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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Chapel Hill, North Carolina

Chapel Hill, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1650 E Franklin St, Chapel Hill, NC 27514A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank143 E Rosemary St, Chapel Hill, NC 27514A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA201 Village Center Dr, Chapel Hill, NC 27516A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA112 West Barbee Chapel Hill Road, Chapel Hill, NC 27517A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA100 Banks Dr, Chapel Hill, NC 27514A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association214 W Franklin St, Chapel Hill, NC 27516A+5.0 ★Texas Ratio: 3.22%, First Horizon BankFirst Horizon Bank126 W Franklin St, Chapel Hill, NC 27516A+5.0 ★Texas Ratio: 5.76%, PNC Bank N.A.PNC Bank N.A.50001 Governors Dr, Chapel Hill, NC 27517A+5.0 ★Texas Ratio: 4.24%, Pinnacle BankPinnacle Bank1203 Martin Luther King Jr Blvd, Chapel Hill, NC 27514A+5.0 ★Texas Ratio: 3.04%, and Corporate Investors Mortgage GCorporate Investors Mortgage GChapel Hill, NC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Chapel Hill, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chapel Hill are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Chapel Hill, North Carolina

Market share is the lender's share of all home loans closed in Chapel Hill, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
2 offices in Chapel Hill
1650 E Franklin St, Chapel Hill, NC 27514
A5.0 ★Texas Ratio: 7.72%
Conventional, Jumbo, HELOC 23
+26 HELOCs
4.2% 92.3% $717,173 View
★ 1 stars, 1 review
2 offices in Chapel Hill
143 E Rosemary St, Chapel Hill, NC 27514
A+5.0 ★Texas Ratio: 2.87%
Conventional, Jumbo, HELOC 10
+35 HELOCs
1.8% 90.9% $800,000 View
3 offices in Chapel Hill
201 Village Center Dr, Chapel Hill, NC 27516
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo, HELOC 10
+1 HELOCs
1.8% 90.9% $639,000 View
4 offices in Chapel Hill
112 West Barbee Chapel Hill Road, Chapel Hill, NC 27517
A+5.0 ★Texas Ratio: 5.36%
Conventional, Jumbo 9 1.6% 100% $446,111 View
2 offices in Chapel Hill
100 Banks Dr, Chapel Hill, NC 27514
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 8
+16 HELOCs
1.5% 72.7% $475,000 View
3 offices in Chapel Hill
214 W Franklin St, Chapel Hill, NC 27516
A+5.0 ★Texas Ratio: 3.22%
Conventional, Jumbo, HELOC 6
+10 HELOCs
1.1% 77.8% $705,000 View
★ 5 stars, 1 review
2 offices in Chapel Hill
126 W Franklin St, Chapel Hill, NC 27516
A+5.0 ★Texas Ratio: 5.76%
Conventional, HELOC 3
+3 HELOCs
0.5% 100% $428,333 View
★ 1.7 stars, 3 reviews
2 offices in Chapel Hill
50001 Governors Dr, Chapel Hill, NC 27517
A+5.0 ★Texas Ratio: 4.24%
Conventional, Jumbo, HELOC 2
+6 HELOCs
0.4% 66.7% $690,000 View
2 offices in Chapel Hill
1203 Martin Luther King Jr Blvd, Chapel Hill, NC 27514
A+5.0 ★Texas Ratio: 3.04%
Conventional, Jumbo, HELOC 2
+4 HELOCs
0.4% 100% $685,000 View
Corporate Investors Mortgage G
Conventional, VA, Jumbo 57 10.3% 100% $614,473
110 S ELLIOTT RD, CHAPEL HILL, NC 27514
A-5.0 ★Texas Ratio: 14.13%
Conventional, Jumbo, HELOC 74
+78 HELOCs
13.4% 94.9% $431,891 View
105 S Sandhills Blvd, Aberdeen, NC 28315
A+5.0 ★Texas Ratio: 1.94%
Conventional 22 4% 100% $173,636 View
303 S Salem St, Apex, NC 27502
A+5.0 ★Texas Ratio: 1.62%
Conventional, Jumbo, HELOC 12
+4 HELOCs
2.2% 100% $658,333 View
Olive Chapel Village #131, Apex, NC 27502
A+5.0 ★Texas Ratio: 4.34%
Conventional, HELOC 4
+15 HELOCs
0.7% 71.4% $392,500
★ 4 stars, 1 review
6805 Carnegie Blvd, Charlotte, NC 28211
A+5.0 ★Texas Ratio: 1.82%
Conventional, VA, Jumbo 4 0.7% 100% $567,500 View
★ 5 stars, 1 review
192 E Woodrow Ave, Belmont, NC 28012
A+5.0 ★Texas Ratio: 2.27%
Conventional, HELOC 2
+1 HELOCs
0.4% 100% $545,000 View
2200 W Main St Ste L100, Durham, NC 27705 4600
A5.0 ★Texas Ratio: 6.76%
Conventional, HELOC 2
+1 HELOCs
0.4% 100% $135,000 View
732 Main St, Andrews, NC 28901
A+5.0 ★Texas Ratio: 2.97%
Conventional, HELOC 1
+2 HELOCs
0.2% 100% $775,000 View
47560 Highway 12, Buxton, NC 27920
A+5.0 ★Texas Ratio: 2.15%
Conventional 1 0.2% 100% $765,000 View
121 W Trade St Ste 1150, Charlotte, NC 28202
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.2% 100% $215,000 View
1641 Blowing Rock Road, Boone, NC 28607
A+5.0 ★Texas Ratio: 3.31%
Conventional 1 0.2% 100% $335,000 View
2821 Crisman St, Charlotte, NC 28208
A+5.0 ★Texas Ratio: 3.27%
Conventional 1 0.2% 100% $195,000 View
335 New Leicester Hwy, Asheville, NC 28806
A+5.0 ★Texas Ratio: 3.71%
HELOC 0
+2 HELOCs
0% n/a View
8334 Pineville Matthews Rd, Charlotte, NC 28226
A+5.0 ★Texas Ratio: 2.85%
HELOC 0
+1 HELOCs
0% n/a View
804 E Williams St, Apex, NC 27502
A+5.0 ★Texas Ratio: 3.02%
HELOC 0
+1 HELOCs
0% n/a View
148 Charlotte St, Asheville, NC 28801 1923
A5.0 ★Texas Ratio: 9.56%
HELOC 0
+1 HELOCs
0% n/a View
4064 Colony Rd, Charlotte, NC 28211
A+5.0 ★Texas Ratio: 3.08%
HELOC 0
+1 HELOCs
0% n/a View
1055 E Dixie Dr, Asheboro, NC 27203
A5.0 ★Texas Ratio: 6.43%
HELOC 0
+1 HELOCs
0% n/a View
American Security Mortgage Cor
Conventional, FHA, Jumbo 8 1.5% 100% $618,750
A+5.0 ★Texas Ratio: 5.20%
Conventional 1 0.2% 100% $65,000 View
Wolfe Financial Inc
Conventional 1 0.2% 100% $115,000
A+5.0 ★Texas Ratio: 3.12%
Conventional 1 0.2% 100% $465,000 View
Towne Mtg of the Carolinas,LLC
Conventional 1 0.2% 50% $295,000
Goprime Mortgage, Inc.
Conventional 1 0.2% 100% $255,000
Rocket Mortgage
Conventional, FHA, Jumbo 37 6.7% 86% $384,459
United Wholesale Mortgage
Conventional, FHA, Jumbo, HELOC 22
+1 HELOCs
4% 95.7% $489,545
Kbhs Home Loans, LLC
Conventional, FHA, VA 11 2% 91.7% $392,272
Movement Mortgage, LLC
Conventional, VA 11 2% 100% $558,636
Prosperity Home Mortgage, LLC
Conventional, Jumbo 10 1.8% 100% $540,000
CrossCountry Mortgage, LLC
Conventional, FHA, Jumbo, HELOC 8
+2 HELOCs
1.5% 100% $473,750
The Loan Store, Inc
Conventional, FHA, HELOC 8
+1 HELOCs
1.5% 90% $305,000
Union Home Mortgage Corp.
Conventional 8 1.5% 100% $277,500
Tri Pointe Connect, LLC
Conventional 8 1.5% 100% $345,000
T2 Financial LLC
Conventional, Jumbo 8 1.5% 100% $601,250
Pennymac Loan Services LLC
Conventional, VA, Jumbo 7 1.3% 88.9% $682,142
General Mortgage Capital Corporation
Conventional 7 1.3% 100% $475,000
Newrez LLC
Conventional, FHA 6 1.1% 75% $353,333
A+5.0 ★Texas Ratio: 0.51%
Conventional 6 1.1% 85.7% $315,000 View
Freedom Mortgage Corporation
Conventional, FHA, VA 5 0.9% 100% $513,000
Provident Funding Associates
Conventional 5 0.9% 100% $465,000
New American Funding, LLC.
Conventional, HELOC 4
+1 HELOCs
0.7% 100% $462,500
EMM Loans LLC
Conventional, FHA 4 0.7% 100% $450,000
Lakeview Loan Servicing, LLC
Conventional, FHA 4 0.7% 66.7% $290,000
Princeton Mortgage Corporation
Conventional, Jumbo 4 0.7% 100% $697,500
First Heritage Mortgage, LLC
Conventional 4 0.7% 100% $465,000
Zillow Home Loans, LLC
Conventional, Jumbo 4 0.7% 100% $562,500
Mutual of Omaha Mortgage
Conventional 4 0.7% 100% $495,000
TowneBank
Conventional, Jumbo, HELOC 3
+2 HELOCs
0.5% 100% $1,191,666
A4.8 ★Texas Ratio: 2.45%
Conventional, HELOC 3
+1 HELOCs
0.5% 100% $611,666 View
Discover Bank
Conventional 3 0.5% 75% $141,666
Nationstar Mortgage
Conventional 3 0.5% 100% $388,333
Fairway Independent Mort Corp
Conventional 3 0.5% 100% $571,666
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 3 0.5% 100% $411,666
Champions Funding, LLC
Conventional 3 0.5% 100% $401,666
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 2
+3 HELOCs
0.4% 100% $100,000 View
Better Mortgage Corporation
Conventional, HELOC 2
+2 HELOCs
0.4% 100% $395,000
A+5.0 ★Texas Ratio: 3.36%
Conventional 2 0.4% 100% $515,000 View
Amerisave Mortgage Company
Conventional 2 0.4% 66.7% $230,000
Strong Home Mortgage, LLC
FHA 2 0.4% 100% $410,000
Mortgage Research Center
VA 2 0.4% 66.7% $390,000
V.I.P. Mortgage, Inc.
Conventional 2 0.4% 100% $475,000
RoundPoint Mortgage Servicing LLC
Conventional 2 0.4% 100% $260,000
A+5.0 ★Texas Ratio: 3.19%
Conventional, Jumbo 2 0.4% 100% $1,030,000 View
A+5.0 ★Texas Ratio: 2.14%
Conventional 2 0.4% 100% $480,000 View
Nexera Holding LLC
Conventional, Jumbo 2 0.4% 100% $805,000
A+5.0 ★Texas Ratio: 3.82%
Conventional 2 0.4% 100% $210,000 View
Genisys Credit Union
Conventional 1 0.2% 100% $375,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.2% 100% $785,000 View
Originpoint, LLC
VA, Jumbo 1 0.2% 100% $1,065,000
American Financial Resources LLC
Conventional 1 0.2% 100% $685,000
Guaranteed Rate, Inc.
Conventional 1 0.2% 100% $595,000
Primary Residential Mortgage, INC.
Conventional 1 0.2% 100% $485,000
Go Mortgage, LLC
Conventional 1 0.2% 100% $405,000
Nbkc Bank
Conventional 1 0.2% 33.3% $535,000
Equity Prime Mortgage LLC
VA 1 0.2% 100% $425,000
Howard Hanna Financial Services, Inc
Conventional 1 0.2% 100% $205,000
A+5.0 ★Texas Ratio: 2.38%
VA, Jumbo 1 0.2% 100% $1,075,000 View
HomeXpress Mortgage Corp.
Conventional 1 0.2% 100% $245,000
Cmg Mortgage Inc
Conventional 1 0.2% 100% $505,000
Nqm Funding, LLC
Conventional 1 0.2% 100% $495,000
Mortgage Assurance Inc
Conventional 1 0.2% 100% $365,000
Advisors Mortgage Group, LLC
Conventional 1 0.2% 100% $155,000
Bank Fund Staff Federal Credit
Conventional, Jumbo 1 0.2% 100% $1,125,000
Bay Equity LLC
Conventional 1 0.2% 100% $415,000
United Premier Funding LLC
Conventional 1 0.2% 100% $245,000
Aurora Financial, LLC
Conventional 1 0.2% 100% $385,000
Corning Credit Union
Conventional 1 0.2% 100% $305,000
Nfm, Inc
Conventional 1 0.2% 100% $385,000
American Internet Mortgage, Inc.
Conventional 1 0.2% 100% $595,000
Foundation Mortgage Corporation
Conventional, Jumbo 1 0.2% 100% $1,055,000
B-3.5 ★Texas Ratio: 6.80%
VA 1 0.2% 33.3% $175,000 View
Resource Financial Services, Inc.
Conventional 1 0.2% 100% $565,000
Beeline Loans, Inc.
Conventional 1 0.2% 100% $265,000
Encompass Lending Group, L.P.
Conventional 1 0.2% 100% $605,000
BoxCar Mortgage, LLC
Conventional 1 0.2% 100% $615,000
South Carolina Federal Credit
Conventional 1 0.2% 100% $505,000
A5.0 ★Texas Ratio: 6.31%
Conventional, Jumbo 1 0.2% 100% $1,455,000
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.2% 100% $705,000 View
Andrews Federal Credit Union
Conventional 1 0.2% 100% $105,000
Lower, LLC
Conventional 1 0.2% 100% $245,000
Mortgage Investors Group
FHA 1 0.2% 100% $315,000
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional, Jumbo 1 0.2% 100% $1,665,000 View
United Nations Federal CU
Conventional 1 0.2% 100% $355,000
Reliance First Capital, LLC
Conventional 1 0.2% 100% $155,000
Mason-McDuffie Mortgage Corporation
Conventional 1 0.2% 50% $495,000
Spring Eq, LLC
Conventional 1 0.2% 50% $105,000
Ark-La-Tex Financial Services LLC
Conventional 1 0.2% 100% $685,000
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo 1 0.2% 100% $815,000 View
Tomo Mortgage LLC
Conventional 1 0.2% 50% $335,000
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+6 HELOCs
0% n/a View
loanDepot.com LLC
HELOC 0
+5 HELOCs
0% 0%
Pentagon Federal Credit Union
HELOC 0
+4 HELOCs
0% n/a
Fourleaf Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Georgia'S Own Credit Union
HELOC 0
+1 HELOCs
0% n/a
Clearview Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Chapel Hill, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Chapel Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chapel Hill in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Chapel Hill, NC

Use these to narrow the list above. Each category shows how many Chapel Hill, NC lenders fit and what that kind of lender is usually best for.

Who Lends in Chapel Hill, NC

Independent mortgage companies closed 55.9 percent of home loans in Chapel Hill, North Carolina in 2025, banks 27 percent and credit unions 17.1 percent. Corporate Investors Mortgage G was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 23 loans.

55.9%
Mortgage companies
27%
Banks
17.1%
Credit unions
3%
FHA loans
3%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Chapel Hill, NC

Who is the largest mortgage lender in Chapel Hill, NC?

By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Chapel Hill, North Carolina with 23 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Chapel Hill, NC have the highest approval rates?

Among lenders with meaningful volume in Chapel Hill, North Carolina, Corporate Investors Mortgage G approved the highest share of completed applications in 2025 at 100 percent, against a 92.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Chapel Hill, NC mortgage lenders offer FHA, VA and USDA loans?

12 lenders closed FHA loans in Chapel Hill, North Carolina in 2025, led by Kbhs Home Loans, LLC with 3. 12 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Chapel Hill, NC lender list?

Yes. 40 banks and 20 credit unions closed home loans in Chapel Hill, North Carolina in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Chapel Hill, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Chapel Hill, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chapel Hill, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chapel Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.