Mortgage Lenders and Brokers in Denver, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Denver, North Carolina mortgage lenders include Truist BankTruist Bank3560 N Nc 16 Business Hwy, Denver, NC 28037A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust219 Highway 16 S, Denver, NC 28037A5.0 ★Texas Ratio: 7.72%, Peoples BankPeoples Bank6125 Highway 16 South, Denver, NC 28037A+5.0 ★Texas Ratio: 2.98%, Fifth Third Bank, National AssociationFifth Third Bank, National Association7471 E Cross Dr, Denver, NC 28037A+5.0 ★Texas Ratio: 3.22%, First Federal Savings Bank of LincolntonFirst Federal Savings Bank of Lincolnton3768 Nc 16, Denver, NC 28037A+5.0 ★Texas Ratio: 2.20%, Bank of America NABank of America NA119 Cross Center Rd, Denver, NC 28037A+5.0 ★Texas Ratio: 4.14%, The Fidelity BankThe Fidelity Bank7232 Austin Smiles Ct, Denver, NC 28037A+5.0 ★Texas Ratio: 3.02%, State Employees' Credit UnionState Employees' Credit Union6592 NC 73 Hwy, DENVER, NC 28037A-5.0 ★Texas Ratio: 14.13%, Regions BankRegions Bank1045 Providence Rd, Charlotte, NC 28207A+5.0 ★Texas Ratio: 4.37%, and Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Denver, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Denver are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Denver, North Carolina
Market share is the lender's share of all home loans closed in Denver, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Denver 3560 N Nc 16 Business Hwy, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 6 +4 HELOCs |
1.8% | 100% | $518,333 | View |
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1 office in Denver 219 Highway 16 S, Denver, NC 28037 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 3 +5 HELOCs |
0.9% | 100% | $155,000 | View |
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2 offices in Denver 6125 Highway 16 South, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.98% |
Conventional, HELOC | 3 +4 HELOCs |
0.9% | 100% | $361,666 | View |
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1 office in Denver 7471 E Cross Dr, Denver, NC 28037 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $440,000 | View |
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1 office in Denver 3768 Nc 16, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.6% | 40% | $265,000 | View |
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1 office in Denver 119 Cross Center Rd, Denver, NC 28037 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +5 HELOCs |
0.3% | 100% | $855,000 | View |
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1 office in Denver 7232 Austin Smiles Ct, Denver, NC 28037 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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6592 NC 73 Hwy, DENVER, NC 28037 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 8 +9 HELOCs |
2.4% | 66.7% | $401,250 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $298,333 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.9% | 100% | $305,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $180,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $375,000 | View |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $335,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $235,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $395,000 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $365,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $315,000 | View |
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1641 Blowing Rock Road, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
FHA | 1 | 0.3% | 100% | $415,000 | View |
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116 N Main St, China Grove, NC 28023 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
American Security Mortgage Cor
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Conventional | 6 | 1.8% | 100% | $328,333 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $185,000 | |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 41 | 12.4% | 85.7% | $459,390 | |
Rocket Mortgage
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Conventional, FHA | 33 | 10% | 85% | $250,151 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 31 | 9.4% | 91.2% | $332,741 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 29 | 8.8% | 82.9% | $436,034 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
5.1% | 89.5% | $393,235 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 14 | 4.2% | 95% | $344,285 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 2.1% | 87.5% | $439,285 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.8% | 100% | $401,666 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 6 | 1.8% | 100% | $215,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 1.2% | 100% | $282,500 | |
Atlantic Coast Mortgage, LLC
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Conventional | 3 | 0.9% | 100% | $528,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 0.9% | 66.7% | $305,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.9% | 50% | $101,666 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.9% | 100% | $381,666 | |
The Loan Store, Inc
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Conventional | 3 | 0.9% | 100% | $348,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo | 3 | 0.9% | 50% | $495,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.9% | 100% | $371,666 | View |
loanDepot.com LLC
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FHA, VA, HELOC | 2 +3 HELOCs |
0.6% | 40% | $365,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.6% | 100% | $305,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 2 | 0.6% | 100% | $540,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.6% | 100% | $470,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $435,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 0.6% | 100% | $460,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.6% | 100% | $385,000 | |
Sun West Mortgage Company, Inc
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Conventional, VA | 2 | 0.6% | 100% | $455,000 | |
Credit Union Mortgage Associat
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Conventional | 2 | 0.6% | 100% | $355,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 100% | $110,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 100% | $535,000 | |
TowneBank
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Conventional, FHA | 2 | 0.6% | 100% | $355,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.6% | 50% | $335,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 50% | $50,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $450,000 | |
Corning Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $335,000 | |
Originpoint, LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 0.3% | 100% | $365,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $355,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $435,000 | |
HomeXpress Mortgage Corp.
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VA | 1 | 0.3% | 100% | $455,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $75,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $375,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $735,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
UNMB Home Loans Inc
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Saygo Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 100% | $505,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $325,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 50% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.3% | 100% | $405,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 50% | $455,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $745,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Denver Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Denver, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Denver? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Denver in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Denver, NC
Use these to narrow the list above. Each category shows how many Denver, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Denver, NC
Independent mortgage companies closed 79.5 percent of home loans in Denver, North Carolina in 2025, banks 14.8 percent and credit unions 5.7 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Denver, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Denver, North Carolina with 6 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Denver, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 10. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 14 credit unions closed home loans in Denver, North Carolina in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Denver, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Denver, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Denver. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
