Mortgage Lenders and Brokers in Carrboro, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Carrboro, North Carolina mortgage lenders include Truist BankTruist Bank102 Nc Highway 54, Carrboro, NC 27510A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA104 E Main St, Carrboro, NC 27510A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.300 W Weaver St, Carrboro, NC 27510A+5.0 ★Texas Ratio: 4.24%, State Employees' Credit UnionState Employees' Credit Union100 NC 54, CARRBORO, NC 27510A-5.0 ★Texas Ratio: 14.13%, Coastal Federal Credit UnionCoastal Federal Credit Union310 E Main St Ste 110, Carrboro, NC 27510 2274A+5.0 ★Texas Ratio: 4.34%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, and US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Carrboro, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carrboro are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Carrboro, North Carolina
Market share is the lender's share of all home loans closed in Carrboro, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Carrboro 102 Nc Highway 54, Carrboro, NC 27510 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 4 +15 HELOCs |
1.4% | 100% | $902,500 | View |
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1 office in Carrboro 104 E Main St, Carrboro, NC 27510 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +13 HELOCs |
1.1% | 75% | $618,333 | View |
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★ 1.7 stars, 3 reviews 1 office in Carrboro 300 W Weaver St, Carrboro, NC 27510 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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100 NC 54, CARRBORO, NC 27510 A-5.0 ★Texas Ratio: 14.13% |
Conventional, Jumbo, HELOC | 48 +58 HELOCs |
17.4% | 84.5% | $362,916 | View |
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310 E Main St Ste 110, Carrboro, NC 27510 2274 A+5.0 ★Texas Ratio: 4.34% |
Conventional, Jumbo, HELOC | 9 +18 HELOCs |
3.3% | 90% | $592,777 | |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 8 +8 HELOCs |
2.9% | 88.9% | $480,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 6 +8 HELOCs |
2.2% | 100% | $1,156,666 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 4 | 1.4% | 80% | $750,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
1.1% | 100% | $928,333 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 1.1% | 75% | $501,666 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.1% | 100% | $315,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 3 | 1.1% | 100% | $615,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $255,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Corporate Investors Mortgage G
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Conventional, VA, Jumbo | 31 | 11.2% | 100% | $518,870 | |
American Security Mortgage Cor
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Conventional | 3 | 1.1% | 100% | $638,333 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 3 | 1.1% | 100% | $451,666 | View |
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A+5.0 ★Texas Ratio: 0.46% |
Conventional | 2 | 0.7% | 100% | $420,000 | View |
AAFMAA Mortgage Services LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.20% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
Towne Mtg of the Carolinas,LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 25 +1 HELOCs |
9.1% | 100% | $449,400 | |
Rocket Mortgage
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Conventional, FHA | 16 | 5.8% | 72.7% | $274,375 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 10 +2 HELOCs |
3.6% | 100% | $421,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 8 | 2.9% | 100% | $383,750 | |
Fairway Independent Mort Corp
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Conventional | 7 | 2.5% | 87.5% | $452,142 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 6 | 2.2% | 100% | $600,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +4 HELOCs |
1.4% | 100% | $300,000 | |
Freedom Mortgage Corporation
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Conventional | 3 | 1.1% | 100% | $391,666 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 3 | 1.1% | 100% | $1,161,666 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.1% | 100% | $581,666 | |
Mortgage Research Center
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VA, Jumbo | 3 | 1.1% | 75% | $681,666 | |
Zillow Home Loans, LLC
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Conventional | 3 | 1.1% | 100% | $695,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $470,000 | |
Nbkc Bank
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Conventional | 2 | 0.7% | 100% | $480,000 | |
Nih Federal Credit Union
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Conventional | 2 | 0.7% | 100% | $200,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.7% | 100% | $420,000 | |
T2 Financial LLC
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Conventional | 2 | 0.7% | 100% | $495,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 100% | $440,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.7% | 66.7% | $160,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $105,000 | View |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $595,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 100% | $495,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.4% | 20% | $345,000 | |
Homestead Funding Corp.
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Conventional, Jumbo | 1 | 0.4% | 100% | $835,000 | |
Sfmc, LP
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Sun West Mortgage Company, Inc
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VA, Jumbo | 1 | 0.4% | 100% | $1,085,000 | |
Republic State Mortgage Company
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $275,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $295,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 50% | $775,000 | View |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.4% | 100% | $385,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.4% | 100% | $245,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Ithink Financial Credit Union
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,005,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,005,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $665,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $575,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Stanford Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Gmfs, LLC
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Conventional | 1 | 0.4% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
loanDepot.com LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Carrboro Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Carrboro, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Carrboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carrboro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Carrboro, NC
Use these to narrow the list above. Each category shows how many Carrboro, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Carrboro, NC
Independent mortgage companies closed 54.3 percent of home loans in Carrboro, North Carolina in 2025, banks 19.9 percent and credit unions 25.7 percent. Corporate Investors Mortgage G was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Carrboro, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Carrboro, North Carolina with 4 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Carrboro, North Carolina in 2025, led by Rocket Mortgage with 1. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 13 credit unions closed home loans in Carrboro, North Carolina in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Carrboro, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carrboro, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carrboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
