market share is the lender's share of all home loans closed in Etowah, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Etowah 50 United Bank Drive, Etowah, NC 28729 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo, HELOC | 12 +21 HELOCs |
5.5% | 92.3% | $655,833 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 17 +15 HELOCs |
7.8% | 77.3% | $282,058 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, HELOC | 7 +11 HELOCs |
3.2% | 72.7% | $250,714 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 2.3% | 100% | $223,000 | View |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 3 +6 HELOCs |
1.4% | 75% | $415,000 | View |
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2311 Hendersonville Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 2 | 0.9% | 100% | $420,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +8 HELOCs |
0.5% | 100% | $565,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.5% | 100% | $1,005,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $555,000 | View |
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198 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.00% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $125,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $305,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.5% | 100% | $345,000 | |
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1453 Sand Hill Rd, Candler, NC 28715 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Goprime Mortgage, Inc.
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Conventional, FHA, USDA | 9 | 4.1% | 100% | $325,000 | |
American Security Mortgage Cor
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Conventional | 1 | 0.5% | 100% | $475,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 13.3% | 81.1% | $259,827 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 16 +1 HELOCs |
7.3% | 94.4% | $286,875 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 5% | 84.6% | $291,363 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA, VA | 8 | 3.7% | 100% | $315,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 8 | 3.7% | 100% | $277,500 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
2.8% | 100% | $315,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
2.3% | 83.3% | $351,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 1.8% | 100% | $217,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 1.8% | 80% | $332,500 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 1.4% | 100% | $831,666 | View |
loanDepot.com LLC
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FHA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $180,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.9% | 100% | $360,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.9% | 100% | $405,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.9% | 100% | $290,000 | |
T2 Financial LLC
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Conventional, FHA | 2 | 0.9% | 100% | $315,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 2 | 0.9% | 100% | $875,000 | View |
Mortgage Research Center
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VA, Jumbo | 2 | 0.9% | 66.7% | $580,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $395,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.9% | 100% | $600,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.9% | 18.2% | $85,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.9% | 66.7% | $185,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $845,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 50% | $235,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 100% | $65,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.5% | 50% | $195,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
Credit Union Mortgage Associat
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FHA | 1 | 0.5% | 100% | $345,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $625,000 | |
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A5.0 ★Texas Ratio: 6.61% |
Conventional | 1 | 0.5% | 100% | $625,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $335,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 50% | $385,000 | View |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.5% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
FHA | 1 | 0.5% | 100% | $385,000 | View |
Loanpeople, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $695,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $585,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
Nationstar Mortgage
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FHA | 1 | 0.5% | 50% | $405,000 | |
Grow Financial Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $45,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.5% | 100% | $445,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
TowneBank
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Conventional | 1 | 0.5% | 100% | $195,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
Pulte Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $495,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $445,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 50% | $515,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $65,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.5% | 100% | $435,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Etowah Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Etowah, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Etowah? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Etowah in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Etowah, NC
Use these to narrow the list above. Each category shows how many Etowah, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Etowah, NC
Independent mortgage companies closed 61 percent of home loans in Etowah, North Carolina in 2025, banks 22.5 percent and credit unions 16.5 percent. Goprime Mortgage, Inc. was the largest mortgage company, United Community Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Etowah, NC
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Etowah, North Carolina with 12 loans, about 5.5 percent of the market. The largest lender headquartered in North Carolina was State Employees' Credit Union with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Etowah, North Carolina in 2025, led by Rocket Mortgage with 4. 9 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 11 credit unions closed home loans in Etowah, North Carolina in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Etowah, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Etowah, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Etowah. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
