Mortgage Lenders and Brokers in Cashiers, North Carolina
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Cashiers, North Carolina mortgage lenders include United Community BankUnited Community Bank20 Frank Allen Rd, Cashiers, NC 28717A+5.0 ★Texas Ratio: 2.97%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust500 Us Highway 64 East, Cashiers, NC 28717A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA68 Highway 107 S, Cashiers, NC 28717A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Regions BankRegions Bank1045 Providence Rd, Charlotte, NC 28207A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, First Horizon BankFirst Horizon Bank5361 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.76%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, Servisfirst BankServisfirst Bank1200 Ridgefield Blvd, Asheville, NC 28806A5.0 ★Texas Ratio: 8.75%, and Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cashiers, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cashiers are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cashiers, North Carolina
Market share is the lender's share of all home loans closed in Cashiers, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Cashiers 20 Frank Allen Rd, Cashiers, NC 28717 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo, HELOC | 7 +14 HELOCs |
5.6% | 100% | $649,285 | View |
|
1 office in Cashiers 500 Us Highway 64 East, Cashiers, NC 28717 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
4% | 71.4% | $717,000 | View |
|
1 office in Cashiers 68 Highway 107 S, Cashiers, NC 28717 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 3.2% | 80% | $2,405,000 | View |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +3 HELOCs |
5.6% | 100% | $1,220,714 | View |
|
1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
2.4% | 75% | $1,655,000 | View |
|
★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +1 HELOCs |
2.4% | 75% | $655,000 | View |
|
★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.6% | 100% | $850,000 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 1.6% | 100% | $2,020,000 | View |
|
1200 Ridgefield Blvd, Asheville, NC 28806 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo | 2 | 1.6% | 100% | $1,525,000 | View |
|
103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 2 | 1.6% | 50% | $1,690,000 | View |
|
335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 2 | 1.6% | 100% | $1,505,000 | View |
|
★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 2 | 1.6% | 100% | $1,540,000 | View |
|
1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 1 +4 HELOCs |
0.8% | 50% | $465,000 | View |
|
1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.8% | 100% | $2,995,000 | View |
|
1405 Bradford View Dr, Cary, NC 27519 A+5.0 ★Texas Ratio: 4.89% |
Conventional, Jumbo | 1 | 0.8% | 100% | $2,605,000 | View |
|
192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.8% | 50% | $605,000 | View |
|
1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,975,000 | View |
|
303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.8% | 100% | $655,000 | View |
|
★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.8% | 100% | $485,000 | |
American Security Mortgage Cor
|
Conventional | 1 | 0.8% | 100% | $655,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.8% | 100% | $315,000 | |
Rocket Mortgage
|
Conventional, VA, Jumbo | 10 | 8.1% | 76.9% | $546,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
4% | 100% | $815,000 | View |
Union Home Mortgage Corp.
|
Conventional | 5 | 4% | 100% | $319,000 | |
loanDepot.com LLC
|
Conventional, Jumbo | 4 | 3.2% | 100% | $622,500 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 3 +2 HELOCs |
2.4% | 100% | $1,041,666 | View |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 3 | 2.4% | 100% | $2,641,666 | View |
United Wholesale Mortgage
|
Conventional, FHA | 2 | 1.6% | 100% | $260,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 1.6% | 100% | $855,000 | View |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 1.6% | 100% | $360,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 1.6% | 28.6% | $275,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 2 | 1.6% | 100% | $200,000 | |
|
A+5.0 ★Texas Ratio: 2.04% |
Conventional | 2 | 1.6% | 100% | $320,000 | View |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 2 | 1.6% | 100% | $650,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.6% | 100% | $200,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 1.6% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 50% | $2,815,000 | View |
Liberty Federal Credit Union
|
Conventional | 1 | 0.8% | 100% | $175,000 | |
Everett Financial, Inc.
|
Conventional, Jumbo | 1 | 0.8% | 100% | $2,735,000 | |
BankSouth Mortgage Company LLC
|
Conventional, Jumbo | 1 | 0.8% | 100% | $1,025,000 | |
|
★ 4 stars, 3 reviews A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.8% | 100% | $605,000 | View |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 0.8% | 100% | $795,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $345,000 | |
Capital City Home Loans, LLC
|
Conventional | 1 | 0.8% | 100% | $785,000 | |
Sunmark Community Bank
|
Conventional | 1 | 0.8% | 100% | $545,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.8% | 100% | $375,000 | |
|
A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,555,000 | View |
Corning Credit Union
|
Conventional | 1 | 0.8% | 100% | $305,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.8% | 100% | $185,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.8% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 3.09% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,425,000 | View |
New Story Lending LLC
|
Conventional | 1 | 0.8% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0.8% | 100% | $415,000 | View |
Better Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $305,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.8% | 100% | $705,000 | View |
The Loan Store, Inc
|
Conventional | 1 | 0.8% | 100% | $705,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
|
A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.8% | 100% | $4,005,000 | View |
Pulte Mortgage LLC
|
Conventional | 1 | 0.8% | 100% | $345,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.8% | 100% | $805,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.8% | 100% | $55,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.8% | 100% | $695,000 | |
Synovus Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Cashiers Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cashiers, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Cashiers? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cashiers in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cashiers, NC
Use these to narrow the list above. Each category shows how many Cashiers, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Cashiers, NC
Independent mortgage companies closed 38.7 percent of home loans in Cashiers, North Carolina in 2025, banks 57.3 percent and credit unions 4 percent. Deephaven Mortgage LLC was the largest mortgage company, United Community Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cashiers, NC
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Cashiers, North Carolina with 7 loans, about 5.6 percent of the market. The largest lender headquartered in North Carolina was First Ciitizens Bank and Trust with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Cashiers, North Carolina in 2025, led by Cardinal Financial Company, Li with 1. 2 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 4 credit unions closed home loans in Cashiers, North Carolina in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cashiers, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cashiers, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cashiers. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
