Mortgage Lenders and Brokers in Davidson, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Davidson, North Carolina mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA209 Ridge Rd, Davidson, NC 28036A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association124 S Main St, Davidson, NC 28036A+5.0 ★Texas Ratio: 3.22%, United Community BankUnited Community Bank400 Avinger Ln, Davidson, NC 28036A+5.0 ★Texas Ratio: 2.97%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank1045 Providence Rd, Charlotte, NC 28207A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, and Southstate Bank, National AssociationSouthstate Bank, National Association192 E Woodrow Ave, Belmont, NC 28012A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Davidson, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Davidson are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Davidson, North Carolina
Market share is the lender's share of all home loans closed in Davidson, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Davidson 209 Ridge Rd, Davidson, NC 28036 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 15 | 4.9% | 93.8% | $980,333 | View |
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1 office in Davidson 124 S Main St, Davidson, NC 28036 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 2 +19 HELOCs |
0.6% | 100% | $2,060,000 | View |
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1 office in Davidson 400 Avinger Ln, Davidson, NC 28036 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +10 HELOCs |
0.3% | 50% | $495,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 10 +8 HELOCs |
3.2% | 100% | $878,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
2.9% | 100% | $1,046,111 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
2.9% | 75% | $769,444 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 8 +3 HELOCs |
2.6% | 88.9% | $840,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 7 | 2.3% | 100% | $1,225,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 6 +22 HELOCs |
1.9% | 85.7% | $803,333 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 4 +5 HELOCs |
1.3% | 100% | $405,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
1% | 75% | $681,666 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +6 HELOCs |
0.6% | 75% | $155,000 | View |
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1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 100% | $275,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.6% | 100% | $795,000 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.6% | 100% | $860,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.6% | 100% | $510,000 | View |
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1200 Ridgefield Blvd, Asheville, NC 28806 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,615,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional | 2 | 0.6% | 50% | $410,000 | View |
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735 Sustainability Way, Davidson, NC 28036 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $535,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $355,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $945,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,685,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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1641 Blowing Rock Road, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,155,000 | |
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106 Corporate Park Dr, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, VA, Jumbo | 15 | 4.9% | 100% | $546,333 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $465,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $725,000 | |
Corporate Investors Mortgage G
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,125,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 30 | 9.7% | 88.9% | $472,000 | |
Movement Mortgage, LLC
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Conventional, FHA, Jumbo | 23 | 7.5% | 100% | $499,782 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 14 +1 HELOCs |
4.5% | 87.5% | $615,000 | |
Howard Hanna Financial Services, Inc
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Conventional, Jumbo | 8 | 2.6% | 100% | $793,750 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 7 | 2.3% | 100% | $679,285 | |
Atlantic Bay Mortgage Group
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Conventional, Jumbo | 5 | 1.6% | 100% | $389,000 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.3% | 100% | $325,000 | |
Originpoint, LLC
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Conventional | 4 | 1.3% | 80% | $537,500 | |
Atlantic Coast Mortgage, LLC
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Conventional, Jumbo | 4 | 1.3% | 100% | $720,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, VA | 4 | 1.3% | 100% | $370,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +4 HELOCs |
1% | 60% | $211,666 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 3 | 1% | 100% | $348,333 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.6% | 100% | $1,315,000 | View |
TowneBank
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $325,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 2 | 0.6% | 100% | $800,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.6% | 100% | $960,000 | View |
Acrisure Mortgage, LLC
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Conventional, Jumbo | 2 | 0.6% | 100% | $810,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.6% | 100% | $550,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.6% | 66.7% | $95,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.6% | 100% | $430,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.6% | 100% | $230,000 | View |
Nfm, Inc
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Conventional, Jumbo | 2 | 0.6% | 100% | $1,830,000 | |
T2 Financial LLC
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Conventional, Jumbo | 2 | 0.6% | 100% | $935,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 66.7% | $380,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.6% | 66.7% | $740,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.6% | 100% | $295,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.6% | 100% | $600,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.6% | 100% | $550,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.6% | 100% | $985,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.6% | 100% | $520,000 | View |
Liberty Federal Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,435,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $345,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $755,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $465,000 | |
First Technology Federal Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,115,000 | |
Northern Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 2.01% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,055,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,545,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $745,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $295,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 33.3% | $55,000 | |
ALCOVA Mortgage, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $955,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 100% | $455,000 | |
United Trust Bank
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VA | 1 | 0.3% | 100% | $295,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $515,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Apple Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 100% | $285,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.3% | 100% | $785,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $665,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $555,000 | View |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.3% | 100% | $635,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.3% | 100% | $955,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 50% | $455,000 | View |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
Mortgage Research Center
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VA | 1 | 0.3% | 50% | $365,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.3% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
Summit Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.3% | 100% | $145,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Sharonview Federal CU
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Conventional | 1 | 0.3% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,785,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,695,000 | |
Reliance First Capital, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $415,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Delta Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Davidson Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Davidson, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Davidson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Davidson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Davidson, NC
Use these to narrow the list above. Each category shows how many Davidson, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Davidson, NC
Independent mortgage companies closed 57.1 percent of home loans in Davidson, North Carolina in 2025, banks 37.7 percent and credit unions 5.2 percent. American Security Mortgage Cor was the largest mortgage company, Wells Fargo Bank NA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Davidson, NC
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Davidson, North Carolina with 15 loans, about 4.9 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Davidson, North Carolina in 2025, led by Rocket Mortgage with 3. 8 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 18 credit unions closed home loans in Davidson, North Carolina in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Davidson, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Davidson, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Davidson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
