Mortgage Lenders and Brokers in Bryson City, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bryson City, North Carolina mortgage lenders include United Community BankUnited Community Bank145 Slope St, Bryson City, NC 28713A+5.0 ★Texas Ratio: 2.97%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust51 Main St, Bryson City, NC 28713A5.0 ★Texas Ratio: 7.72%, State Employees' Credit UnionState Employees' Credit Union50 BRENDLE ST, BRYSON CITY, NC 28713A-5.0 ★Texas Ratio: 14.13%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, Mountain Credit UnionMountain Credit Union1453 Sand Hill Rd, Candler, NC 28715A+5.0 ★Texas Ratio: 3.23%, Champion Credit UnionChampion Credit Union2311 Hendersonville Rd, Arden, NC 28704A+5.0 ★Texas Ratio: 1.55%, Southstate Bank, National AssociationSouthstate Bank, National Association192 E Woodrow Ave, Belmont, NC 28012A+5.0 ★Texas Ratio: 2.27%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, and US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bryson City, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bryson City are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bryson City, North Carolina
Market share is the lender's share of all home loans closed in Bryson City, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bryson City 145 Slope St, Bryson City, NC 28713 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo, HELOC | 17 +21 HELOCs |
8.9% | 81% | $477,352 | View |
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1 office in Bryson City 51 Main St, Bryson City, NC 28713 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 3 +3 HELOCs |
1.6% | 75% | $231,666 | View |
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50 BRENDLE ST, BRYSON CITY, NC 28713 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 32 +10 HELOCs |
16.7% | 71.1% | $211,250 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 2.6% | 71.4% | $443,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, Jumbo | 2 | 1% | 100% | $725,000 | |
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1453 Sand Hill Rd, Candler, NC 28715 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 2 | 1% | 100% | $220,000 | View |
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2311 Hendersonville Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 2 | 1% | 100% | $230,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 1% | 100% | $270,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 1% | 100% | $610,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 50% | $315,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.5% | 50% | $725,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional | 1 | 0.5% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 0.5% | 100% | $245,000 | View |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $265,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 7.8% | 85% | $250,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 10 | 5.2% | 90.9% | $265,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 6 | 3.1% | 85.7% | $275,000 | |
The Loan Store, Inc
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Conventional | 5 | 2.6% | 100% | $331,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional, VA | 4 | 2.1% | 100% | $252,500 | View |
United Wholesale Mortgage
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Conventional, VA | 4 | 2.1% | 66.7% | $530,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 3 | 1.6% | 75% | $451,666 | View |
American Financial Resources LLC
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Conventional, FHA | 3 | 1.6% | 100% | $208,333 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 1.6% | 100% | $221,666 | |
Newrez LLC
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Conventional, VA, USDA | 3 | 1.6% | 60% | $238,333 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.6% | 100% | $295,000 | |
Mortgage Research Center
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Conventional, VA | 3 | 1.6% | 60% | $468,333 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 3 | 1.6% | 100% | $438,333 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.6% | 100% | $331,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 1.6% | 100% | $138,333 | |
Sage Home Loans Corporation
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Conventional | 2 | 1% | 100% | $470,000 | |
Mortgage Financial Group Inc
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FHA | 2 | 1% | 100% | $425,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $265,000 | |
Nationstar Mortgage
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FHA | 2 | 1% | 100% | $395,000 | |
EMM Loans LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.37% |
Conventional | 1 | 0.5% | 100% | $625,000 | View |
Liberty Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.5% | 33.3% | $435,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $185,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $725,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.5% | 100% | $165,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.5% | 50% | $255,000 | |
Capital City Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $465,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 20% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 50% | $85,000 | |
Marlin Mortgage Capital, LLC
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Conventional | 1 | 0.5% | 100% | $335,000 | |
American Financing Corporation
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FHA | 1 | 0.5% | 100% | $105,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.5% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 7.29% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Peach State Bank and Trust
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Conventional | 1 | 0.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.5% | 100% | $495,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.5% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
New Fed Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $455,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $265,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $255,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 50% | $295,000 | |
Bank of Madison
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 10% | $105,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $265,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bryson City Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bryson City, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Bryson City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bryson City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bryson City, NC
Use these to narrow the list above. Each category shows how many Bryson City, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Bryson City, NC
Independent mortgage companies closed 49.5 percent of home loans in Bryson City, North Carolina in 2025, banks 27.1 percent and credit unions 23.4 percent. American Security Mortgage Cor was the largest mortgage company, United Community Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bryson City, NC
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Bryson City, North Carolina with 17 loans, about 8.9 percent of the market. The largest lender headquartered in North Carolina was First Ciitizens Bank and Trust with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Bryson City, North Carolina in 2025, led by Plaza Home Mortgage, Inc with 4. 12 lenders closed VA loans, led by Union Home Mortgage Corp., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 7 credit unions closed home loans in Bryson City, North Carolina in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bryson City, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bryson City, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bryson City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
