Mortgage Lenders and Brokers in Clemmons, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clemmons, North Carolina mortgage lenders include Truist BankTruist Bank2629 Lewisville Clemmons Rd, Clemmons, NC 27012A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA2386 Lewisville Clemmons Rd, Clemmons, NC 27012A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA2565 Lewisville Clemmons Rd, Clemmons, NC 27012A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust2262 Lewisville Clemmons Rd, Clemmons, NC 27012A5.0 ★Texas Ratio: 7.72%, Piedmont Federal Savings BankPiedmont Federal Savings Bank3701 Clemmons Rd, Clemmons, NC 27012A+5.0 ★Texas Ratio: 0.60%, The Fidelity BankThe Fidelity Bank2561 Lewisville Clemmons Rd, Clemmons, NC 27012A+5.0 ★Texas Ratio: 3.02%, First Horizon BankFirst Horizon Bank6290 Towncenter Dr, Clemmons, NC 27012A+5.0 ★Texas Ratio: 5.76%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union4100 Clemmons Rd, Clemmons, NC 27012A5.0 ★Texas Ratio: 6.43%, and Allegacy Federal Credit UnionAllegacy Federal Credit Union6320 Allegacy Way, Clemmons, NC 27012A+5.0 ★Texas Ratio: 4.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clemmons, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clemmons are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clemmons, North Carolina
Market share is the lender's share of all home loans closed in Clemmons, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Clemmons 2629 Lewisville Clemmons Rd, Clemmons, NC 27012 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 15 +21 HELOCs |
3.3% | 100% | $300,333 | View |
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1 office in Clemmons 2386 Lewisville Clemmons Rd, Clemmons, NC 27012 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 7 +1 HELOCs |
1.5% | 87.5% | $503,571 | View |
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1 office in Clemmons 2565 Lewisville Clemmons Rd, Clemmons, NC 27012 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 1.3% | 60% | $333,333 | View |
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1 office in Clemmons 2262 Lewisville Clemmons Rd, Clemmons, NC 27012 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 5 +6 HELOCs |
1.1% | 100% | $235,000 | View |
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1 office in Clemmons 3701 Clemmons Rd, Clemmons, NC 27012 A+5.0 ★Texas Ratio: 0.60% |
Conventional, Jumbo | 5 | 1.1% | 100% | $355,000 | View |
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1 office in Clemmons 2561 Lewisville Clemmons Rd, Clemmons, NC 27012 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $265,000 | View |
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★ 5 stars, 1 review 1 office in Clemmons 6290 Towncenter Dr, Clemmons, NC 27012 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 3 | 0.7% | 75% | $348,333 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 40 +39 HELOCs |
8.8% | 93.2% | $292,500 | View |
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4100 Clemmons Rd, Clemmons, NC 27012 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 15 +26 HELOCs |
3.3% | 68% | $184,333 | View |
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6320 Allegacy Way, Clemmons, NC 27012 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 14 +35 HELOCs |
3.1% | 93.8% | $260,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA | 6 | 1.3% | 100% | $213,333 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 2 | 0.4% | 100% | $30,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $205,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $255,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $175,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $555,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $385,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $165,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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1200 Ridgefield Blvd, Asheville, NC 28806 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1641 Blowing Rock Road, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, VA | 2 | 0.4% | 100% | $205,000 | |
Piedmont Advantage Credit Unio
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $155,000 | |
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A4.6 ★Texas Ratio: 4.64% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Premier Lending Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Corporate Investors Mortgage G
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Conventional | 1 | 0.2% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 46 | 10.1% | 86% | $210,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 27 | 5.9% | 73.2% | $394,629 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 22 | 4.8% | 100% | $284,545 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 20 | 4.4% | 95.2% | $283,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
2.9% | 62.5% | $377,307 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 12 | 2.6% | 100% | $280,833 | |
Mortgage Research Center
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VA | 9 | 2% | 75% | $273,888 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 9 | 2% | 100% | $482,777 | |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 8 | 1.8% | 100% | $312,500 | |
Amerisave Mortgage Company
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Conventional | 7 | 1.5% | 50% | $116,428 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 7 | 1.5% | 100% | $279,285 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 1.3% | 87.5% | $365,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 1.1% | 100% | $257,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.9% | 100% | $260,000 | |
Guaranteed Rate, Inc.
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Conventional | 4 | 0.9% | 100% | $205,000 | |
Canopy Mortgage, LLC
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Conventional | 4 | 0.9% | 100% | $335,000 | |
Howard Hanna Financial Services, Inc
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Conventional, VA | 4 | 0.9% | 100% | $192,500 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 4 | 0.9% | 100% | $387,500 | |
Provident Funding Associates
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Conventional | 4 | 0.9% | 100% | $335,000 | |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $358,333 | |
Lower, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $351,666 | |
Atlantic Coast Mortgage, LLC
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Conventional | 3 | 0.7% | 100% | $341,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.7% | 60% | $341,666 | |
Newrez LLC
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Conventional, FHA | 3 | 0.7% | 75% | $105,000 | |
Credit Union Mortgage Associat
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Conventional | 3 | 0.7% | 100% | $251,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 100% | $101,666 | |
Reliance First Capital, LLC
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Conventional, FHA, VA | 3 | 0.7% | 100% | $195,000 | |
Goodleap, LLC
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FHA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $265,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 33.3% | $50,000 | |
loanDepot.com LLC
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FHA, VA, HELOC | 2 +1 HELOCs |
0.4% | 66.7% | $305,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.4% | 100% | $180,000 | View |
Primelending
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Conventional, FHA | 2 | 0.4% | 100% | $285,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.4% | 100% | $385,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $435,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $140,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 100% | $485,000 | View |
T2 Financial LLC
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Conventional, FHA | 2 | 0.4% | 100% | $420,000 | |
Summit Funding.Inc
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Conventional | 2 | 0.4% | 100% | $380,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.4% | 100% | $170,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 2 | 0.4% | 100% | $315,000 | View |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.4% | 100% | $80,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +4 HELOCs |
0.2% | 50% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $175,000 | View |
Polaris Home Funding Corp.
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FHA | 1 | 0.2% | 100% | $245,000 | |
Genisys Credit Union
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.2% | 50% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.2% | 100% | $485,000 | View |
RANLife, Inc.
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FHA | 1 | 0.2% | 100% | $185,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.2% | 100% | $605,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 50% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $235,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 0.2% | 50% | $245,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $255,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $295,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.2% | 100% | $295,000 | View |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
United Premier Funding LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Eastman Credit Union
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $415,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $405,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
The Equitable Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $445,000 | |
Together Credit Union
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Gardner Financial Services
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VA | 1 | 0.2% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.2% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Bank Ozk
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FHA | 1 | 0.2% | 50% | $385,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,055,000 | View |
Digital Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
New American Funding, LLC.
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FHA | 1 | 0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
Mortgage Investors Group
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FHA | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.2% | 100% | $255,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Clemmons Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clemmons, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Clemmons? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clemmons in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clemmons, NC
Use these to narrow the list above. Each category shows how many Clemmons, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Clemmons, NC
Independent mortgage companies closed 64.3 percent of home loans in Clemmons, North Carolina in 2025, banks 18 percent and credit unions 17.8 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clemmons, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Clemmons, North Carolina with 15 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Clemmons, North Carolina in 2025, led by Vanderbilt Mortgage and Finance, Inc with 6. 27 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 15 credit unions closed home loans in Clemmons, North Carolina in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clemmons, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clemmons, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clemmons. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
